Exercise. Do you need insurance?

Although exercise certainly helps * * health and reduces the risk of many diseases * *, insurance is still important.

Because it's about risk management * * that covers multiple dimensions.

🛡️ 1. Accident risk and exercise injury

Exercise or playing any kind of sport is always at risk of accident or injury, e.g.:

* * * Acute accident: * * Ankle flip, muscle tear / inflammation, bone fracture, falling

* * * Cumulative injury: * * Misposture exercise, or overload, may lead to chronic injury requiring specialized treatment (e.g., physical therapy)

* * * Accident Insurance (PA): * * This type of insurance specifically helps to take care of the medical expenses of accidents. Regular health insurance can sometimes have conditions to exempt injuries from certain dangerous sports (so * * Read the conditions * * of the policy thoroughly).

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🏥 2. Risk from "non-health diseases"

Despite how good health is to care for, there are still diseases that can arise from other factors that are difficult to control. Such as:

* * * Fatal disease: * * Such as cancer that can be caused by genetics or other external factors that exercise cannot prevent 100%

* * * Contagious disease: * * e.g. infection, COVID-19

* * * Aging Decline: * * As the body ages, it naturally declines.

💰 3. Burden of medical treatment costs

* * * Lighten the burden: * * Medical expenses are currently very expensive. Having health insurance will give you access to good and quick treatment without your savings or assets being used entirely.

* * * Specialized treatment: * * If serious illness or injury, very complex and costly treatment may be required.

✅ Summary

Exercise is like * * investing in health * * at best, but taking out insurance is * * financial reserve plan * * needed to prevent all unavoidable risks. Having insurance will help you live and exercise more comfortably and confidently.

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