📌 Summary of what the stock market has taught us this year and next...
📌 Summary of what the stock market has taught us this year.
And next year... how to invest less?
This year is probably the year many people feel the same.
👉 The market is rising.
👉 and unintentionally.
But if you look carefully, this year has taught you many important lessons.
Which really applies to next year.
1️⃣ The market is not up or down because of "one news."
This year we clearly see
• Some news are bad, but stocks are up.
• Some are good news, but stocks are down.
Because the stock market doesn't just look today.
But look at "future expectations."
The real information is
The stock price moved accordingly.
👉 Interest
👉 Inflation
👉 investor expectations.
Not just one quarter's earnings.
Lesson
Next year. Don't decide from the short news day-to-day.
2️⃣ basic stocks are good, they can work.
This year, many stocks still grow.
But the price is very strong
This is typical of the market.
Because the interest range is high.
Investors will reduce risk first.
Historical data says
Stocks where "business is still good."
Often recovered in the next phase.
But it takes time.
Lesson
Don't panic, short price.
Let's see if business continues.
3️⃣ Most people miss it because of emotion.
Based on long-term investment statistics,
Returns of retail investors
Often below the market.
The main reason is not to choose stocks, not good.
But because
👉 bought because of fear of missing
👉 Sold because of fear of loss
Lesson
Discipline is more important than accuracy.
🌱 And next year... how to invest in the same mistake?
✔ 1) Have a plan before the real money.
Don't be complicated.
Just know that.
• Short or long down
• How volatile can it be?
There's a plan → Calm up immediately.
✔ 2) Use "Gradual Investment."
Historical data suggest that
Gradual investment
It reduces the risk of misstroke.
Don't guess the bottom.
But get a reasonable average cost.
✔ 3) Choose a stock or asset that is actually understood.
No need to follow every trend
Do not buy because others buy
Invest in something.
👉. Understand.
👉 Believe in the long run.
👉 Sleep.
✔ 4) agree that volatile markets are normal.
The market will have good years and bad years.
No one can escape volatility.
But the ones who survived
Is someone who doesn't quit in the middle of the way.
This year may not be perfect.
But it's the years that teach us to understand the market more.
Next year
Don't be much better.
Just calm down.
There's a plan up.
And don't make decisions from emotions.
This reduces a lot of mistakes. 📈🌱
# lemon 8 finance