People are burdened. Don't be tired anymore.

People are burdened. Doesn't mean they have to buy a lot of insurance.

The more burdened, the more people dared not talk about insurance.

Because the cost of the house, the cost of the car, the cost of the child, the cost of the parents, and the cost of the house each month are enough.

When someone says, "There should be more insurance,"

So the first thing I thought might be...

"How much more to pay?"

But actually, people have a lot of burdens, which doesn't mean they have to buy a lot of insurance.

The more important thing is to know...

If one day something happens to us, what burden will make family the most difficult?

And then manage that risk first.

Let's change the way you think about insurance.

Instead of starting with the question,

"What insurance should I buy?"

Let's start by writing out your own burden.

How much debt is the house still left?

How many more years do you have to study?

Do parents still have to rely on our income?

How much salary does the family spend?

Are there any business debts or other burdens for which we are responsible?

Then ask yourself just one more question.

"If my income stops today, which burden will trouble my family first?"

Each person's answer is not the same.

If you worry about leaving, the house debt will fall to your family.

Life risks may be the first thing to deal with.

If you're worried that you're seriously ill, you can't work, but you still have to pay monthly expenses.

Reserves and coverage of serious diseases may need to be looked at.

If you worry about a major illness, the cost of treatment will take away the entire life.

Health coverage may be a priority first.

This is why individual insurance should not be the same.

There's a lot of insurance, not enough insurance.

Some have multiple policies.

Pay one year's allowance, no less.

But looking back, actually found that

The biggest chunk of family risk has yet to be closed.

While some may only have 1-2 issues,

But choose coverage that matches the burden, has a reasonable limit, and pays the allowance at a continuous care level.

The latter may answer more life problems.

Because the goal of insurance planning

It's not about trying to have everything.

But is to order that

What's the most important → What hits the family the most → What should be dealt with first?

And then slowly plan according to our strength.

Before buying your next insurance, ask yourself these three questions.

1. If my income stops tomorrow, how long can my family stay?

2. Which burden, without my responsibility, will hit the person behind the most?

3. Is the coverage available now sufficient to take that burden on my behalf?

If you can't answer...

May not have to hurry to buy anything more

But should look back at your own financial overview first.

Because in the end

Good insurance. Not the insurance we have the most.

But the insurance that replaces us is "right, right and right."

On a day when we can't continue that burden,

And for those who are "The Carrying" of the family,

Closing the biggest risk first.

Maybe it's not just planning for yourself.

But it is to make the people we love not become burdened with us.

Miss insurance... miss elder Eh

Uh, Schida, insurance consultant. 💙

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