Automatically translated.View original post

Do you have group insurance? 🧐

🧐 have group insurance... enough?

Many working people just come to mind when it's too late.

🙋‍♀️ Ask honestly.

Who ever thought like this?

- The company has insurance. Should be okay.

- We're young, strong, nothing.

- I wouldn't be that sick.

These ideas are not wrong.

But... it may not be complete. 😅

Because many people just come to know later that

Group insurance = welfare, not ours.

📌 What group insurance "actually does"

- How much money did the company give us? We can't choose.

- Only protection when you're still working.

- Change jobs / Resign = End coverage

And at work, everything seemed like a problem.

But the point that many people don't think about is...

⚠️ If one day we get really sick,

And have a health history.

Enough to date

- Resign.

- Change jobs.

- Or retire.

Then think of taking out private health insurance

Maybe harder to do.

Or some diseases are not covered.

Turns out...

When I get older and need the most insurance,

There are no options left as you think.

So why do some people choose to have private health insurance along with it?

Not because I want to pay more.

But because I want to have a "backup plan" for life.

✔️ Not tied to the job.

✔️ How many moves are still insured?

✔️ help cope with big treatment costs in the future.

✔️ Choose coverage to suit yourself.

🍋 Summary

Group insurance = There already is good.

But private health insurance = plan for the future.

This post is not going to tell everyone to hurry to do it now.

Just wanted to know.

Because some things... know slower, actually choose less.

Who's not ready? It's okay.

Save it first. 🤍

Which day is ready to make a missed decision?

# Working age insurance # Health # Health insurance # Women's health # Sickness experience

1/21 Edited to

Related posts

do you have renter’s insurance?
the building next to mine was struck by lightning a few weeks ago and caught on fire. people had to evacuate immediately, and most weren’t able to move back in for weeks while the building was being repaired. furniture, clothes, electronics... so much was damaged or lost. it was a reminder t
faith | home & lifestyle

faith | home & lifestyle

12 likes

A young boy with noise-canceling headphones sits on an orange chair, looking away. The image has a text overlay: "TOP 5 Things Your Health Insurance May Cover for Your Autistic Child."
An assortment of "everylife" brand diaper packages and wipes is displayed against a white background. A red text overlay reads "Diapers & Wipes," indicating a potential insurance coverage item.
A woman, wearing an "Action Behavior Centers" shirt, smiles at a young boy playing with colorful toys at a table. A blue text overlay highlights "ABA, Speech, OT & PT Therapy" as a covered service.
5 things your insurance may cover for autism
We have CMS health insurance for my son and it covers all of these things and MORE! 🥰 Having the right health insurance for your autistic child is VERY important! Do you have the right one? #autismawareness #healthinsurance #specialneedsmom #autism #autismsupport
Autism_Glow

Autism_Glow

70 likes

Can life insurance help build wealth? 🏦
💡 Why do the wealthy use life insurance in their portfolio to grow wealth? Here’s your answer in under 60 seconds! 🏦 #wealth #financialfreedom #bank #hack #insurance
FullSendFinance

FullSendFinance

21 likes

A black and white kitten lies in a pink bed, with text asking if pet insurance is worth it, featuring logos for Chewy and Lemonade.
This image details pet insurance accident policy coverage, including diagnostics, procedures, medication, accidents, and illnesses, with a monthly cost and discount information.
The image explains pet insurance coverage details: 80% coverage after a $250 annual deductible, with a $20,000 annual maximum, illustrated by a claim example.
Should you get pet insurance?
I’ve had Lemonade pet insurance for a few months and it’s been great! Recently got a new kitten and so many of the costs have been covered for her testing and vaccines. -The basics of lemonade: 📝The insurance is broken down into accident/injury ($37) and wellness ($22). 📝The insurance is ru
Jewell 🐠🦀🪼

Jewell 🐠🦀🪼

38 likes

Tips Before You Take Your Insurance Exam
3 essentials I feel you should think about before you sit for ANY license exam. I have 3 of them and I did this for all 3 insurance exams #insurance #exams #insuranceagent
versatilechi

versatilechi

63 likes

I hope they have good insurance!
Stolen catalytic converters on a Toyota tundra #exhaustsystem #trucks
Krisbuchowicz

Krisbuchowicz

9 likes

Do you think pet insurance is necessary?
👣Pet parents of Lemon8, do you think pet insurance is necessary? Why? Do you have one for your pets and how much is it? Any saving tips? Comment below! #letschat #lemon8pet
Captain Lemon8

Captain Lemon8

350 likes

3 insurance company tricks you can't fall for.
Don't be a victim for a 2nd time. Call Earley Before It's Too Late.
Earley Law Group Injury Law

Earley Law Group Injury Law

0 likes

Cost & Coverage of China’s healthcare insurance
Only 56USD per year? How does China’s medical insurance actually works? #chinahealthcare #medicalinsurance #tcm
Elin Health Tour

Elin Health Tour

2 likes

Car insurance for full coverage is a SCAM 😭
I cannot believe this! I got into a car accident, I have a $1k deductible and they are telling me my cars worth $2k 😭 I bought it LESS than a year ago for $10k CASH!! And dealerships are selling my exact car with higher mileage for $11k… but Kelly blue book estimated $2k (which is what AAA is going
LifeW/Ana

LifeW/Ana

217 likes

A baby in a monster-patterned onesie with medical tubes, highlighting the #1 tip for baby health insurance. The text overlay reads: "#1 TIP: HEALTH iNSURANCE FOR BABY."
A baby in a patterned onesie, with text advising to look into a separate plan for baby, suggesting CHIP. A search bar graphic shows "CHIP [STATE NAME]."
A baby in a brown onesie, with text describing CHIP benefits: medical, dental, vision, monthly fees based on income, and often cheaper than family plans.
Need Baby Health Insurance? Read This First! ⬇️
When I found out I was having twins, one of the first things I thought about was health insurance. Heath insurance for TWO babies seemed like it was going to be expensive! My health insurance bill would double to $600/mo to get the family plan on my jobs health insurance! Wow! So I researched
Modern Mom | Shannon

Modern Mom | Shannon

283 likes

A document from Optum Rx for Mercy Health Plan members, stating that Albuterol HFA (except Prasco-made) will no longer be covered starting April 1, 2025. Patients may pay higher costs or the full cost if not approved for continued coverage.
Insurance doesn't have to pay for meds? 😡
robhamlin4

robhamlin4

16 likes

How to become a REMOTE INSURANCE AGENT
I've been working from home for 2 years and thought I'd she the process of how I got my job! I was scrolling on Indeed one day and saw a company offering PAID training for their insurance license, so I applied. I thought it was a scam at first, but it turned out to be real! What you wan
Ziewitnotea☕️

Ziewitnotea☕️

37 likes

💜 More Than Insurance… It’s Love in Action!
A few soft reminders about who I am and what I do 💜✨ I believe protection is more than paperwork… it’s love, preparation, peace of mind, and making sure the people we love are cared for. Whether I’m sharing coffee posts ☕, encouragement 🌊, educational chapters 📖, or little moments of humor 😂
Pull Up Agent LLC

Pull Up Agent LLC

8 likes

the right health insurance for college students
Each student's situation is unique. Take the time to explore options and find the plan that aligns with your specific needs. 🌟 If you'd like more examples or additional information, feel free to ask! #Lemon8 #lemon8partner #personalfinance #financebabeash #finance #insurance
Inashwealth

Inashwealth

756 likes

Do you need new insurance? 🚗
#autocoverage #homeinsurance #liabilityprotection
Nikki Varela

Nikki Varela

3 likes

A blue Jeep with severe front-end damage, showing exposed engine components, a broken bumper, and a partially intact headlight on the right side, indicating pre-repair condition.
The front left side of a blue Jeep with extensive damage, including a missing fender, exposed engine parts, and a visible wheel, illustrating the vehicle's pre-repair state.
A blue Jeep after repair, showcasing a restored front right side with a new bumper, fender, and headlight, appearing in excellent condition.
we do insurance work.
#gettoknowme #jeep #shaveshoppecustoms
Shave Shoppe Customs

Shave Shoppe Customs

1 like

Do you have the NEW life insurance or the OLD life insurance? 🤔🚨 Life insuranc
Reese

Reese

0 likes

A white background features the question 'Do children need Life Insurance?' in orange text. The hashtag '#ilovelemon8' is at the top, and the Lemon8 logo with a smiley face icon is at the bottom.
Life Insurance questions
Do children need Life Insurance? What is a IUL? My 20yr old grandson was able to get a very good Indexed Universal Life Insurance policy for $60 a month. Sure there are cheaper policies for minors but they won't set your children up to be their own banker. Access your cash value via
Karen Holt

Karen Holt

1 like

Auto Insurance Questions
#letschat #autoinsurance #adulting #accidentinsurance Hey everyone! I’m currently an auto adjuster and I’ve noticed that not many people actually know what their insurance covers. Honestly I didn’t think too much about it either until I started working as one. So I want to know
Bounciie

Bounciie

1 like

A Lemon8 post titled 'Ask Lemon8' where a user discusses the high cost of health insurance options for US citizens, expressing concern about paying $800 monthly for individual insurance after losing Medicaid due to a new job.
Health insurance in America is outrageous!
How do you feel about health insurance options for US citizens? I started a new job, have no dependents and am losing my Medicaid now. Whether I get the employers offered insurance or market place I’m looking at paying $800 a month for insurance for just me. Idk how I’m going to afford it. #asklem
GrievingGracefully | 💎4life

GrievingGracefully | 💎4life

6 likes

Best dental insurance companies 🫶🦷🪥
You definitely wan to make sure that you have dental insurance. Dental insurance is great for your six month teeth check ups, but they’re also important if you have any issues with your mouth or teeth. You always want to make sure that you are insured in case something extremely costly happens, the
Kylie 💸🫶🏻

Kylie 💸🫶🏻

24 likes

Looking for group trips for 2027? I have 3 options for you! ✈️
Grand Turk March 6–11, 2027 All-Inclusive 🫶🏽 Deposit: $250- due August 17, 2026 Price: $1200 based on double occupancy Sea Terrace, (Balcony) Cabin Final payment is due October 12, 2026 Adults only, women centered, everyone welcome Barcelona ⭐️ September 14–18, 2027 Cheetah Girls 2 Ins
Jamia Chanté | Travel ✈️🌍✨

Jamia Chanté | Travel ✈️🌍✨

1 like

An outdoor scene features an orange bistro table and two chairs amidst lush green foliage under a blue sky. Overlaid text asks, "I'm losing my health insurance What should I do? Let's Chat," inviting discussion on the topic.
Insurance Advice?
I’m turning 26 soon and will be losing my health insurance. 💰 What advice to you have for navigating the marketplace? 💰 How do I decide what plan to get? 💰 How do you start accounting for the extra cost of insurance when you’re already on a shoestring budget? 💕 Thank you for your input!! 💕
MeganPennington

MeganPennington

11 likes

Do you have the NEW life insurance or the OLD life insurance? 🤔🚨 Life insuranc
Reese

Reese

0 likes

Faye Travel Insurance
You spend so much time planning the perfect trip. Don’t forget to protect it too ✈️ Travelers who want extra peace of mind before they take off, Faye Travel Insurance is for you. From flight delays and lost luggage to unexpected medical situations while traveling, having coverage can make a h
Deidra

Deidra

1 like

This image explains why people get life insurance, listing reasons like replacing income, paying debts, protecting children's future, covering final expenses, and leaving a legacy, then questions what happens to the money after death.
This image details what happens when someone passes away, including family grieving, immediate bills, frozen assets, and court involvement if no legal plan exists, emphasizing the complications that arise.
This image describes the consequences of not having a will or trust, such as probate court, lengthy and costly processes, court-decided distribution, and potential unchosen guardians for minor children.
How to protect your life insurance proceeds!
Life insurance isn’t enough if you have minor kids… Did you know that if your beneficiary is under 18, the life insurance company won’t pay them directly? Instead, the money could get tied up in court, and a judge, not you, decides who manages it. 👶🏽💸 That’s why having a will or trust is jus
Tasha S.

Tasha S.

13 likes

Dental insurance. Is it worth it?
I am going off of a group plan this July, signing up for a Medicare Plan G. My question is, is dental insurance worth it? I’ve been quoted prices ranging from $50-$95 a month. Most do not cover more than cleaning, bite wing x rays and an exam. Would I be better off negotiating with my dentist for a
Gaia💌

Gaia💌

43 likes

My bills have a group chat and they're all getting bigger. 😅
If this is you then it is time for a side hustle... comment below "Ready" I am looking for people who have an open mind about becoming Life Insurance Agent. I have a few openings for serious inquiries. Qualifications are: -;18 years or older - live in the US able to pass -
buddymaunakea808

buddymaunakea808

0 likes

How do you keep up with insurance costs?
I’m just curious…how are people keeping up with the cost of insurance? Are they just opting out of having it? I pay for windstorm, flood, home, and car insurance and it’s over $1000 a month total. I live on the Texas coast so hurricanes and flooding are a very real threat. I can’t imagine going wit
Rachelle Smith

Rachelle Smith

5 likes

Do you have the NEW life insurance or the OLD life insurance? 🤔🚨 Life insuranc
Reese

Reese

0 likes

my 8-5: insurance account representative 🏠🚗💵📞
if you’ve ever thought about going into the insurance industry, this is for you! What do I do specifically? I work in a local State Farm office servicing policies for our current customers. I take payments, review coverages, send paperwork, and overall do all the backend stuff when it comes
𝕄𝕒𝕕𝕚 🫶🏼

𝕄𝕒𝕕𝕚 🫶🏼

112 likes

Life Insurance for Inmates
If you have a loved one who's incarcerated or recently got out, you need to know what your options are. Don't wait until it's too late. 🎯💯 #lifeinsurance #getlifeinsurance #familylegacy #lifeinsurancefacts #insurancemadeeasy
Ebonie | Insurance Homegirl

Ebonie | Insurance Homegirl

12 likes

Why I chose life insurance as a Latina mom…
As a Latina mom, this conversation is personal. Growing up, I saw families work incredibly hard to provide for the people they loved. What I didn’t see were many conversations about financial protection, life insurance, or planning ahead. Not because people didn’t care. Because many sim
Isabel

Isabel

3 likes

Life Insurance Agent!
Not only do I have my small faith-based business but now I get to help small business owners protect their income. If you have a small business and need to protect it, comment “NOW” let’s get you started! #smallbusiness #protectyourbusiness #smallbusinessowners #insuranceagent #lifeins
Joann | Hope & Finance

Joann | Hope & Finance

0 likes

Study with me for the life insurance exam!
Wish me luck!! If you have any tips pls let me know as well! #insurance #lifeinsurance #studywithme
Madison

Madison

17 likes

A white Toyota Corolla sedan is parked in front of a bright yellow building. The car has a California license plate "8CVD008". Overlaid text asks, "How to reduce insurance cost?". This image illustrates a discussion about car insurance.
How can I lowered my monthly car insurance?
I just bought a Corolla SE today and I was quoted $530/month from Geico for full coverage in NYC. I have 2 speeding tickets on my record but still I feel like that is ridiculously high? From reading online on some forums it seems like most people are paying $100-$200 for the same car. They told
Kaia

Kaia

102 likes

This is a breakdown of Cash Value Life Insurance 💸
Here’s the truth about how cash value life insurance REALLY works (and what they don’t want you to know) Full Breakdown👆💡 #cashvaluelifeinsurance #wealth #financialfreedom #finance #infinitebanking
FullSendFinance

FullSendFinance

36 likes

Why Do You Not Have Life Insurance Yet?
The Best Act Of Love Is To Have Your Final Love Letter In Place! Schedule A Free Overview Today! #lifeinsurance #family #financialplanning #estateplanning #asklemon
Antonio Robinson

Antonio Robinson

1 like

95% of Millennials Don’t Know This About Insurance
#millennials #insurance #didyouknow #shopping #tipsandtricks E3 Insurance Advisory Group LLC
E3 Insurance Advisory Group

E3 Insurance Advisory Group

2 likes

🛡️ Do YOU have life insurance for your aging parents and grandparents? 🛡️Don’t g
Reese

Reese

0 likes

Pet Insurance- Buy or Bye?
Do you have insurance for your pet? I got mixed reviews and responses when trying to decide if I’d partake. As of now, I’m glad I have it. Do you think my opinion will change? 🐈‍⬛🖤 #pet insurance #responsiblepetparent #pethealth #cat #kitten #catmom #petsoflemon8 #pets #catso
Julia

Julia

29 likes

Most life insurance agents don't have an effort problem.
Most life insurance agents don't have an effort problem. They have a systems problem. Story One of our agents spent 8 months with another company without closing a single policy. After joining our team, receiving mentorship, and following a structured system, she earned over $10,000 i
buddymaunakea808

buddymaunakea808

0 likes

Do you have the NEW life insurance or the OLD life insurance? 🤔🚨 Life insuranc
Reese

Reese

0 likes

Your Home Insurance HAS TO Have This
#education #advice #home #insurance #homeowner
E3 Insurance Advisory Group

E3 Insurance Advisory Group

4 likes

See more