When I tell you every dollar counts, I mean it. As soon as you know how much you’re going to make, make sure every dollar has a plan. This is how you save the most money and make the most of your money. 💰💰 Follow the plan of: ✅Identifying your income ✅Adding up your bills that are due before

My husband and I recently had a change in bills and hours so it’s time to update the budget. A few different are the credit cards, new insurance bill, and change in savings. We also had a change in income with the change in hours. Even though we have more income, with the way our sorting wi

The first step to budgeting is making a monthly budget. If you don’t know how to get started, here’s how: 1. Create your labels 2. Identify estimated monthly income 3. Add up all the actual bills first (the most they’ll be) 4. Subtract that from your monthly income 5. Use remaining amount to

Things I stopped buy to save money: 💡 Packaged snacks Make snacks for yourself! Healthier and cheaper 💡 Lunch Same as snacks- make your own!! 💡 Nails Girly. Take care of your nails and you will have beautiful nails that don’t need to be covered 💡 Books I love to read. Luckily the library

I literally “redo” my budget at least once a month and then I budget every check that me and my husband get. Let me give you some tips. 1. Make a budget you actually like to look at. Budgeting can so dreadful, and it might be depending on your predicament. But sometimes it can be a little mor

So when my oldest was 9 months old, I started part time. I make about half the income, at a little less than $28,000/year. I love my career, and I love being a mom. I found a way I could do both, while still (kinda) affording to pay my bills. Luckily, I have a husband who also works, and he

Everyone struggles with mental health from time to time. Some more than others. But there are different factors of health that can play apart in mental health. I am nowhere near the number of health aspects that impact our mental health. But I just wanted to give some basic information on diffe

I got the job!! I’ve been working so hard to get to where I want to be, and I’m finally there. From here, I will be able to get to exactly where I want to be in time. Two more weeks, and I’m on track to the career of my dreams. I truly didn’t think I could succeed. But I did. It might not be ex

This was my husbands idea. Shooot I play if you pay me. Otherwise, LEAVE ME ALONE. #scam #scammeralert #overit #Lemon8Diary #Lemon8 #makemoney

I came into my current career with different expectations. Not on my own. I was told that it would be more like what I want to actually be doing. While it may have some similarities, it’s just not what I was looking for. I’m currently a Volunteer Coordintor. I WANT to be in Human Resources. Eve

I don’t know how many times I gotta say, do MULTIPLE budgets. When doing your budget, count EVERY DOLLAR. 1. Your monthly budget 2. Your expect paycheck budget 3. Your actual paycheck budget It is extremely important to budget every dollar. I don’t care if it’s $20, $50, or a $1. Every do

There’s going to be small things you NEED every paycheck. Sometimes, we try to think of it all, and even budget it all in. But giving a general amount to household needs helps cover what you remember and what you don’t. My households needs consist of: • Dog Food • Hygiene Products • Cleaning

Let’s budget for August together! 1st Identify what dates you will be paid. Luckily, my husband and I are paid same day and week. 2nd Identify ANY expense due before the next pay check. Even if it’s due the day before the next pay check, you won’t have that money. No late bills. 3rd M

I recently posted about my boss talking smack on me behind my back to HR. Since then, I’ve done a lot of talking to my therapist and a friend who is also in HR. They both emphasized to me the importance of documenting EVERYTHING. Document the work you do, the work you’ve been assigned, any issu

Make it make sense. Full time is considered 40 hours a week. EVEN THOUGH, a lot of people can’t afford that unless they supplement that income with another person or benefits or whatever. So you mean to tell me, the idea is we work 8 hours a day, 5 days a week, to TRY and live???? We need 8

So I always do a paycheck budget before the month starts, a budget before every paycheck, and a budget when I am paid. First, I identify the dates I am paid so I know when to expect my income. That way I know when I’ll need to pay my bills with what check. Second, I fill in the bills due BE

Sticking to a budget can be hard. Do these steps every month to stick to your budget. 1. Do an overall monthly budget - Budget for the least expected amount to be earned and the most amount your bills might be 2. Budget your expected paychecks - Identify what dates you’ll be paid and identi

Before I update my budget, I wanted to show what I’ve been using, Budgets breakdown into four major categories. Bills, needs, luxury, savings. 😢Bills: These are your reoccurring bills every month that are not based on the amount of money you have. Meaning these are bills with a due date that

Money in, money out. Bills have to be paid every month. The ones we choose and the ones we don’t. Luckily, I have bills that I can get rid of if I need to. I pay 16 bills every month outside of expenses that are not bills. Things I pay that are not bills include groceries, needs, gas, savings a

Every day as a CPST varies. Usually I have 4-5 appointments, but some days, like today, I have cancellations, causing for less. Today I met with two in school and one at home. What never changes is documentation always needs done. No day is the same. Some of my clients are home schooled, so

There are many reasons a person feels run down. Sometimes they’re in our control and sometimes they’re not. The most important reason of all is acknowledging what you need so you can give yourself that. You’re allowed to not be okay. But you’re also allowed to do what it takes to be okay.

Yall. I have been trying my hardest to get into the Human Resources field. I haven’t succeeded yet, but you know what I did do? Get SHRM-CP certified!!! I worked my butt off and I’m so proud if myself. I genuinely thought I wasn’t going to pass. So when I got that pass on the screen, I literally

I worked hard to get to where I am today in my career. Not only do I have 8 years of mental health experience and an associates, but I have a good reputation in serving my clients. The general requirements are to have 2+ years of experience in the field or a bachelors degree, passing multiple b

We all want to save money. And some of us have to cut costs in some areas so we have enough to put in others. That’s why it’s important to cut what you can when you can! Sometimes it can be hard to cut costs, but some ideas are: 🦋 Refinance your car if possible 🦋 Shop around for the best pri

We have to pay bills to survive. Sometimes we struggle to pay every bills every month. Luckily, I figured out a fun and helpful way to track what bills you have and haven’t paid every month. This graph was a bit time consuming, but once it’s done, it’s done and ready to use! And it’s easy to ma

If you’re new to budgeting or just need to get better at it, there are things you should always include when budgeting. 💸 Fixed expenses These are the expenses that are the same every month and usually due at the same time every month. 💸 Variable expenses These are your expenses that can ch

Self care is so important. Sometimes we can afford more luxurious self care than other times. It doesn’t mean when the paycheck is low our self care should match energies. Everyone deserves self care no matter how much money you have in the bank. Find what fits both your needs and your bank acc

I loved my curly cut experience and outcome. I can’t contain the curls. #Lemon8Diary

Part of keeping myself together is planning my life out, even for work. Maybe I do too much, but I have a wall calendar, a shared caldebat on outlook, and my iPad calendar for work. There’s not a lot on them yet, but it’ll fill up quickly once the month gets rolling. I make sure I put all the impor