Planning the money for the little guy. 🧸💝

# Keep human salary# Saving for little

💡 The idea to start saving money for you from your child's allowance, social security... 👶💰

For a mother who is burdened with a lot, but wants to build a good financial foundation for her daughter, we have a simple way to convert 1,000 baht / month into a small sum of capital for her future!

The daughter receives a child allowance of 1,000 baht / month from Social Security. We choose to collect it all and divide it into two parts.

To bring two forms of savings.

1. 🛡️ Safe savings, uniform interest.

* Channel: Cooperative savings account

* Return: 2.5% interest per annum

(I think it's better than general savings)

* Target: This part is the emergency reserve, or the most stable part.

2. 🚀 Growth savings. Focus on long-term returns.

* Channel: Mom buys mutual fund

(SCBSET50, SCBS & P500A, or Index Fund

Others that are interested)

* MOM CHOOSE: SCBS & P500A FUND (Non-Dividend. MOM THINK LESS CAPITION BETTER COLLECTIVE)

* Target: Compound Interest accumulates with global market growth, winning higher returns in the long run.

🔥 20-year long-term plan:

I intend to collect this money until my daughter reaches the age of 20 (4 years old this year) and show him the growth of both channels.

I want him...

* See the value of savings: A little money can grow.

* Understand Investing: Practice Perspectives on How Money Works for Us

* Have a starting capital: Let him think and plan the future for himself, from the first capital his mother has accumulated.

💖 Every mother can! Start with a little money, but regularly, discipline and a good financial future for your children to love!

...I hope my simple idea will help many homes enjoy saving plans for the little guy.

# Mutual funds # Saving money for children # Financial planning