If you frequently purchase over-the-counter (OTC) medications and health supplies, utilizing your health insurance benefits can be a smart way to save money. Many plans, including Medicaid and Sunshine Health Medicaid, offer monthly allowances towards OTC products such as cold and flu remedies, pain relief gels, or personal care items like tampons. At CVS Pharmacy, you can take advantage of these benefits by selecting the items covered under your plan’s OTC allowance and restocking them regularly. For example, cold and flu products like Alka-Seltzer Cold & Flu or topical pain relief gels can be part of your monthly purchase list. Staying aware of what items are eligible helps you maximize your allowance, saving approximately $50 a month. To get started, review your health insurance’s OTC benefits carefully and confirm which items qualify. Then, plan your CVS visits to restock these essentials before you run out. Many plans require you to use your benefit within a certain time frame, so timely restocking can prevent losing out on savings. Additionally, consider using CVS’s offers and coupons to further reduce costs. Combining these with your insurance allowance can significantly cut your out-of-pocket expenses. Remember that using your OTC allowance wisely not only helps maintain your health but also eases the financial burden of purchasing everyday healthcare products. Stay informed about updates from your insurer, as coverage may change, and check with CVS pharmacists for guidance on which products are eligible under your specific plan.