Meagan 🖤🫶🏻📖

874 followers

Follow

Follow

Follow

1/2

1 saved

1

The Debt Collector Review

@BLybaekauthor #alwaysdarkromance #BookReview #darkromance

5/3 Edited to

From my experience reading "The Debt Collector," what really stood out was how B. Lybaek masterfully draws you into a world where tension and unpredictability keep unfolding with every page. The depiction of the Russo Mafia adds a gritty backdrop, enhancing the dark romance theme and creating high stakes for the protagonists. One of the unique aspects I appreciated was the blend of spice and emotional depth. Unlike typical dark romances that focus solely on danger or passion, this story balances both, making it compelling and relatable. The characters' struggles and growth felt genuine, which is something I value highly in this genre. Moreover, the plot twists weren’t just surprises for shock value; they were carefully crafted to deepen the story and develop the characters' relationships. This made the reading experience immersive and kept me hooked from beginning to end. For readers seeking a book that offers both mystery and romance with a mafia edge, this installment is a stellar recommendation. The pacing is well handled, ensuring that the story's tension consistently builds without becoming overwhelming. If you enjoy dark romance with a strong, suspenseful narrative and characters that draw you in emotionally, "The Debt Collector" is definitely worth diving into. B. Lybaek's storytelling keeps you engaged and makes you eager for more installments in the series.

Related posts

The Credit Report Errors Most People Miss 👀💳✨

Thinking about paying a collection account? Read this first. 👀 One of the biggest mistakes people make is assuming every collection account is accurate and immediately paying it. Before you pay anything, make sure you: ✔ Verify ownership ✔ Request validation ✔ Check reporting date

338 likes

What to say when a Debt collector calls you.

9451 likes

How im paying off my debt 💕

This planner made setting up my plan so easy. I know that I can stick to it just off how simple this planner is 🩷 This is your sign to start your budget journey to reach your goals ! #budgetplaner #planninggirl #budgetingasastudent #budgetingforbeginners #jaliyahkreationz #moneyma

1508 likes

An image overlaying the title 'DEALING WITH DEBT COLLECTORS DO'S & DON'TS' on a financial dashboard. The dashboard displays monthly expenses, incomes, credit card usage, and transaction logs, illustrating financial management concepts relevant to debt.

An image titled 'DO's' listing six actions for dealing with debt collectors, including requesting validation, verifying debt, disputing incorrect information, negotiating, recording everything, and seeking help from the CFPB. The background is a financial planning template.

An image titled 'DON'TS' listing three actions to avoid when dealing with debt collectors: don't communicate before validation, don't do nothing, and don't forget to pay taxes on canceled debt. The background is a transaction log template.

👇KNOW your Rights - Dealing with Debt Collectors

#debtcollector prey on negative feelings and all they care about is meeting their quotas. They don’t care if the debt is legitimately yours so here are some things that you shouldn’t should not do when interacting with them. DO’S: 1. Request a validation letter - they have 5 business days f

526 likes

If they call again sue them !

1247 likes

Cancel Debt Yourself

@Welcome Baddies Opting to send letters to creditor collections for dispute is crucial in safeguarding your financial standing. Crafting a well-articulated letter provides an opportunity to challenge inaccuracies, request validation of the debt, and possibly negotiate a favorable resoluti

6802 likes

Prayer to wipe out financial debt

#Prayer #Finacial debt

866 likes

How to Pay off Debt Quickly

1. Face Your Numbers Head-On List out all your debts, including balances, interest rates, and minimum payments. Understanding the full picture is the first step to creating a game plan. Pro Tip: Use a debt tracker or spreadsheet to keep it organized. 2. Choose a Debt Payoff Strategy Debt Snowb

1449 likes

How I’m using my Lemon8 to pay off my debt

#embracevulnerability #Lemon8Diary #shareyourthoughts #debtpayoff #debtfreejourney I would like to start by saying that I am not in the creator rewards program, nor do I make any profit off of social media or any side hustles. I am making payments directly from what I make with my full t

1132 likes

This image introduces how to pay off $5,000 in credit card debt using the Avalanche Method, featuring a hand holding three credit cards: Quicksilver, Sapphire Preferred, and Discover it.

This image highlights the Avalanche Method as a strategic way to save time and money on credit card interest, with a hand holding a Discover it credit card.

This image outlines Step 1 of the Avalanche Method, instructing to list credit card debts with their amounts and interest rates, showing a hand holding a credit card.

How I paid off $5,000 credit card debt!

Drowning in credit card debt? I’ve been there—it feels impossible, but trust me, it’s not. Using the Avalanche Method, I took control of my finances and saved myself so much money on interest. 💸 Here’s the deal: It’s not about paying everything all at once (who has the funds for that?), but abou

4494 likes

PAY OFF DEBT even if living PAYCHECK TO PAYCHECK

Paying off debt while living paycheck to paycheck might feel impossible, but small steps can make a big impact. Track your spending, set realistic payment goals, and stay consistent with your plan. It’s not about perfection – it’s about progress. Swipe for simple tips to start your debt-free journe

1264 likes

3 Things I Wish I Knew Before Paying Collections 👀💳✨

I used to think paying a collection account immediately was always the right move. Now I know better. 💖 Before paying any collection account, I wish someone had told me: ✔ Verify ownership first. ✔ Request validation. ✔ Review reporting dates. Not every collection account is being

3 likes

How to pay off debt quickly 💸

1. LIST DEBTS FROM SMALLEST TO LARGEST. List debts from smallest to largest balance regardless of interest rate. Paying them off in this order will help you gain momentum. 2. MAKE MINIMUM PAYMENTS ON ALL DEBTS EXCEPT THE SMALLEST. Make minimum payments on all debts except the debt with the sma

4970 likes

A title card on a background of US dollar bills, stating: 'HOW I'M USING CHATGBT to PAY OFF DEBT AND SAVE MONEY'.

A slide defining ChatGPT as an AI-powered conversational assistant, listing its key features: Natural Language Understanding, Knowledge and Assistance, Task Assistance, and Personalization.

A slide explaining how to use ChatGPT for saving money and paying off debt, with an example prompt for a financial plan.

How I Use ChatGBT To Save Money and Destroy Debt

Check out the response ChatGPT gave me after I typed in my example question: Here’s a detailed step-by-step plan to help you save $200 per month and pay off your $5,000 debt within 6–8 months: Step 1: Assess Your Monthly Budget 1. Income: • Biweekly pay: $1,200 •&#

1457 likes

A bottle of Afnan Supremacy Collector's Edition fragrance, with a speckled light gray design and a black ringed cap, sits on its black box. The box displays the fragrance name in silver text. An overlay reads 'FOLLOW ME 10K GOAL'.

Supremacy Collector’s Edition Pour Homme Afnan for men

Top notes are Pineapple, Bergamot, White Flowers and Apple; middle notes are Orange Blossom, Birch and Amber; base notes are oak moss, Musk and Ambergris. #mensfragrance #malefragrance #malefragrances #menscents #menfragrance

1 like

The Debt Collector’s Kiss

My first book I’ve been writing this for years. Finally worked up the courage to publish it. Still editing chapters as I upload but the first 4 are up & ready for readers like you to engage & get lost in the story. Please leave feedback and what you think may happen next. #wattpad #w

7 likes

How to have No Student Debt

Get a job • Having a steady income throughout the school year allows for more insurance. • Gaining more money throughout the year let’s you start paying off student debt. Scholarships • They’re thousands of scholarship that you could apply for. • You can apply to scholarships year round.

695 likes

A person's hand holds a blue Chase Visa Debit card and car keys over a white envelope, resting on grey sweatpants. The overlaid text asks, 'I got sent to the debt collector?', reflecting concern about a potential debt collection scam.

I got sent to the debt collector?

This was in my voicemail, saying that I have a credit card debt that I need to pay. Tbh I did panich at first because I'm new in credit card and still trying to figure out timelines to pay the bill. This voicemail made me think that I didn't pay on time or what. I looked up the number and i

32 likes

Debt collectors

Comment below if you are tired of them !!

205 likes

A person in a striped shirt and jeans looks at flowers outside a shop, with the text 'HALF PAYMENT Budget Method to get out of debt' overlaid.

A cozy indoor scene with a laptop, teacups, and a teapot on a wooden table, featuring the text 'Divide your income into two halves.'

An outdoor patio with two white lounge chairs, plants, and a stone wall, overlaid with the text 'Use one half for debts and living expenses.'

HALF PAYMENT Budget Method to get out of debt

Hey there! 😊 Are you feeling overwhelmed by bills and financial stress? If so, you’re not alone! I want to share a budgeting method that many people haven’t discussed yet, but it’s truly effective. While we often hear about various budgeting strategies, this one stands out as the easiest approac

1419 likes

A book review for 'Love Me In The Dark: A Dark Romance Charity Anthology', featuring its cover with purple and white roses, a 4-star rating, and positive reviews for two stories: 'The Debt Collector' by B. Lybaek and 'Make Me Break' by Emily Klepp.

#alwaysdarkromance #bookreview #anthology

2 likes

How to capture a violation quickest $100-$1000

Quickest way to make a $1,000. Turn bad credit into CASH. If you have debt collectors calling you before or after normal business hours you can sue, if you send them a letter stating you refuse to pay and they contact you again you can sue. If they are reporting inaccurate information guess what yo

14 likes

Paying off $10,000 worth of credit card debt 💖

The easiest way to pay off your debt while still building a savings! Create a budget ! Take the money leftover and pay off your debt one by one. My favorite method to actually get your debt paid off ! Follow for more budgeting tips ✨ #budgetforbeginners - #jaliyahkreationz #payingoff

1312 likes

5-Minute Budget Review

A quick budget review can tell you a lot. Before you randomly cut expenses, start by checking: 1. What actually came in 2. Which fixed bills already claimed part of it 3. Which category is creating the most pressure Sometimes the problem is spending. Sometimes it is debt. Sometimes it is

13 likes

39 likes

The cover of the manga "Dracula's on the Night Shift!" featuring a black-haired male character sitting on a box and a blonde female character holding a gun, set against a red plush devil toy on a gray blanket.

An illustration from the manga "Dracula's on the Night Shift!" showing three characters: a man in a red and blue uniform holding a bag, a woman in a green kimono holding a donut, and a blonde woman in a uniform holding a coffee cup.

A manga panel from "Dracula's on the Night Shift!" showing a character discussing a coffin and another character demonstrating an inflatable air mattress as a "vampire life hack."

My first "mid" review 😔

📖 Name of the Manga: Dracula's on the Night Shift 📄 Plot: A vampire, a holy knight, and a girl in a kimono set fire to an underground concert... there's also a werewolf bartender and a big fight with a primordial vampire mother on a fancy boat 😅 📖 Genre: Comedy | Slice of life | Drama

49 likes

📖 Book Review: The Butterfly Garden 🦋

Fun Fact: This was the initial book that peaked my interest in reading! If you love dark thrillers with a poetic touch, The Butterfly Garden is definitely a must-read! This chilling yet beautifully written novel follows a twisted collector who keeps “butterflies”—young women trapped in his hidde

26 likes

Getting Sued By Debt Collectors

Getting sued by a debt collector doesn’t mean you’ve lost. It means your consumer rights just activated. Deadlines matter, documentation matters, and how you respond can change the outcome. Save this and get informed before you react. Save this post #ConsumerRights #DebtCollection #CreditEd

0 likes

Calculate Your Debt-To-Income Ratio

@Welcome Baddies 1. Calculate Your Monthly Debt Payments - Add up minimum monthly payments for all debts (credit cards, loans, etc.) - Do not include rent/mortgage, utilities, or other non-debt expenses 2. Divide by Your Gross Monthly Income - Debt Payments / Gross Income = Debt-to-In

161 likes

The image displays a computer screen showing 'ChatGPT' with overlaid text 'How to pay off your debt Using CHAT GPT'. Decorative elements include golden stars and a cartoon book, with a 'SWIPE' arrow indicating more content.

How to pay off your debt Using CHAT GPT

Ready to take control of your debt? Ask ChatGPT: 👉 “Help me list my debts and choose the best repayment plan.” Your debt-free journey starts one prompt at a time. Let’s do this. 💪 #DebtFreeJourney #MoneyTips #Budgeting #SideHustleLife #FinancialFreedom

6904 likes

She paid off debt with this budget planner 🥹

Imagine taking the risk and investing into a budget planner and a year later reaching your goal My client took the chance to invest in my planner, and now she's seeing the results of her hard work and consistency! Not only that she's coming back for a whole new year with a new planner to s

41 likes

A debt collection letter from Lockhart, Morris & Montgomery, Inc. for $992.00, with handwritten notes stating "I refuse to pay," "I don't owe you," "I want you to leave me alone," and "cease and desist." The text "Turn debt into a check" is overlaid on the image, illustrating a method to challenge debt collectors.

Turn debt into a check

Ima show you how to turn a debt collection letter into a check. When a debt collector send you a letter that looks like this? Write this on the front or back preferably the front and wait for them to reply if they do reply saying anything other than they’re ceasing communication or they sent your f

4 likes

Part 1 - get CC debt free!

Although credit cards are a great tool for building credit (which comes in handy if you need to take out an auto or home loan in the future), if they aren't used responsibly, it might be hard to get out of debt! Follow along for my series on how to understand and get out of Credit Card debt!

174 likes

A hand holds the manga 'I can't get through the night alone' by Yoh Matsumoto, rated 2.5/5. The cover shows two men embracing. The review highlights a soft romance between a Japanese ex-soldier and an American soldier, set in 1950s Japan, with emotional layers and historical flavor.

A hand holds the manga 'Fake fact lips' by Machi Suehiro, rated 5/5. The cover features two male characters. The review describes an enemies-to-lovers story with high school rivalry, cute art, and a comfortable, fun read focusing on an adorably cute office rivalry.

A hand holds two volumes of the manga 'After we gazed at the starry sky' by Bisco Kida, rated 10/10. The cover shows two men under a starry sky, one in a wheelchair. The review praises its heartwarming romance, representation of a wheelchair user, soft slice-of-life moments, and pretty starry art.

BL Manga Review

No spoilers, I promise! 🤍 The last picture of Volume 1–3 completely stole my heart. Out of all the yaoi/BL manga I’ve read, this one instantly became my favorite. What I loved most is that the relationship didn’t feel toxic or overly dramatic. Instead, it showed love in such quiet, genuin

6 likes

Recent Target Store Collector’s Spot Finds.

Stopped at local Target to check out the Collector’s Spot and this is what I saw during my Toy Hunt. #target #toyhunt #actionfigures

3 likes

Accuracy Matters

Accuracy matters on your consumer report. If a company reports information about you, they must be able to verify it. When you dispute, the credit bureaus or the creditor must review the information and confirm it is accurate. Many consumers file complaints with the Consumer Financial Protection

0 likes

Being transparent With my debt

It has been a tough tough journey ! Last year in march my dog had ivdd surgery and I couldn’t live with him not being better so I paid around 20 k the first time and this year in march again he got it again and was 14k and everything just started accumulating 😭😭I’ve never ever been in debt I always

1064 likes

An open book, "Pack Darling 1&2" by Lola Rock, is shown with a bookmark that reads "A Reader lives a THOUSAND Lives." A small card notes the book's title, author, and the comment "My first Omegaverse read." Pink page flags are visible on the book's pages.

Various book-related items are displayed, including an "Annotation Key" for "Pack Darling" by Lola Rock, with categories like "Lilah" and "Grovel." Stickers include "falling for fictional characters," "DON'T ROCK THE BOAT," and a gummy bear with "EMOTIONAL INTELLIGENCE OF A F***ING GUMMY BEAR."

A hand holds the light pink cover of the book "PACK DARLING COMPLETE DUOLOGY" by Lola Rock, featuring ornate designs of buildings and toothbrushes. Numerous pink and white page flags are visible along the edges of the book's pages.

Dark Romance Book Review 🌷✨🔪

I am back with another romance book review😁 So first things first I can’t lie to yall🫣 I received this book back in November through PS bookclub. At first glance I thought this was a wolf shifter book🐺 but brother was I wrong😮‍💨 I had never heard of omegaverse, but I obviously knew the term omeg

12 likes

Debt payoff strategy

According to a WalletHub report, Americans paid $163.89 billion in credit card fees and interest in 2022. And with interest rates on the rise, having a strategy in place will be critical in 2024. Remember to follow @makerealcents & for more debt payoff tips. There are two popular frameworks:

307 likes

Debt Collectors

When debt collectors pull up, know your rights before you panic 💪🏽 Tap the link in bio to fix your credit today 💳 #DebtDefense #KnowYourRights #ConsumerLaw #CreditRepair #LinkInBio

0 likes

Ep.3 Debt Collector

The rag tag team of baddies encountered a issue with one of the Mistresses Debt collectors?! More on episode 4!! #skullgirls #edit #capcut

2 likes

An image showcasing five finance apps: DebtPayoffPlan..., GoWish, Carvana, Loot, and EveryDollar. The text highlights these apps help save money and tackle credit card debt, with decorative dollar bags and phone icons.

This image details the DebtPayoffPlan... app, explaining it tracks debt, calculates minimum interest payments, and provides a payoff timeline. It suggests choosing methods like snowball or avalanche and entering loan details.

The image focuses on the Loot app, describing its 'Savings Jar' feature. Users can customize weekly or bi-weekly savings amounts, and the app calculates the time needed to reach their savings goal.

FREE APPS THAT HELP SAVE AND PAYOFF DEBT!💸💸💸

All apps are free they do have in app purchases you can use if you want but I don’t pay for anything on them. The main app I would download is debt payoff planner I’m still surprised that app is still free for how good it is! #Lemon8 #lemon8challenge #lemon8creator #lemon8community #debtf

322 likes

See more