The top of SEasy and Spay has been successfully closed!! 🎉

Previously, we shared how to elaborate various debts.

1️⃣ We're off the top now, but the way we do it, we think and reflect.

Which we actually still have debt, just keep it from straining and leaving money to spend after the salary and cut the debt cycle and not go back to debt.

2️⃣ We applied for a credit card and got a cash card.

We choose to move the debt to the bank's cash card instead, at least choose to pay the balance we can, leaving us with money during the month. After this, we will control the money, not the money to control us.

3️⃣, but not all of the cash card limits, only the debt balance, such as the shopee debt of 8,300, pressed for 11,000 baht, the rest is in case of a slight emergency.

4️⃣ plan for repayment of 3,000 baht per month

In less than 3-4 months, the cash card we received 0% check with the bank, so the installment is free and the bank does not eat flowers because it pays more than the minimum.

5️⃣ have a credit card but do not apply prodigally. We apply for a UOB ONE credit card to travel to work MRT (travel only!), but also get a cash card and study the data well and adjust your behavior.

6️⃣ plan is to stop using credit cards to travel first, focus on cash travel, because we have already chosen cash cards.

‼️ plan to cut the cycle of repeated debt. ‼️

✅ refrain from using credit cards until all cash cards are repaid.

✅ focus on cash.

✅ think before buying

✅ plan more.

✅ don't overspend.

✅ the budget per day.

# Relax shopee # Loan shopee # sesay # Debt discharge # Credit card uobone