The Racheal

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Jamisnana

So cute. I love it!!!!

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Bills basically rob me😮‍💨
When I tell you every dollar counts, I mean it. As soon as you know how much you’re going to make, make sure every dollar has a plan. This is how you save the most money and make the most of your money. 💰💰 Follow the plan of: ✅Identifying your income ✅Adding up your bills that are due before
Racheal

Racheal

351 likes

Stop spending your hard earned cash!!
Things I stopped buy to save money: 💡 Packaged snacks Make snacks for yourself! Healthier and cheaper 💡 Lunch Same as snacks- make your own!! 💡 Nails Girly. Take care of your nails and you will have beautiful nails that don’t need to be covered 💡 Books I love to read. Luckily the library
Racheal

Racheal

479 likes

Time for a new monthly budget
My husband and I recently had a change in bills and hours so it’s time to update the budget. A few different are the credit cards, new insurance bill, and change in savings. We also had a change in income with the change in hours. Even though we have more income, with the way our sorting wi
Racheal

Racheal

56 likes

A chat conversation showing a user asking a scammer if they are after money, then stating 'No money no chat' and 'Nice try, scammer' after the scammer suggests moving to another app.
A chat where a scammer offers financial help, and the user responds by demanding '$500 upfront then $500 after conversation' as a condition for continuing the chat.
A chat where a scammer asks the user to get an 'Apple Card' to receive $1000, which the user questions, followed by the scammer offering $70.
How I’ve been dealing with scammers on Lemon8
This was my husbands idea. Shooot I play if you pay me. Otherwise, LEAVE ME ALONE. #scam #scammeralert #overit #Lemon8Diary #Lemon8 #makemoney
Racheal

Racheal

37 likes

A handwritten monthly budget on yellow lined paper, listing various expenses like mortgage, car, insurance, utilities, groceries, and savings with corresponding amounts, totaling 4,096. The bottom reads 'Creating a Monthly Budget: Step by Step'.
A close-up of a notebook page showing 'Monthly Budget' at the top. Arrows point from 'Amount' and 'Expense' to the word 'Labels', illustrating the first step of creating budget categories.
A handwritten monthly budget on lined paper, partially filled with amounts and expenses. The text 'Fill in amounts and expense name' is written across the page with arrows pointing to the columns.
Steps to take to create a monthly budget📝
The first step to budgeting is making a monthly budget. If you don’t know how to get started, here’s how: 1. Create your labels 2. Identify estimated monthly income 3. Add up all the actual bills first (the most they’ll be) 4. Subtract that from your monthly income 5. Use remaining amount to
Racheal

Racheal

62 likes

WTF
Honestly, before the year started, it felt like this was going to be the best year yet. It felt so different. But maybe it felt different for a different reason. Not in a good way. Hopefully this month isn’t foreshadowing what’s to come. It has nothing to even do with my personal life.
Racheal

Racheal

37 likes

Pssst hey guys it’s me, is this the new TikTok?
#newtiktok #new #gettoknowme #follow me
rachealintheraw

rachealintheraw

4 likes

Which do you prefer?
There’s something calming about writing compared to typing. Typing feels less authentic. I love to write lists, my budgets, notes, and everything is just better paper and pen. Which do you prefer? #letschat #pensandpencils #paper #Lemon8Diary #behonest #whatdoyouprefer #lemon8c
Racheal

Racheal

111 likes

A person with curly hair and glasses covers their face with one hand, wearing rings. Overlay text reads "SALARY TRANSPARENCY AS A CPST" with a lemon emoji, introducing the topic of the post.
A partial pay statement shows a pay period from July 22-Aug 4, 2024, with 48.08 hours worked, gross earnings of $1,161.69, and deductions. Overlay text indicates working 24 hours a week, soon increasing to 25.
A screenshot displays pay statement details, including net pay amounts of $1,022.30 and $1,040.25 for 48.08 and 47.97 hours respectively. Overlay text highlights an annual salary of almost $28,000 for 24 hours a week and starting a 401K.
Salary working PT in the mental health field🍋
So when my oldest was 9 months old, I started part time. I make about half the income, at a little less than $28,000/year. I love my career, and I love being a mom. I found a way I could do both, while still (kinda) affording to pay my bills. Luckily, I have a husband who also works, and he
Racheal

Racheal

23 likes

M. Health is based on different types of health
Everyone struggles with mental health from time to time. Some more than others. But there are different factors of health that can play apart in mental health. I am nowhere near the number of health aspects that impact our mental health. But I just wanted to give some basic information on diffe
Racheal

Racheal

39 likes

Feeling run down sucks.
There are many reasons a person feels run down. Sometimes they’re in our control and sometimes they’re not. The most important reason of all is acknowledging what you need so you can give yourself that. You’re allowed to not be okay. But you’re also allowed to do what it takes to be okay.
Racheal

Racheal

27 likes

Day 2 of the UGC Journey
It’s alll about the research with me! #ugcbeginnerjourney #ugcforbeginners #research #followalong #ugccreator
UGC | Racheal

UGC | Racheal

6 likes

You like what you like, and so do I
Honestly, no shame or hate to people that for F4F. But I want people to follow me because they like my content. And at the same time, I want to follow people because I like their content. Authentic. That’s what’s important to me. #followappreciation #embracevulnerability #Lemon8Diary
Racheal

Racheal

41 likes

Living life🌸
Lake life is the best!!
Racheal

Racheal

16 likes

Budget for the month at the beginning and during.
Let’s budget for August together! 1st Identify what dates you will be paid. Luckily, my husband and I are paid same day and week. 2nd Identify ANY expense due before the next pay check. Even if it’s due the day before the next pay check, you won’t have that money. No late bills. 3rd M
Racheal

Racheal

89 likes

Do this EVERY month!!!
Sticking to a budget can be hard. Do these steps every month to stick to your budget. 1. Do an overall monthly budget - Budget for the least expected amount to be earned and the most amount your bills might be 2. Budget your expected paychecks - Identify what dates you’ll be paid and identi
Racheal

Racheal

209 likes

A digital monthly budget spreadsheet showing income and money out categories, with a pie chart visualizing expenses. The image emphasizes making an aesthetically pleasing budget for money-saving tips.
A list of dates (4th, 2nd, 1st, 27th, 14th, 14th, 18th) with text overlay stating, 'Keep a main "checks and balances" budget,' illustrating bill due dates.
A blurry image of a handwritten budget, possibly for December, with the text overlay 'Budget every income as it comes in,' highlighting a key budgeting tip.
Budgeting is such a fun activity (IMO)
I literally “redo” my budget at least once a month and then I budget every check that me and my husband get. Let me give you some tips. 1. Make a budget you actually like to look at. Budgeting can so dreadful, and it might be depending on your predicament. But sometimes it can be a little mor
Racheal

Racheal

8 likes

A Nintendo Switch displays the "Disney Dreamlight Valley" game loading screen, featuring various Disney characters like Jack Skellington, Elsa, and Ariel, with a castle in the background. The image is overlaid with "Why I Love Disney DreamLight Valley" and Lemon8 branding.
Why I Love DreamLight Valley
I have been playing this game for a few days and I can say that I love it so far! I love that it is what I would call a cozy game. There are tasks and missions to complete, but you also are free to roam the Valley and craft things, customize your character and house, fish, mine for gems and oth
Racheal

Racheal

22 likes

I can’t believe it!!
I got the job!! I’ve been working so hard to get to where I want to be, and I’m finally there. From here, I will be able to get to exactly where I want to be in time. Two more weeks, and I’m on track to the career of my dreams. I truly didn’t think I could succeed. But I did. It might not be ex
Racheal

Racheal

14 likes

A handwritten monthly budget lists expenses like mortgage, car, insurance, utilities, credit cards, streaming services, groceries, and savings, totaling $4,096. The title is 'Monthly Budget' and 'Bills I pay every month'.
A handwritten list of monthly bills, including mortgage, car, insurance, utilities, credit cards, phone, internet, and streaming services, with yellow checkmarks indicating items the author pays monthly.
A handwritten list of monthly bills, including mortgage, car, insurance, utilities, and streaming services, with a yellow circle highlighting the total amount of these specific bills as $2,596.
Monthly BILLS
Money in, money out. Bills have to be paid every month. The ones we choose and the ones we don’t. Luckily, I have bills that I can get rid of if I need to. I pay 16 bills every month outside of expenses that are not bills. Things I pay that are not bills include groceries, needs, gas, savings a
Racheal

Racheal

72 likes

A planner open to Week 21 (May 19-25, 2025) showing daily handwritten to-do lists with checked-off tasks and some covered by green sticky notes. Tasks include printing, calls, meetings, and administrative work, emphasizing documentation.
A close-up of a planner's left page, detailing handwritten to-do lists for Monday, Tuesday, and Wednesday, May 19-21, 2025. Many tasks are checked off, such as printing, calls, meetings, and administrative duties, with some covered by green sticky notes.
A very close-up of a planner showing checked-off handwritten tasks for Monday, May 19, including 'Print birthdays,' 'Print Flyers,' 'Website,' 'Fill routes,' 'Call,' and 'Mow time.' The top of Tuesday's list is also visible.
Why documenting all the work you do is important.
I recently posted about my boss talking smack on me behind my back to HR. Since then, I’ve done a lot of talking to my therapist and a friend who is also in HR. They both emphasized to me the importance of documenting EVERYTHING. Document the work you do, the work you’ve been assigned, any issu
Racheal

Racheal

100 likes

Finally Hormone Free
I made the choice after nearly 8 years of birth control to try something new. I have always wanted to try natural family planning, but I have always been fearful that I didn't understand it well enough. Well... after much deliberation I decided to get my Nexplanon removed and do my research. My
Racheal

Racheal

3 likes

Stop ignoring the signs girl, I know you see them🍋
Hey, Down Here ✨ I'm sure you are seeing Alot of women making money online selling digital products that majority of the time they didn't even created it and are still making thousands of dollars by utilizing Their social Media accounts to leverage their exposure. Isn't that ama
Racheal🤍

Racheal🤍

5 likes

My Work Day as a CPST💕
I love what I do. I have been in the mental health field for almost 8 years now, originally working with adults. Now I work with children 3 and up, but my cases consist of mostly teens. Everyday, I get to meet with clients in their school, at their home, or take them to the community. While tog
Racheal

Racheal

10 likes

We can’t always get it right
I don’t know how many times I gotta say, do MULTIPLE budgets. When doing your budget, count EVERY DOLLAR. 1. Your monthly budget 2. Your expect paycheck budget 3. Your actual paycheck budget It is extremely important to budget every dollar. I don’t care if it’s $20, $50, or a $1. Every do
Racheal

Racheal

328 likes

how cute is this ?
I did not make this guy but I think he might be my next big crochet project 💕 and the best part is the pattern is free! we love a free and cute plushie pattern 💕 #lemon8diarychallenge #crochetprojectideas #i like to crochet #crochetproject #plushcrochet 🧶
Racheal

Racheal

18 likes

How is it almost September 😮‍💨
So I always do a paycheck budget before the month starts, a budget before every paycheck, and a budget when I am paid. First, I identify the dates I am paid so I know when to expect my income. That way I know when I’ll need to pay my bills with what check. Second, I fill in the bills due BE
Racheal

Racheal

43 likes

Single and seeking for a new loyal Sb🥰🤍
#gettoknowme
Racheal Mia

Racheal Mia

16 likes

A person takes a mirror selfie in a tiled bathroom. Pink overlay text reads "HOW TO BECOME A CPST (Community Psychiatric Supportive Treatment)" with a pink heart, introducing the topic of career requirements.
A laptop screen displays a lock screen with the word "inspire." Pink overlay text lists CPST requirements: relevant education/experience, background check, valid driver's license, and a good driving record with a reliable car.
A laptop screen shows a desktop background with "stay positive" and leaf illustrations. Pink overlay text emphasizes the most important CPST requirement: "HAVE A PASSION FOR WORKING WITH CHILDREN AND THEIR FAMILIES."
How to reach CPST status😏
I worked hard to get to where I am today in my career. Not only do I have 8 years of mental health experience and an associates, but I have a good reputation in serving my clients. The general requirements are to have 2+ years of experience in the field or a bachelors degree, passing multiple b
Racheal

Racheal

30 likes

Does that make me bad?
I see everyone complaining about aesthetics and what not. And I’m not saying everything should be, nor is it all it should be. But aesthetics make me happy. They give me ideas, they provide nice things to look at or think about, and they honestly motivate me. Why can’t we have it all? Why c
Racheal

Racheal

13 likes

Let’s take UGC Niches
What Niche is the easiest to try for beginners? #ugcbeginnerjourney #ugcbeginner #ugcbeginnertips #niche #followalong
UGC | Racheal

UGC | Racheal

5 likes

Dream vs Reality: Career Edition
I came into my current career with different expectations. Not on my own. I was told that it would be more like what I want to actually be doing. While it may have some similarities, it’s just not what I was looking for. I’m currently a Volunteer Coordintor. I WANT to be in Human Resources. Eve
Racheal

Racheal

11 likes

I absolutely love being a CPST: here’s why
I’m a CPST: (community psychiatric supportive treatment) There are endless reasons I absolutely love my job. But some of the top ones are: 🩷 The different experiences Every client wants to do something different or needs to do something different. 🩷 Helping families be the best they can
Racheal

Racheal

88 likes

Budget for your needs!!
There’s going to be small things you NEED every paycheck. Sometimes, we try to think of it all, and even budget it all in. But giving a general amount to household needs helps cover what you remember and what you don’t. My households needs consist of: • Dog Food • Hygiene Products • Cleaning
Racheal

Racheal

97 likes

This image displays a monthly budget breakdown with categories: Pay ($4,050), Bills ($2,954), Needs ($590), Luxury ($150), and Save ($350). The text "Money saving tips" is also visible, all overlaid on a nighttime road scene from a car.
This image lists specific budget items, including Bills (Car, Mortgage, Subscriptions, Utilities, Credit cards), Needs (Gas, Groceries, Household), and notes "Self explanatory" for Luxury and Savings. The text is overlaid on a nighttime road view from a car.
This image shows the total budgeted amount of $4,044, displayed in pink text over a car's steering wheel with a GMC logo, indicating a daytime setting.
My monthly budget needs to be updated SOON
Before I update my budget, I wanted to show what I’ve been using, Budgets breakdown into four major categories. Bills, needs, luxury, savings. 😢Bills: These are your reoccurring bills every month that are not based on the amount of money you have. Meaning these are bills with a due date that
Racheal

Racheal

31 likes

A conference room with a large wooden table, chairs, and a TV screen. The text overlay asks, "Would you recommend your job to others? Why?" A blue cup with pens and an eraser are on the table, prompting discussion about career advice.
A dark blue mug with a white interior and a white stirrer sits on a light wooden table. A dark chair is visible in the background, suggesting a common item found in a work or office environment.
An office space featuring two desks with computer monitors, an office chair, and a plant. The concrete floor has visible cracks and some scattered white dust or debris, depicting a typical workplace setting.
Why should(n’t) someone do it?
I’m genuinely curious to know if anyone would recommend what they do to someone else? Do you love what you do or hate it? Why? What makes you feel the way you do? I’m currently an Employment Specialist at a staffing agency. The stigma around it is not the reality and I find that I’m genuinely en
Racheal

Racheal

9 likes

Cancellations = Shorter Day
Every day as a CPST varies. Usually I have 4-5 appointments, but some days, like today, I have cancellations, causing for less. Today I met with two in school and one at home. What never changes is documentation always needs done. No day is the same. Some of my clients are home schooled, so
Racheal

Racheal

20 likes

A woman with curly hair, wearing a dark top and an ID badge, looks off to the side with a weary expression in what appears to be an office setting.
A woman with curly hair looks upwards with a tired and contemplative expression, seen from a low angle.
A close-up of a woman's face, with her hand covering her forehead, conveying exhaustion and stress. Her curly hair and a ring are visible.
The guilt of taking time off
I just worked for six days straight a week ago, and then 15 hours this past Friday. To say I’m exhausted and tired is an understatement. So why do I feel so guilty about THINKING about taking a couple hours off the rest. Since I started this job, I have had at least 3 hours of over time per wee
Racheal

Racheal

8 likes

I used to always want to journal, but never do it.
#embracevulnerability #journaling
Racheal

Racheal

30 likes

A woman with curly hair and glasses poses with her hands on her chin, questioning the 40+ hour work week. The text overlay asks, 'Why is full time 40+ hours a week?'
A woman with curly hair and glasses rests her hand on her cheek, looking thoughtfully. The image captures a moment of reflection related to the challenges of working full-time.
A woman with curly hair and glasses looks directly at the camera with a neutral expression, reflecting on the topic of working 40+ hours a week.
40+ hours a week to BARLEY survive?????
Make it make sense. Full time is considered 40 hours a week. EVEN THOUGH, a lot of people can’t afford that unless they supplement that income with another person or benefits or whatever. So you mean to tell me, the idea is we work 8 hours a day, 5 days a week, to TRY and live???? We need 8
Racheal

Racheal

8 likes

I’m intimidated.
So, I’ve decided I want to go into the HR field and with that I’ve decided I wanted to get SHRM certified. Today, I started some study classes to get prepared for the FOUR HOUR exam in four months. To say I’m intimidated is an understatement. I don’t know if it’s the fact that I haven’t bee
Racheal

Racheal

9 likes

A blurred background of green foliage with white text overlayed. The text reads, 'I GOT SCAMMED FOR ALMOST $55,000', with a small 'Lemon8' logo and '@rachealnotray' below it, indicating the user and platform.
Never say never.
I used to think I would never get scammed. The tricks have been around for years, and I’ve always been so on top of it. The end of last year I signed a solar contract thinking it would save me money and save me from the ever increasing energy bills. The solar itself wasn’t a scam. The terms wer
Racheal

Racheal

6 likes

I wouldn’t work for less than…
Let’s be real. If I HAD to get a job, I’m working. But, outside of that, I wouldn’t work for less than $23/hour. And maybe that’s crazy. The most I have ever made is $24.15/hour. But I was working part time. I make a little less now, but I’ve realized my time is worth even more than that. Time
Racheal

Racheal

20 likes

I FREAKING PASSED!!
Yall. I have been trying my hardest to get into the Human Resources field. I haven’t succeeded yet, but you know what I did do? Get SHRM-CP certified!!! I worked my butt off and I’m so proud if myself. I genuinely thought I wasn’t going to pass. So when I got that pass on the screen, I literally
Racheal

Racheal

45 likes

I’m trying, man.
I’ve been trying to lose weight for a few months now. Honestly, it’s all hard. But the hardest part is being able to afford eating healthy. Chicken fried rice at the store? $2.50. Salad or sushi? $6-$10. It’s insane. Less things so into the healthy stuff so it just doesn’t make sense why it
Racheal

Racheal

228 likes

The benefits of using a standing desk
Working in the office doesn’t have to be sitting on your butt all day. If you don’t have a standing desk, get one. Here’s why: - Boosts energy levels - Can reduce back pain - Improved mood - Burns more calories - Improved posture Get it, girl. Trust me. #office #lemon8careers #
Racheal

Racheal

11 likes

Sign off phrases I use as a Volunteer Coordinator
Thank you, and such, is so boring. It’s time to switch it up and give some umph to your emails. Be professional without being boring. It’s possible! These are my most used phrases as a Volunteer Coordinator. I love Kind Regards the most! Which ones do you like to use the most? #letschat
Racheal

Racheal

6 likes

Selfie for the day❤️
Always be the light and enjoy life❤️♥️💙 #LoveYourself #
Racheal

Racheal

45 likes

Always do two with paychecks
I did this awhile back, but I always do a beginning of the month budget for each paycheck then redo it when I’m paid. Sometimes mine and my husband varies, even by a few dollars. But every dollar counts. Being paid on Friday, I redid our budget to match our income. It’s important to pay your bi
Racheal

Racheal

92 likes

First time I got something broken!
I absolutely love ordering from TEMU (I know I know. I shouldn’t). It’s so cheap and USUALLY things come as described. The clips are so sturdy and cute. I love neutrals so that’s a plus. However, one of my clips were broken. I’ve never received something broken or not working from TEMU so I’m a
Racheal

Racheal

22 likes

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