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I RAISED MY CREDIT BY 35 PTS!! #DEBTFREEGOAL 💰

It feels really good to be on the road to exceptional credit!

The credit tiers:

Exceptional

Excellent

Fair

Good

Poor

Happy to share that I paid off my credit cards (2/2), so now I’m moving forward to the next financial obligation on my list.

I have a few debt items I’d like to pay off before tackling on my student loans, and I’m confident I’ll be able to manage achieving this by the beginning of 2025.

Total debt remaining before student loans -

Old: $7,700

New: $5,100

#financialplanning #financesdoneright #financialjourney #debtfreejourney #debtfreecommunity #goals2024 #creditscoresuccess #creditscoresolutions

2024/6/18 Edited to

Achieving a higher credit score opens doors to better financial opportunities. As I progress towards exceptional credit, it’s essential to understand credit tiers: Exceptional, Excellent, Good, Fair, and Poor. Each category has specific implications for loan approvals and interest rates. Paying off $2,600 in credit card debt has had a significant impact on my overall credit health, and I’m determined to clear additional debts. With my current progress, my total debt before tackling student loans has decreased from $7,700 to $5,100. Maintaining a good credit utilization ratio is vital, as it accounts for 30% of your credit score. For those on a similar path, consider strategies such as budgeting effectively, making timely payments, and reviewing credit reports for inaccuracies. Additionally, staying engaged in the #debtfreecommunity has motivated me to remain accountable. As I set my eyes on goals for 2024, understanding how to improve credit scores is essential for financial independence. Together, we can embrace #creditscoresuccess and pursue our dreams of financial freedom!

12 comments

period!! You’re amazing, i’m on a similar journey and i can’t wait to see those points go up as well🙂‍↔️🤩 Keep it up !

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