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The risk of not owning stocks.⚠️

2025/11/5 Edited to

... Read more私自身、資産運用を始めて感じたのは、株式を持たないことでの機会損失の大きさです。特に40代以降の方は、先進国債券ETFやMSCIエマージング・マーケット・インデックスを組み合わせたポートフォリオ設計が有効と感じています。 例えば、楽天証券のシュワブETFやSBI証券のロボプロファンドは手軽に分散投資ができ、追跡指値などの注文機能を活用してリスクを抑えることも可能です。私もAT&T株価のチャートやTOPIX連動ETFランキングを参考にしつつ、全世界株式とゴールドのアロケーションを意識しています。 また、日本株で注目しているのが、蓄電池関連のニチコン(6996)やパナソニック(6752)です。再生可能エネルギー需要が高まる中、蓄電池の重要性が増しているため、これらの銘柄は長期的な上昇余地が期待できると思います。資産のネットキャッシュ倍率1倍割れにも注意しつつ、慎重に銘柄選びをしています。 まとめると、株を持たないリスクは「資産形成が遅れること」。急落リスクはありますが、余力を残して分散・長期投資でコツコツ積み立てるのが安心。私の経験を踏まえれば、これからの時代にはリスク分散した株投資が必須であり、特に新興国株式インデックスやアメリカ株ETFを組み込むのが効果的です。

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