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Savings Bank 50 EP.5 ✨

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... Read moreสำหรับใครที่อยากเริ่มต้นออมเงินด้วยแบงค์ 50 บาท ผมแนะนำให้ลองทำชาเลนท์นี้ดูครับ โดยเริ่มจากการตั้งเป้าหมายว่าจะเก็บแบงค์ 50 จำนวน 100 ใบ ซึ่งจะช่วยให้เรามีวินัยในการเก็บออมมากขึ้น วิธีง่ายๆ คือ เตรียมสมุดออมเงินหรือกระปุกออมสินสำหรับแยกเก็บแบงค์ 50 โดยเฉพาะ ทุกครั้งที่ได้รับแบงค์ 50 ก็เก็บไว้เลย ไม่ใช้จ่ายหรือถอนออกมา จนกว่าจะครบจำนวนเป้าหมาย นอกจากนี้การมีรูปภาพของเงินเก็บหรือตัวอย่างสมุดออมเงิน จะช่วยสร้างแรงบันดาลใจให้เราเห็นภาพเป้าหมายที่ชัดเจนขึ้น และทำให้เราไม่ล้มเลิกกลางทาง จากประสบการณ์ส่วนตัว การเก็บแบงค์ 50 แบบนี้ทำให้ผมสามารถสะสมเงินเป็นจำนวนมากภายในเวลาไม่นาน และยังช่วยฝึกความอดทนและวินัยในการจัดการการเงินประจำวันอีกด้วย หากคุณยังไม่แน่ใจว่าจะเริ่มอย่างไร ลองตั้งชาเลนท์เล็กๆ เช่น เก็บวันละ 1 ใบ หรือ 3 ใบ ต่อสัปดาห์ แล้วค่อยขยับเป้าหมายขึ้นตามความเหมาะสม จะช่วยให้การออมเงินไม่น่าเบื่อและมีประสิทธิภาพมากขึ้นครับ

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