How to save money ✅📌

💰 Savings Trick. The money collector's edition is not good! ✨ Look at it ~

1. Reduce the number of times to "withdraw" or "transfer"

• Problems: Often money transfers are usually "small expenses" that we do not control, such as candy, coffee or fussy items, which are a large sum.

• Trick: Try to set a daily or weekly budget and cash or transfer it to a single spending account to see the limited balance clearly.

2. Use the formula "saving before using."

• Problems: Most often the money is spent first, how much is left to collect, which is usually not left.

• Trick: When a deposit is entered (i.e. total amount 16,000 baht), deduct 10% or swaying amount (i.e. 500-1,000 baht). Separate the account as soon as the money enters.

3. Separate the account of "money collected" and "money spent."

• Problems: When all money is in one account, we feel "there is still money left" to spend more.

• Trick: Accounts with frequent transfers in the picture. Use them as spending accounts. Savings are stored in accounts without an ATM card or app to reduce the amount of money.

4. Note the "latent expenditure."

• Problems: The high number of withdrawal items indicates a lot of sub-transactions.

• Trick: Take a note on your expenses for a week. You may find that there is an unused monthly fee or an extra-frequent meal order that can be cut off for savings.

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