How to save 2,000 a month? "Money works for us." 🤔✨

Today, let's share a way to save my style of money that focuses on "diversifying + growing money."

Because money is different...Acting differently

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1️⃣ Gold savings 500 / month

Gold is a long-standing asset and is likely to grow in the long run.

Despite some ups and downs based on the currency, the overall picture is still considered "go on."

📊 Expect an average return of ~ 5% / year.

Year-end approximately 6,150 baht

Long Term (Retired) About 777,600 Baht

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2️⃣ S & P500 500 / Month Fund

It is an investment in 500 leading American companies.

Such as Apple, Amazon, Google, etc.

If these companies grow,

Our money also grows.

📊 Expect a return of ~ 5-7% / year.

Year-end approximately 6,225 baht

Long term (retirement) approximately 745,180 baht

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3️⃣ 900 / month Accumulation Insurance

This one I see as the "stability" of the port.

✔ The return is quite certain.

✔ know in advance how much to get.

✔ have a lump sum in retirement.

✔ And there's life protection for the family.

📊 Long Term (Retired) About 443,200 Baht

📌 If there's an unexpected incident, there's 800,000 baht for the family.

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💡 summarize my idea.

If you only put money in the bank

Interest ~ 0.5%

Finally, money may not grow up in the cost of living.

So I chose

👉 Divide some money to use (liquidity).

👉 the rest "spread, invest," let the money grow.

Expected results

Retirement money is approximately 1,965,000 baht.

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There is no way "best for everyone," but there is a way that "suits us."

Let's start with a small number, but keep going. Long-term... really different. ✨

# Share experience # Financial planning # Saving money # Diversify # Insurance