saving money is the same as learning IT

Australia
2025/8/13 Edited to

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The image displays a '12 WEEK SAVINGS PLAN' with a piggy bank illustration. It outlines various savings goals, from $100 to $5,500, detailing the corresponding monthly, bi-weekly, weekly, and daily contributions needed to achieve each goal.
12 Week Savings Plan for Any Goal! ✨🫶
God can bless the bag, but can you manage it?” Staying on budget is kingdom discipline. It’s not about restriction—it’s about stewardship. 🔥Saving ain’t about how much you make—it’s about how much you keep.” Sis, start small if you have to. $5, $10, whatever—just start. Every dollar you save
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A flat lay image displaying a list titled "Ways To Save Money" with 16 tips, including buying in bulk and using coupons. The background features a white notebook, a pink planner, eyeglasses, and pens, with the Lemon8 logo and user handle at the bottom.
16 Ways To Save Money 💴 💰
1. Buy essentials in bulk 2. Use coupons when shopping 3. Cook meals at home 4. Cancel unused subscriptions 5. Buy generic brands 6. Buy second hand 7. Walk, ride bike or public transport 8. Automate your savings 9. Unplug electronics when not in use 10. Create and follow a budget 11. Ne
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Hi guys! I’m here to share everything I’ve been learning about money, financial habits, and making smarter decisions with our finances. This is your invitation to join a community where women support women, learn about money, and grow together. If you’re ready to take control of your finances and b
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The image displays a laptop with white headphones and an iced coffee on a table. Overlayed text in pink and white reads "19 MONEY RULES EVERYONE SHOULD LEARN BY 25 $", with a money bag and lightbulb icon. A "Swipe" arrow is at the bottom right.
This slide presents the first two money rules: "1. Pay yourself first" by automating savings, and "2. Keep a 6-month emergency fund," with variations based on income streams or starting out. A "Swipe" arrow is at the bottom right.
This slide details money rules 3 and 4. Rule 3 suggests budgeting using the 50/30/20 rule for needs, wants, and saving/investing. Rule 4 advises dividing bonuses into thirds for fun, retirement, and debt paydown. A "Swipe" arrow is at the bottom right.
Money rules to learn by 25
Absolutely! Learning key money rules by age 25 can set you up for financial success and stability in the long run. It's the perfect time to lay a solid foundation for your financial future. Let's dive into some essential money rules: 1. **Live Within Your Means**: This is fundamental. Sp
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The image features US dollar bills with a green overlay stating 'SAVE $600'. It outlines biweekly savings amounts for 3, 6, and 12 months to achieve the $600 goal.
How to Save $500–$1,000 Fast 💸 (On a tight budget)
Saving on minimum wage sounds impossible, right? But here’s the thing—it’s not about saving a lot, it’s about saving consistently 💪💰. Even small amounts add up over time when you have a plan. Whether you’re trying to save $500, $800, or even $1,000, breaking it down biweekly makes it easier (and
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📲Ultimate Apps to Get RICH in Your 20s 💸💰
💵Building wealth in your 20s involves more than just saving money; it’s about smart investments, continuous learning, and making informed financial decisions. Here’s a curated list of diverse apps that will help you on your path to financial success.💵 #MoneyTips #moneyapps #apps #appsilove
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8 TIPS to MANAGE MONEY
How I manage my money in my early 20's: These are my top lessons and advice I have learned throughout my life that have helped me save SO much money in my early 20's. Saving money is all about being intentional and being disciplined with the money decisions you make. If you follow some o
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A shopping cart contains thrifted denim clothes and glass cups, illustrating the tip of not buying new clothes and opting for thrifting instead.
A hand holds a bowl of healthy breakfast with bananas, blueberries, and mango, representing the advice to avoid eating out and make home-cooked meals.
How I saved $12,000 in less than 1 year !
1. I do not buy new clothes! This one is hard but thrifting is so much fun and unique to find cool pieces and such good staples. You save so much money doing this. 2. Avoid eating out! I always avoid eating out. First of all it’s so much better for you to make home cooked meals. Not only are you s
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A dark-toned image shows numerous stacks and piles of US dollar bills, including $20, $50, and $100 denominations. Overlay text reads 'How to Manage Your Money,' emphasizing financial management.
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This image continues financial management tips: 'Increase Your Income' with a person throwing money and Shopify notifications, 'Build an Emergency Fund,' 'Pay Down Debt Strategically' with stacks of money, and 'Invest for the Future' featuring 'The Psychology of Money' book.
How to Manage Your Money in 2025 💸✨
What if 2025 could be the year you finally take control of your finances and build the life you’ve always dreamed of? Whether you’re starting from scratch or looking to level up, these money management tips will guide you every step of the way. 🌟 ✨ Here’s Your Money-Management Game Plan: 1️⃣
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How I manage my money as a 19 year old barista
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A white shelving unit filled with various household products like shampoo, laundry detergent, and cleaning supplies. The text overlay reads: "HOW TO START COUPONING IN 2025," with an arrow pointing right, introducing the topic.
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A white shelving unit displaying various household items. The text overlay, "#2 CREATE YOUR FREE ACCOUNT IN THE APP TO HAVE ACCESS TO THEIR SALES & COUPONS," details the second step for digital couponing, with an arrow pointing right.
How to start couponing in 2025
When you hear the word couponing, what do you think of? Most people I ask this question to tell me they think of the old show on TLC- Extreme Couponing. That show is NOTHING like what couponing is today in 2025. Today, couponing is so easy. No need to spend hours and hours hunting down coupons beca
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How to Save $10K Without Burning Out 💵
Most people don’t realize how powerful it is to save slowly. We’re constantly told that saving means cutting everything out or hitting some impossible monthly target. But realistically… you don’t need to move fast you just need to move consistently. This $10K tracker isn’t about pressure or ti
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Want to learn how to save $100,000?
Stop spending on unnecessary things.. just for a little bit!! Differentiate NEEDS vs WANTS! Start saving now, even if it's $5 every week! Cash stuffing is a life changer!! Head on over to Allocating Mindset on YouTube to see how💋 #save your money #stopwastingyourmoney #keepyo
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Master These 10 Rules & Watch Your Money Grow
Most people don’t have a money-making problem, they have a money-keeping problem. You can make $100K a year and still be broke if you ignore these rules. Save this post & start applying them NOW. 💰👇 Which one hit you hardest? #lemon8partner #personalfinance #MoneyTips #moneym
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Money Saving Challenge Tips!!
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A Teen’s Guide to Managing Finances 💵
Financial management for teens is about learning to handle their money wisely. Creating a simple budget helps them track what they earn and spend. Setting savings goals, both short-term and long-term, gives them something to work toward. Managing their allowance by dividing it into spending, saving
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A handwritten list titled 'Yearly Savings Goals' on lined paper, detailing how much to save monthly, bi-weekly, and weekly to reach yearly goals ranging from $1,000 to $10,000. The text is highlighted with pink marker.
Savings Hack
Here is a little savings hack to save in a year. These are not multiples of each other, nor will these amounts will get you a little over the savings goal as I rounded the amounts up a bit. Trying to get people on fixed incomes to save minimally to reach their goals. I hope this helps someone 😊
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THIS is How I’m Saving Money in 2026 💰💰💰
I’m going to start out by saying that I love shopping, I absolutely love spending money 💸 It doesn’t matter if it’s for clothes, food or hobbies. But as someone who wants to be a bit more precise and mindful of what she buys, this is my starting point! To be fair, I’ve saved a lot of money durin
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Budgeting my paychecks (weekly edition) 🎀💸
The $900 are not always accurate, but this was my income for last week…sometimes i get more or less, it depends of how much tips we got! And also, some of the bills are not accurate either, i have to pay credit cards or some other expenses but those in the pictures are my main expenses. I use t
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A flat lay of various U.S. dollar bills, including twenties, tens, and ones, on a dark textured surface, with the text 'Money Saving Tips Cash Edition' overlaid.
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Money Saving Tips (that have helped me)
I am a server and bartender, so I ALWAYS have loose cash. I figured out the best way (for me) to save my money instead of impulsively spending it. I have many different goals that I save for, but my top 3 are Savings, Big Expenses, and Credit Card. It has become a habit after doing it this way
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How I Budget Each Paycheck 🤎
1.) When I get paid, I immediately pay ALL my bills 2.) I transfer money to my high-yield savings, which I treat like a bill. That savings is in a completely separate bank so I’m not tempted to touch it. 3.) Whatever’s left after bills becomes my spending money for things like food, gas, and
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My Secret to Saving $10,000
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A colorful Coach wallet is surrounded by various US dollar bills, including $20, $50, and $100 denominations. Overlay text reads "How to Save $500 In 30 days" and "SWIPE," promoting a savings guide for beginners.
US dollar bills are visible beneath a grid displaying daily savings amounts from $2 to $31. Overlay text instructs to "Cross one off each day" and "START WITH THE LOWEST AMOUNT IF YOU'RE ON A TIGHT BUDGET," with a "Save this!" reminder.
A colorful Coach wallet and dollar bills are shown with "SAVING TIPS" overlay text. Tips include saving high amounts on payday, cutting spending, tracking by hand in a notebook, and adding an extra dollar daily for more savings.
EASY SAVINGS GUIDE FOR BEGINNERS ✨🫶
Take this as your sign to save $500 in one month! If you stick to this guide you will get there 🤩 I recommend starting with the highest amounts first so it gets easier all the way through. 💰Pay days are the best days for those higher amounts. Set it aside before you spend it 🤭 💵You can
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A couple smiles on a city balcony at night, with a skyline in the background. The image has a text overlay that reads "Best Times to BUY" and includes the Lemon8 username @amalah.mae.
A graphic titled "BEST BUYS FOR EACH MONTH..." lists optimal times to buy furniture in July, computers in August, and swimsuits in September, with corresponding icons and explanations for each month.
A graphic titled "BEST BUYS FOR EACH MONTH..." lists optimal times to buy denim in October, video games and consoles in November, and cars in December, with corresponding icons and explanations for each month.
Save money and TIME your buys
End-of-year sales aren't just good—they're downright fantastic! Picture this: as the calendar inches closer to December, retailers gear up for the grand finale of sales extravaganzas. From Black Friday bargains to Cyber Monday madness, the end of the year is a shopper's paradise. But th
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Think Rich, or Stay Broke—20 Lessons You Need
The difference between being broke and building wealth? Your mindset. If you don’t start thinking differently about money, you’ll stay stuck. Most people think making money is about luck, connections, or talent. But the truth? Wealth starts in your mind first. If you believe money is hard to ge
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The 50/20/30 rule for saving $✨🍋
Take control of your finances with the 50/30/20 rule! 📝 It’s simple yet powerful: 💡 50% for your NEEDS – rent, groceries, transportation, and insurance. 💡 30% for SAVINGS – build your future with retirement funds, investments, and an emergency fund. 💡 20% for your WANTS – enjoy life with dining
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PAY OFF DEBT WHEN YOU HAVE NO MONEY
Let's break down the steps to pay off debt when you're on a tight budget. I'll provide practical advice, and online jobs to consider for help because having a second job can help. Remember, consistency is key, and even small efforts can make a difference. Here we go #lemon8partner #
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The Lazy Way to Save More Money
💰 You don’t need more willpower—you need better money tricks. If saving feels impossible, it’s probably because you’re relying on discipline instead of systems. Life is expensive, temptations are everywhere, and waiting until you “feel like saving” is a losing game. But when you make saving a
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5 ways to save money
#moneysavingtips 1. SPEND LESS THAN WHAT YOU MAKE. -Which means, you gotta to stop living off a 100% of your income. 2. 10% RULE. -If you came by ten times, then you DON’T need to touch it. 3. CANCEL SUBSCRIPTIONS. -You may have to sacrifice certain applications just to get
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Trading 101
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A flat lay shows two small handbags, a cardholder with various cards, and a small wallet on a white surface. Text overlays read "BUDGETING YOUR PAYCHECK 50/30/20 Rule" with money emojis, illustrating a financial planning concept.
A dark green book with a dark glass vase sits on a marble surface. Text overlays explain the "50% for Needs" category of budgeting, listing essentials like rent, insurance, and groceries from after-tax income.
Four open tins of candy are displayed on a wooden surface. Text overlays describe the "30% for Wants" budgeting category, including non-necessities like eating out, travel, and new clothes, from after-tax income.
How to budget your paycheck: 50/30/20 Rule 💰✨
Having a budgeting plan for your paychecks is essential for not living above your means and ensuring you’re setting yourself up for financial success! It can be scary to start adventuring into the world of personal finance — there is lots of complicated jargon and options for you to choose from
hannah 💟

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Beginner Tips on Saving 💸💰
This how I started saving money! ✨ At first, sacrificing things like an iced coffee every day and shopping every paycheck was hard. By now, it has turned into quitting a bad habit that cost me too much money! You can do this, too. :) Consider the items you’re currently spending money on. Where ca
han marie 🍋

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how i budget as 23 year old ✨
I’m all about salary transparency! I make a little over $50k from my full time job, and about $5k from side hustles and savings. So here’s a VERY broad overview of what i do with my money. 💸 After taxes, health insurance, and my 401k, I’m left with about $3200/month (not including extra income)
Amalah

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Money Habits: What's REALLY holding you back✨
Ever feel like you’re just ‘bad with money’? You’re not alone—and, honestly, it’s usually not true! Most of us aren’t actually bad with money; we’re just working with habits we picked up, trying to juggle financial stress, or maybe missing some simple guidance. In this post, I’ll show you w
Mari 🦋

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PAY OFF DEBT even if living PAYCHECK TO PAYCHECK
When you live paycheck to paycheck, paying off debt can seem overwhelming. However, there are strategies to help you manage your debt and improve your financial situation. 🌟 Hey there! If you’re looking for a supportive community where you can learn how to make money and transform your life, com
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A person takes a mirror selfie in a restroom, with text overlay 'Budget with me as a pizza hut employee', indicating the start of a budgeting journey.
A person in a car, wearing a cap, with text overlay 'step 1: go to work!', signifying the beginning of their work day.
A screenshot displays a biweekly pay estimate of $1,299.20, including credit card tips and income tax, along with scheduled work hours for a Pizza Hut employee.
Budget with me as a pizza hut employee!
Budgeting in the current U.S. economy is very challenging especially as an 18-year-old with no support from family or friends. With inflation driving up the cost of essential goods like food, housing, and transportation, managing limited income becomes a significant struggle. Entry-level jobs, whic
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A woman in an orange top and denim shorts stands in a parking lot, making peace signs. The text overlay reads "Things I Stopped Doing To Save Money" and "lemon8 @simply_stacii11."
Things I stopped doing to save money
I had to cut these out to start saving more. To be honest, I used to think that none of these costs me that much and to be even more honest, they don’t . But … when you add them up … when you calculate it over time .. when you’re trying to accomplish things that require more assets Thes
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Money Saving
#moneysavingtips #Lemon8 #lemon8partner #lemon8challenge #lemon8creator #Lemon8 #student #money #MoneyTips #christian ✝️ i hope this helped as my first post. make sure to follow to see more like this! i will be posting outfit ideas, hauls, routines, and other requests. love
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Saving Money as a College Student!!
💸As we know college is so expensive and sometimes when you're working part time or living on student loans, it's really important to know how to save money and live within your means!! Here are some of my best tips to saving money while in college! Limit eating out - this one is super
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3 ways to save $5,000 without going broke!
Saving $5,000 might feel like a BIG goal, but it’s not impossible when you break it down! 💸✨ 💡 3 realistic ways to save: 1️⃣ 52-week challenge: Save $50–$200 weekly. Tip: Knock out the biggest weeks first while motivation is high! 2️⃣ 26-week challenge: Higher weekly amounts but done faste
Mari 🦋

Mari 🦋

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Money hack: claim your 💰 from the government
PSA: Check these websites to see if your state's unclaimed property division has some of your money that you can claim back! Unclaimed properties are basically money that belongs to you that you have not cashed, and it was returned to your state. In the past, I’ve gotten money here and th
Kim Liao

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4074 likes

Personal Finance Books You Should Read ASAP 📚 P2!
💗 Feeling lost in the world of finance? Personal finance books are your cheat codes to financial freedom! Here's why you should grab a book (or e-reader) and start learning: 💪🏻 Become Your Own Money Master: Learn how to budget, save, invest, and avoid debt traps – all from the comfort of
Jenn | Finance

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💵 my “no buy” spending list for 2025 💵
These are the top things I’m not spending money on 2025 to have more savings 💰. I tried making my no spend list as easy and effective because it’s hard for me to stick to a budget. I try to be frugal and have more of a mindset for saving. The only rule I always try to follow is to not buy things th
Tasnia Islam 💕

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