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Start getting rich with savings.

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... Read moreการเริ่มต้นออมเงินนั้นไม่จำเป็นต้องเริ่มด้วยจำนวนเงินมากๆ แต่สำคัญที่การสร้างนิสัยให้สม่ำเสมอและมีวินัย โดยกระปุกออมสินแบบ ATM หรือที่เรียกกันว่ากระปุกออมสินลายนิ้วมือ ทำให้การออมเงินเป็นเรื่องสนุกและปลอดภัยมากขึ้น กระปุกออมสินแบบนี้เหมาะสำหรับผู้ที่ต้องการฝึกวินัยการออมตั้งแต่อายุน้อย เช่น เด็กๆ สามารถเรียนรู้การจัดการเงินและการออมได้ตั้งแต่ยังเล็ก ผ่านการฝากเงินเข้าสู่กระปุกด้วยตนเอง พร้อมระบบล็อคด้วยลายนิ้วมือเพื่อความปลอดภัย นอกจากนี้ การออมเงินวันละนิดก็สะสมกลายเป็นเงินก้อนใหญ่ในระยะยาวได้ เหมือนมีกระปุก ATM ส่วนตัวที่ช่วยให้เรามองเห็นการออมของเราเป็นรูปธรรมมากขึ้น และทำให้กำลังใจในการเก็บเงินเพิ่มขึ้นด้วย ในฐานะที่เป็นผู้ที่เคยใช้กระปุกออมสินแบบนี้มาแล้ว พบว่าการมีอุปกรณ์ที่ช่วยเตือนให้เราออมเงินอย่างสม่ำเสมอ และทำให้การเก็บเงินไม่ต้องพึ่งพาบัญชีธนาคารตลอดเวลา ช่วยลดความเสี่ยงในการใช้เงินเกินตัว รวมถึงสะดวกในการกำหนดเป้าหมายการเก็บเงินในแต่ละช่วงเวลาที่แตกต่างกัน ลองตั้งเป้าหมายง่ายๆ เช่น ออมวันละ 10 บาท หรือแบ่งเงินจากค่าขนมหรือเงินใช้จ่ายรายวันมาเก็บในกระปุก เพื่อฝึกนิสัยที่ดีในการบริหารเงิน นอกจากจะช่วยสร้างฐานการเงินที่มั่นคงแล้ว ยังเป็นของขวัญที่มีค่าทางจิตใจสำหรับเด็กๆ และคนในครอบครัวอีกด้วย การเริ่มต้นนิสัยรวยด้วยการออมแม้จะเป็นเรื่องเล็กๆ แต่ถ้าทำอย่างต่อเนื่อง จะเป็นจุดเริ่มต้นของความมั่นคงทางการเงินที่ยั่งยืนอย่างแท้จริง

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