Truth vs belief about the credit bureau check.
Hello Tuesday, everyone. 😊 There is one question that Pal meets very often. When a customer applies to borrow a house or car, it is..."Pal, I don't dare to press the credit bureau check in the app, afraid of falling points, afraid of banks looking bad."
Today, Pal asked to "smash the table," clear clearly according to this picture:
✅ The truth is: We can check the credit bureau "by ourselves" (through the bank / wallet app)! Any check can "not affect the credit score" and the bank does not view it as negative, vice versa...It's a very good "financial health check" that makes us aware before the bank knows it.
⚠️ But the real "scary" thing is...Filing several loans at the same time, or giving the check staff a check to make this so-called "empty light taxi," the bank will see us as "hot money," the score will definitely fall!
So in 2026, who plans to recover a large piece, Pal recommends "always check the buro yourself" so that we can find out if we have any backlog so we can fix it!
Has anyone ever checked Buro himself and found anything strange? Or who hasn't checked yet? Confess! 👇
# Pal, talk about money # Credit buro # Home Recovery # Car recovery # Financial knowledge# Easy money # MythBuster













































































