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Give out the savings trick. The debt man edition. EP's over.

Finally, a debt man like me has the first money. ðŸŦķðŸŧðŸĨ°

First chunk 12,336 baht 🎉🎉🎉

See, this technique is really done.

It's a good opportunity to tell us our trick again today.

Our technique is 24 months of regular deposits, and we think we owe the bank two years to pay the debt exactly every month.

In truth, it wasn't easy at first, because we usually hit the month. Some months weren't even enough to pay, but we had to find another way to survive.

Anyone with a flood of debt like us would like to think like this.

Who does everyone want to be between Miss A. and Miss B.

Miss A. has a debt of $100,000, no money to save, don't know when it's over, find it hard to live.

Ms. B. has the same 100,000 baht debt and 10,000 baht to save. The future has the opportunity to run out of debt with a lump sum to invest in the future.

Everyone says who has a better chance of living?

Today we choose to be Miss B.

There are debts, there are collections, one day we can put the collections to close the debt, or we can invest the collections and close the debt, at least there are two choices of life, rather than no way.

Stop thinking that the salary is not enough to pay the debt and where to collect it, because in fact, for some people, we just have an additional debt of 500 baht a month, how much heavier is it?

Since it's not enough to pay, creating a debt that's going to be 500 baht a month would be no worse.

Anyone who is still ok, try this method to use. 200 300 per month, I want you to try it. Let's fight together.

1 day agoEdited to

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When you’re low income, saving money can feel impossible — especially when social media pushes huge numbers and unrealistic timelines. The truth is: realistic savings goals matter more than big ones. Instead of focusing on how much you wish you could save, focus on goals that improve your daily
Jessica | LIFESTYLE 💕

Jessica | LIFESTYLE 💕

248 likes

What I did to pay off my debt
Discipline your spending and change your mindset #moneyrules #moneyaesthetic #healthylifestyle2024 #Lemon8Diary
ImTheLoveWitch777

ImTheLoveWitch777

182 likes

PAY OFF DEBT WHEN YOU HAVE NO MONEY
Let's break down the steps to pay off debt when you're on a tight budget. I'll provide practical advice, and online jobs to consider for help because having a second job can help. Remember, consistency is key, and even small efforts can make a difference. Here we go #lemon8partner #
Financebabe

Financebabe

411 likes

Savings challengeâœĻðŸ’ĩ
Very late in posting life has been so crazy! This work week is from June 11th (not pictured) and then June 18th -June 22nd. It was a slower week at the bar but still had a good turn out to fill out my chart! Thinking about creating something different only because the higher numbers are get
Madison Lee

Madison Lee

1827 likes

Pay Off Debt: On A Paycheck To Paycheck abusget
So you want to pay off debt but you don’t know where to start because you’re living paycheck to paycheck? There is good news that there is still ways to pay that debt off EVEN IF you’re paycheck to paycheck. Here’s some steps to take this next pay period: ðŸ“Ģ CREATE A BUDGET List out
Ashlie

Ashlie

611 likes

3 Debt Facts ðŸŦĩ to Know (to prep for a recession)
Debt is one of those topics that has always frightened me. Didn’t matter if it was good debt that was helping me build my credit score or other loans, I wasn’t fully comfortable with debt until I learned about proper debt management. So here are 3 debt facts that can help you understand how deb
TheHappyPlanner

TheHappyPlanner

39 likes

The Best Way To Budget Your Finances & Savings ðŸ’ļ
Using a budget planner can help you manage your finances in several ways: 1. Tracking Expenses: It helps you keep track of where your money is going, making it easier to identify and cut unnecessary expenses. 2. Setting Goals: You can set financial goals and monitor your progress towards achi
Call Me Pooh âœĻ

Call Me Pooh âœĻ

175 likes

6 ways to pay off debt efficiently
Paying off debt efficiently requires a strategic approach and commitment. Here are some steps to help you tackle your debt effectively: 1. Assess your debt: Start by making a list of all your debts, including the outstanding balance, interest rates, and minimum monthly payments. This will gi
Investingashley

Investingashley

198 likes

FREE APPS THAT HELP SAVE AND PAYOFF DEBT!ðŸ’ļðŸ’ļðŸ’ļ
All apps are free they do have in app purchases you can use if you want but I don’t pay for anything on them. The main app I would download is debt payoff planner I’m still surprised that app is still free for how good it is! #Lemon8 #lemon8challenge #lemon8creator #lemon8community #debtf
🌊ðŸĪâ€ĒAnnabâ€ĒðŸĪðŸŒŠ

🌊ðŸĪâ€ĒAnnabâ€ĒðŸĪðŸŒŠ

318 likes

Best Apps: Debt Payoff and Budgeting
The best way to stay motivated and make progress in anything is to track it. Tracking your debt payments is a great way to stay motivated and see your progress over time. To also find extra money to put towards debt is great to use a budgeting app to budget for the month. This will help give ev
Claudia Barbie

Claudia Barbie

916 likes

How to have No Student Debt
Get a job â€Ē Having a steady income throughout the school year allows for more insurance. â€Ē Gaining more money throughout the year let’s you start paying off student debt. Scholarships â€Ē They’re thousands of scholarship that you could apply for. â€Ē You can apply to scholarships year round.
AliPond232

AliPond232

697 likes

Being transparent With my debt
It has been a tough tough journey ! Last year in march my dog had ivdd surgery and I couldn’t live with him not being better so I paid around 20 k the first time and this year in march again he got it again and was 14k and everything just started accumulating 😭😭I’ve never ever been in debt I always
daddyjassyyy

daddyjassyyy

939 likes

âœĻRV LIVING / DEBT FREEâœĻ
Four years ago, we took the jump, sold everything, and kissed rent and mortgages goodbye! 👋 Our home is now wherever we park it, and our “bills” are just breathtaking views. Living full-time in our RV has been the most incredible adventure. There’s nothing quite like waking up to a new backyard eve
Kearstin

Kearstin

5024 likes

Save Money or Pay Off Debt??
@Welcome Baddies The optimal approach balances accelerated debt paydown, especially high-interest debt, with building an emergency fund in case of income disruptions or large expenses. Evaluate interest rates, investment returns, and cash flow to determine the right debt vs. savings split for y
Welcome Baddies

Welcome Baddies

181 likes

USING SAVINGS TO PAY CC DEBT?? ðŸĨē
If no one else will admit it, I will. I used my savings to pay off some of my credit card debt and here’s why: In January I had to pay $2000+ to get my wisdom teeth removed. I used my credit card and was very very slowly paying it off. Then in March, my fiancÃĐ and I went to Disney World and I us
Mo ☞

Mo ☞

211 likes

Prayer to wipe out financial debt
#Prayer #Finacial debt
accessories JRose

accessories JRose

644 likes

Beginner steps for paying off your debt
This is for the person that scared to look at their debt! You have to start somewhere and here’s how you get started! If you need help setting up a budget that actually allows you to pay off debt. Make sure you guys book at your one on one calls ! Let’s get you debt-free so you’re not spending
JaliyahKreation

JaliyahKreation

24 likes

HOW I PAID OFF $4K IN DEBT IN 8 MONTHS
12 months ago I had over 4k in debt between student loans & credit cards.. I know this might not sound like much if you have over $15k in debt but if you stick to this and save every extra penny you can & put that towards your debt you will barry yourself out of debt faster then you think.
ImTheLoveWitch777

ImTheLoveWitch777

62 likes

Should we save or pay off debt ?
Have you ever wondered if you should pay off debt or build your savings first? Here’s the best way to do both. Don’t forget to grab your Budget planner and save this video and let’s get you debt-free and have a savings for 2026 💕 Full breakdown out on my channel 💛 #budgetplaner #jaliyah
JaliyahKreation

JaliyahKreation

52 likes

DEBT 101: Why to AVOID It!
Debt is SOUR. ðŸĨī🍋 But what exactly is debt? Understanding the principles of debt is important for everyone. While some debt is okay (or can even be good while building up credit scores) it’s a very slippery slope. A lot of the time, it’s best to steer clear. Let me explain why we should always a
han marie 🍋

han marie 🍋

21 likes

the cent theory for saving & paying off debt 💰🏧ðŸĪ‘
If you’ve ever felt like saving or paying off debt is too overwhelming, the Cent Theory is for you ðŸĪ Here’s how it works: Every time you spend money, round the total up to the nearest dollar and set the extra cents aside. Bought coffee for $4.35? → Pretend it was $5 → Save or apply that $0
Jessica | LIFESTYLE 💕

Jessica | LIFESTYLE 💕

35 likes

Part 2: Choosing the PERFECT High Yield Savings
Now if you MUST have recommendations here are a few to consider âĪĩïļ âœĻ EverBank formerly known as TIAA Bank âœĻ Capital One âœĻ AMEX (you must have a credit card with them) âœĻ SoFi Don’t over complicate this. Pick one. Set up weekly or monthly transfers. Forget about it. Let it g
Destini âœĻ WealthyHer Mentor

Destini âœĻ WealthyHer Mentor

202 likes

The best method for paying off high interest debt
Before you spend that tax return on things you don’t need let’s talk about how you can pay off your credit card debt one by one! The simple method allows you to pay off high interest credit card debt while focusing on saving at the same time . How many of you guys are just putting the minimum t
JaliyahKreation

JaliyahKreation

47 likes

10 easy ways to start your savings journeyâœĻðŸ’ļ
Saving on a low income can be challenging but achievable with careful planning and discipline. Here are some strategies: 1.Create a Budget: Track your income and expenses to see where your money goes. Prioritize essential expenses and identify areas where you can cut back. 2.Set Savings Goals
Mari ðŸĶ‹

Mari ðŸĶ‹

264 likes

Becoming Her: Finance Edition
âœĻ Financial confidence is a form of self-care. You deserve to feel secure, stable, and in control, because becoming the woman you want to be includes financial wellness too. 📌 Save this post & share with your girls—financial freedom is a lifestyle! I’ve created a free budgeting worksheet
Symone’âœĻ

Symone’âœĻ

1775 likes

$10K Savings Challenge
Gaining some momentum with my $10K 100 Envelope Savings Challenge and I’m already seeing the progress! One envelope at a time, one step closer to crushing my savings goals. Who’s doing this with me? #100EnvelopeChallenge #10kSavingsChallenge #SavingsJourney #MoneyChallenge #Debt
BudgetsAndCents1

BudgetsAndCents1

10 likes

my debt free habits
#debtfreejourney #debtfreetips #debtfreelife #budgeting #budgetingtips
Budget Bestie

Budget Bestie

81 likes

Debt vs Debt Free
Everyone is different but ive been trying to figure out a perfect method for my debt savings. Maybe some will like it some may not. Any ideas and i used CHAT GPT! With Debt its 50/20/10/10/10 Debt Free 50/20/20/10
Kizzie

Kizzie

16 likes

THE BIGGEST DEBT TRAPS (PT. 1)
Debt is one of the biggest killers or financial peace. Some of the biggest debt traps are: 1. Credit card debt 2. Car payments 3. Buy Now Pay Later programs #lemon8partner #personalfinance #moneysavings #moneysavingtips
AngelaHarrison

AngelaHarrison

16 likes

The BEST METHOD To Pay OFF DEBT!
💖Ready to tackle that debt that you’ve been avoiding? Yeah, I think it’s time! (or not up to you lol) Here’s the best (in my opinion) method to paying that off! It’s called the SNOWBALL METHOD. Basically you rank your debt from smallest to largest and pay each one until they are paid off from small
Budget Emotions

Budget Emotions

265 likes

Credit Card Debt Savings Challenge ðŸ’ģ
Get the sheet: 🔗 Link in bio Instant PDF download Print on standard 8.5x11 paper Realizing you can save $5,050 just by following a simple system 💰 The 100 envelope challenge might look intimidating at firstâ€Ķ ðŸĪŊ But it’s actually one of the easiest ways to build real savings without overt
Saving With Budget Savvy💰📊

Saving With Budget Savvy💰📊

15 likes

âœĻ👰ðŸū‍♀ïļ Bride On A Budget | Wedding HACKS = SAVINGS 💒âœĻ
âœĻ Let’s be real, weddings can get expensive! And honestly, no one wants to start married life drowning in debt just for one dayâ€Ķ well, a few hours. That’s why I’ve been looking into some of the smartest hacks to save money for me and my fiancÃĐ’s big day while still keeping things beautiful and memo
Margarita

Margarita

401 likes

Creating more debt than savings?
If your debt is growing faster than your savings, that’s not a budgeting problemâ€Ķ that’s an income problem. This week I’m talking about something most people avoid: How to start building an online income stream so you’re not stuck trading every hour for dollars. Because hoping things changeâ€Ķ
Frances Flores

Frances Flores

0 likes

How to successfully college commute: gym edition
Week 1: What to pack to the gym as a long-distance commuter? Why is lightweight packing so helpful for commuters? Informative post^ I try to be as detailed as possible and give advice you’ve probably never heard before. This is how I pack before going to my college gym. #lemon8challenge #sp
stemselfimprove

stemselfimprove

96 likes

Debt Repayment: Avalanche Method
@Welcome Baddies The debt avalanche method targets high-interest debts first, reducing overall interest costs. It requires discipline and patience, as initial progress may be slow. This method is ideal for those focused on long-term savings and minimizing interest payments, ultimately leading
Welcome Baddies

Welcome Baddies

75 likes

5 Steps to become credit card debt free‾ïļ
Are you Ready to break free from credit card debt? Follow these 5 simple steps to take control of your finances and ditch debt for good! Need help staying on track? Book an accountability session with me today! We can take on this journey together! Bonus Tip: Celebrate the Small Wins Debt pa
Financial Coach + Photographer

Financial Coach + Photographer

26 likes

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