Beware of SCAMMERS I’m so mad

Bro why im I sitting here minding my damn business and I fucking get a notification on my phone from credit karma that the was a hard inquiry pulled on my account from Capital One which I was confuse on. I called Capital one was told someone opened a damn credit card under my name and information then I check my email and receive another email from a bank stating a credit card was applied under my name like wtf bro. Does anyone know how I can genuinely protect my account #fraud #scammers #creditkarma #fypć‚· #fyp

2025/7/10 Edited to

... Read moreThat heart-dropping moment when you see a fraud alert from Capital One or realize someone's trying to open an account in your name? I've been there, and let me tell you, it's terrifying! After my recent scare with that hard inquiry on Credit Karma, I dove deep into what you really need to do to protect yourself. It's not just about getting mad; it's about taking action fast. Here’s what I learned and what I’d tell anyone facing a Capital One fraud alert or suspected identity theft: 1. Act Immediately & Contact Capital One: Don't delay! The first thing I did was call Capital One directly using the number on their official website (never rely on numbers from suspicious emails or pop-ups). They have a dedicated fraud department ready to help you investigate the unauthorized account or activity. Be prepared to provide details about the suspicious activity and verify your identity. 2. Review All Your Credit Reports: My Credit Karma notification was a lifesaver, but it's crucial to check all three major credit bureaus: Equifax, Experian, and TransUnion. You can get a free report from annualcreditreport.com once every 12 months. Look for any other unfamiliar accounts, inquiries, or addresses. This is where you might catch other fraudulent activities that haven't triggered an alert yet. 3. Place a Fraud Alert or Credit Freeze: Fraud Alert: This is a free service that makes it harder for identity thieves to open new accounts in your name. When you place an alert, businesses must take extra steps to verify your identity before extending credit. You only need to contact one of the three major credit bureaus, and that bureau must notify the other two. An initial alert lasts for one year. Credit Freeze (Security Freeze): This is the strongest protection. It locks down your credit report, preventing anyone (including you) from opening new credit in your name until you temporarily unfreeze or permanently lift the freeze. Freezing your credit is free and doesn't affect your credit score. You must contact each of the three credit bureaus separately to place a freeze. After my experience, I'm seriously considering this for long-term peace of mind! 4. Report to the Federal Trade Commission (FTC): The FTC has a fantastic resource at IdentityTheft.gov. By reporting the incident there, you'll get a personalized recovery plan and an official Identity Theft Report, which can be invaluable when dealing with creditors and law enforcement. 5. Change Account Passwords: If your personal information was compromised, immediately change passwords for all online accounts, especially banking, email, and other financial services. Use strong, unique passwords and consider enabling two-factor authentication wherever possible. 6. Monitor Your Accounts Vigilantly: Even after taking these steps, the battle isn't over. Keep a close eye on your bank statements, credit card bills, and credit reports for any unusual activity. Services like Credit Karma are great for ongoing monitoring, but regular manual checks are also important. Dealing with fraud is stressful, but by acting quickly and systematically, you can significantly limit the damage and reclaim your financial security. Don't feel ashamed or overwhelmed – you're not alone, and there are resources to help!

60 comments

richardtorres5858's images
richardtorres5858

freeze credit

See more comments

Related posts

Nigerian scammers
Beware of the Nigerian scammers on this app
Mountain Man

Mountain Man

20 likes

Im noticing a lot of scammers on here šŸ‹
Thats insane. I hope y’all men make it out. Cause that’s dumb. šŸ¤”Cons: fake ppl
Dezyrae

Dezyrae

43 likes

BEWARE OF LIARS CHEATERS AND SCAMMERS
oldguy

oldguy

2 likes

Beware the scammers! šŸ˜‚
They dont tell you bout these damn scammers out here! Yall be careful šŸ˜‚ #shazziajj #drafts #fyp #wiginfluencer #lifestyle #contentcreator #scam #viral #lemon8 #unfiltered
Shazziajj

Shazziajj

30 likes

Beware of scammers whom are pretending to be me ā˜¹ļøšŸ’”
#keanureeves #keanucharlesreeves #keanu
Keanu Reeves9830

Keanu Reeves9830

14 likes

I'm so sick of fake, scammers, users coming in my
Baedaddy

Baedaddy

9 likes

Scammers keep scamming NEEDOHS
If you’ve been following along, I’ve wasted a lot of money on NEEDOHS only to get fake ones or not get them at all. Here’s another 😩 #TIME2TWINIT #squishies #needoh #needohs #scammers
Time2TwinIt

Time2TwinIt

237 likes

beware of scammers!!!
#pr #prpackage #howtogetpr #microinfluencer #microinfluencertips
KAYLAšŸ¤ŽšŸ§øāœØšŸ†

KAYLAšŸ¤ŽšŸ§øāœØšŸ†

106 likes

Scammers on TikTok
Beware of this scammer. #scammersbelike #hackedtiktokaccount #scammer #scammers #shareyourthoughts
Kesha Speaks Truth

Kesha Speaks Truth

4 likes

scammers
hate scammers
PHATPACS

PHATPACS

61 likes

beware of these brands šŸ˜’šŸ˜’
#pr #howtogetpr #prscam #microinfluencertips #prpackages
KAYLAšŸ¤ŽšŸ§øāœØšŸ†

KAYLAšŸ¤ŽšŸ§øāœØšŸ†

514 likes

BEWARE OF FAKE PROFILES OF ME
If you don’t like my swearing then scroll. I’m authentically ME! Report, block, delete. Beware of scammers and impersonators. #Beware #impersonators #scammers #fakeprofiles United States
Jodi Jo | The Frequency Shift

Jodi Jo | The Frequency Shift

5 likes

Scammers still Winning
#scam #scammers # #scams
s_spurlin1

s_spurlin1

24 likes

so tired of scammers
Bruce Bruce

Bruce Bruce

78 likes

Sick of scammers you can't be him stop trying!!!
#scammersbelike #keanucharlesreeves
Lena Weeks488

Lena Weeks488

11 likes

This post is for the scammers. Bring it!
#scammers #youaintshit Texas
Sexy Undercover

Sexy Undercover

58 likes

too hot for scammers
so tired of scammers so if you are a scammer I will find out so please don't waste either of our time and just fluck off
Travis f

Travis f

114 likes

scammers
scammers
PHATPACS

PHATPACS

65 likes

BEWARE of LIARS CHEATERSAND SCAMMERS
oldguy

oldguy

3 likes

A message promising a $320.30 cash out for loyalty since a future date, asking the recipient to complete a survey to claim the money, with a postal address provided.
A message request from 'Real Evan kate' congratulating the recipient on being approved to receive $2.5 million.
A message from 'Mr Cheng Charlie saephan,' claiming to be a lottery winner donating $1 million and a car to selected individuals, with a YouTube link for verification.
scammers . beware.
#moneyhabits #lemon8challenge
PapaGeorgieo

PapaGeorgieo

19 likes

I’m logging off for a while tired of the scammers
Batbarris

Batbarris

306 likes

If you don’t want to attract scammers, don’t keep
If you don't want to attract scammers, don't keep this in your home! #cheat #fengshuitips #homefengshui #homefengshuitips #fengshuidesign #fengshuilifestyle #fengshuisofia
sofia.fengshui

sofia.fengshui

38 likes

scammers and hackers beware
Hudson
Eric Christenson āœŒļø

Eric Christenson āœŒļø

27 likes

BEWARE OF LIARS CHEATERS AND SCAMMERS
oldguy

oldguy

2 likes

scammers use the intimacy accelerator
#scams #scammer #scamprevention
s_spurlin1

s_spurlin1

24 likes

A smiling man with dark hair and a beard, wearing a blue suit and patterned tie, is shown against a light background with text partially visible, including 'A NIGHT OF STARS'. A Lemon8 watermark is present.
BEWARE OF LIARS, CHEATERS, AND SCAMMERS
oldguy

oldguy

0 likes

Elon Tells How Scammers Get Social security šŸ˜³šŸ™†šŸ¤”
ā€œThey never removed dead people from Social Security because those identities kept other benefit payments flowing, and the second you mark them dead, ALL the money shuts off.ā€ Elon Musk says it’s a rigged system — a loophole draining hundreds of billions from taxpayers. #elon musk #politics
Gaileene D Bogany

Gaileene D Bogany

8 likes

ALL SCAMMERS MUST ROT!!!
scotti

scotti

65 likes

BEWARE OF LIARS, CHEATERS, AND SCAMMERS
oldguy

oldguy

0 likes

Scammers
This is probably dumb but these are all scammers right?? I never want to miss an opportunity for a blessing LOL Anyone ever get legit blessed from someone on Tik Tok?? A girl can dream šŸ«¶šŸ¤” I was having fun though…. I do this to most of my scammer friends šŸ˜†
cheyenne & co.

cheyenne & co.

149 likes

95% OF PEOPLE ON HERE ARE SCAMMERS BEGGING 4 MONEY
#SCAMMERS #money #lying #pretending #scam
Da Moz

Da Moz

44 likes

betrayed by all the scammers out there wasting tim
#betrayallist
Aahz

Aahz

206 likes

Things I get scammers to say...
Cam is one of several characters I use to scam the scammers in my daily livestreams... #ruckfobocalls #scambaiter #TheDocCompton #scammers
Doc ComptonĀ®

Doc ComptonĀ®

297 likes

A smiling Jeri Ryan, a blonde woman, poses in a white sheer blouse and dark pants against a gray background. Her head rests on her hand, and text overlays include 'Jeri Ryan - Photos - IMDL' and 'lemon8 @dwaters2004'.
BEWARE OF LIARS CHEATERS AND SCAMMERS
oldguy

oldguy

0 likes

BEWARE OF LIARS CHEATERS AND SCAMMERS
oldguy

oldguy

0 likes

A black and white photo shows three women in white garments, two kneeling and one sitting, with the text "Spiritual Frauds" overlaid, suggesting a theme of spiritual practices or community.
A black and white portrait features an older person with a serious expression, holding a carved staff and wearing a patterned cloak and a cross pendant, possibly representing a spiritual elder or practitioner.
A black and white photo depicts a man in a suit and bow tie, holding ritualistic objects, with various animal parts and bones arranged on a table before him, suggesting a spiritual or occult practice.
Spiritual Frauds ( Scammers and Fakes)
Spirituality and occulitism has become more popular than ever before because of how social media has exposed hidden information to the public. Now that more people are practicing more than ever a lot of scammers has infatuated and have been capitalizing off of peoples emotions/lack of knowledge.
DAUGHTER OF SIRENS  šŸ’–

DAUGHTER OF SIRENS šŸ’–

212 likes

Fight the scammers
This song is about fighting the scammers and they’re evil tricks of getting people
fabianrivera4461

fabianrivera4461

1 like

do NOT fall for these scammers!!
#pr #microinfluencer #microinfluencertips #prscam #prbox
KAYLAšŸ¤ŽšŸ§øāœØšŸ†

KAYLAšŸ¤ŽšŸ§øāœØšŸ†

84 likes

Scammers running ramped šŸ¤¦šŸ»ā€ā™€ļøšŸ¤¦šŸ»ā€ā™€ļø
There needs to be more done about this and how genuine people images are being used to exploit othersšŸ¤¦šŸ»ā€ā™€ļø #scammers #StaySafeOnline #KnowTheRedFlags #RomanceScam #ScamAwareness
Khymberlee D

Khymberlee D

16 likes

Fakes & scammers don’t bother, you’re easy to spot
davehale916  Davefitness

davehale916 Davefitness

84 likes

BEWARE OF SCAMMERS
I sell on Mercari and am always aware of the potential of being scammed, but to have it happen is stressful! With Mercari, they expect proof with pictures when it comes to claims such as these. Instead of returning the supposed damage card (to which he would have to send picture proof of the da
ā’æā“”ā“ā“ā“ ā™ŠļøāœØ

ā’æā“”ā“ā“ā“ ā™ŠļøāœØ

25 likes

Driving scammers CRAZY!
Beverly wins again... #RuckFobocalls #scammer #scammers #TheDocCompton #scambaiting
Doc ComptonĀ®

Doc ComptonĀ®

94 likes

ScammerScat
#enlfhour #dallas #carsoftiktok #scatpack392 #fypć‚·
FHOUR

FHOUR

1 like

Interrupting Scammers
Have you ever watched my #RuckFobocalls livestreams on the other platforms? #scammers #scambaiting #thedoccompton #scams
Doc ComptonĀ®

Doc ComptonĀ®

101 likes

A warning message on a misty forest background, advising users to beware of scammers on an app and not to share vulnerable information, with a social media app logo and username at the bottom.
BEWARE!!
Please be careful guys!!
✧whoisshe✧

✧whoisshe✧

24 likes

A blonde woman with blue eyes smiles, resting her hand on her cheek. She wears a white sheer blouse with ruffled sleeves and black pants, against a plain grey background. The image is identified as Jeri Ryan.
BEWARE OF LIARS CHEATERS AND SCAMMERS
oldguy

oldguy

0 likes

Making scammers say dumb stuff...
DO NOT Google "rusty trombone"... Trust me. #RuckFobocalls
Doc ComptonĀ®

Doc ComptonĀ®

89 likes

BEWARE OF LIARS, CHEATERS, AND SCAMMERS
oldguy

oldguy

0 likes

🚨scammers are making fake profiles
I will never ask you for money, crypto or gift cards #scam #cryptoscams #romancescam
s_spurlin1

s_spurlin1

33 likes

Making scammers saysilly things, Pt 1.
I love making fools out of these scammers... #RuckFobocalls Austin
Doc ComptonĀ®

Doc ComptonĀ®

77 likes

Frustrating Scammers
I wasted 20 minutes of this scammer's time, just to show him dirty movies on my computer... He was BIG MAD! #RuckFobocalls #TheDocCompton #scammer #scambaiting #scambaiter
Doc ComptonĀ®

Doc ComptonĀ®

73 likes

See more