Budget Baddies 🤍🫶
So if y’all seen my post for my June bills, you know I’m on a tight budget. All things considered there’s really no room for me to make any major changes, but there’s one thing that ChatGPT offered and I think I’ll start with that first, considering it’s the most easiest to do. It wrote me a pretty good template that I can use either over the phone or in an email (for our introverted baddies) and I really hope this will ease a bit of the stress. It may not be much of a change but anything helps! I also was able to lower my phone bill down $255 with AT&T, turns out they charge you TWICE if you have an eSIM on your device📱 (I brought my number over from Verizon, opened a new line of service so I could keep that number) yeah I was baffled too sis but as long as I got one bill cut down, that’s all I care for AND they gave me a $40 credit for the inconvenience/miscommunication about being charged twice. Anyways, feel free to use the template if you need to! #budgetbaddie #disability #fixedincome #disabledmoms
In today's economy, budgeting is more crucial than ever. Whether you're dealing with fixed income or unexpected expenses, understanding your financial options can be life-changing. One effective approach is to communicate directly with your service providers. For example, when facing financial hardships, consider using a script that conveys your situation clearly and asserts your needs. A suggested script could be: "Hi, I'm experiencing financial hardship and would like to discuss options for my account. Can you please help me to reduce my fees or set up a hardship plan?" This facilitates open dialogue for potentially beneficial adjustments like waived over-limit fees or interest pauses. Additionally, utilizing AI platforms like ChatGPT can help create personal support templates for outreach, giving you a confident starting point. The key is to remain calm yet firm. Remember, many companies offer internal programs for individuals facing financial challenges, especially those on disability. Researching community support groups online can provide further resources and strategies for effective budget management. By implementing a few practical steps, like reducing unnecessary subscription services or negotiating better rates, you can stretch your budget further than you might have thought possible. Embrace your budgeting journey as an empowered baddie, and connect with others for shared experiences and advice!
I don’t want to pay $20a month 😭