Tehya Ontiveros | HTS

532 followers

Follow

Follow

Follow

1/2

0 saved

5

Retire 22 years early?!?! 🌸

1 “normal” 9-5 income job puts you at retiring at 67!!

But multiple income streams. No “normal” 9-5?

Average retiring is 45-55!

That’s up to 22 YEARS

It’s time we wake up and get to enjoy our days, enjoy our babies. Enjoy our LIFE.

I don’t know about you but I would rather spend all the time and memories with my babies AND retire when they’re going off to college

🤷🏻‍♀️🤷🏻‍♀️

#retireearly #snowbird #youngmom #planningforthefuture #thinkahead

4/26 Edited to

Retiring early is not just a dream—it's becoming an achievable goal for many, especially when you think ahead and diversify your income sources. From my personal experience, relying solely on a single 9-5 job can feel limiting, and the traditional retirement age of 67 often means missing out on precious years with loved ones. One effective strategy I found is creating multiple streams of income, such as side businesses, investments, or freelance work. These can generate additional cash flow and accelerate savings. For example, investing in rental properties or dividend-paying stocks can provide passive income that grows over time. Online businesses, such as selling crafts or digital products, offer flexible ways to supplement earnings. Planning early and budgeting wisely also play crucial roles. Setting clear financial goals, tracking spending, and prioritizing saving can build a strong foundation for early retirement. It’s important to think ahead—consider what lifestyle you want post-retirement and how much capital you need to sustain it. Additionally, embracing this mindset allows more freedom to spend time with family, such as watching your kids grow or traveling during their school years. The joy of creating memories without financial stress is priceless. Retiring 22 years early requires dedication, but with thoughtful planning and multiple income streams, it’s possible to enjoy life on your terms much sooner than you think.

Related posts

My income sources at 22 years old🍋

At 22, securing a steady financial income isn’t just a milestone—it’s a superpower! It’s your ticket to independence, freedom, and endless possibilities. By taking control of your finances early, you’re not just building wealth; you’re crafting a future filled with opportunities and adventure. So,

1430 likes

The image features a man in a suit jacket holding his neck, suggesting discomfort, in an office setting. Overlay text reads "HOW TO Retire in 10 years or less," indicating the article's main topic. The Lemon8 handle @ashleyinvfin is visible.

This image presents two key steps for early retirement: "Set a clear retirement goal" and "Calculate your retirement savings target." It advises determining needed funds, setting a target date, and using a calculator to estimate monthly savings, considering inflation and healthcare. The Lemon8 handle @ashleyinvfin is visible.

The image outlines two financial strategies: "Maximize your savings" by cutting expenses and increasing income, and "Invest wisely" in diversified portfolios and tax-advantaged accounts like 401(k) or IRA. The Lemon8 handle @ashleyinvfin is visible.

HOW TO Retire in 10 years! (or less)

Remember that early retirement requires sacrifice and discipline, but with careful planning and smart financial decisions, it is possible to achieve your goal of retiring in 10 years or less. Always considered a financial adviser before making Any investment decision. #lemon8partner #personalf

132 likes

Ready to Retire Off Content 👩🏿‍🦳

I know I’m not the only person who literally is ready to retire & enjoy my free time! A 2 day weekend just isn’t LIFE! #lemon8talk #richgirlaesthetic #itgiritips #2024 planner #2024trends

45 likes

Pets can cause service animals to retire.

A lot of service animals aren’t so lucky when it comes to being attacked. A lot of them, unfortunately have to retire from the job say so very much love because irresponsible owners can’t control their pets. * * We do not, have not and never will condone any threats or harassment towards indivi

161 likes

Investing Early: Tips for Success (Students)✨

#backtoschool #college #collegelife #studentlife #savingmoney #wfh #passiveincome #budgetingtips, #financialliteracy, #moneytips, #personalfinance, #budgeting #sidehustle, #financialfreedom, #moneymakingideas, #onlinebusiness, #financialtips #creatorsearchinsights #makemoneyonline, #o

184 likes

A woman in a white outfit stands in a luxurious hall with a grand staircase, looking into a mirror. The image asks, "ladies, want to retire rich and early?" and features "finance for the girlies" branding.

Text on a light background explains that investing is key to becoming rich and retiring early, stating that $1 invested at 20 is worth $88 by 65. It introduces three tips for early retirement.

This slide presents the first tip: "Invest in growth funds." It explains these are stock collections designed for faster growth, mentioning examples and noting higher risk when young is less impactful.

ladies do these 3 things to retire rich and early!

ladies you need these personal finance tips if you want to retire rich and retire early! #financialhealth #financialhabits #financialgoals #financetips #moneyhack #personalfinanceforwomen

16 likes

A side hustle that can retire you from your 9 to 5

Finally, a side hustle that actually pays weekly and monthly true passive income💰📈this side hustle is changing lives do not miss this!! #makemoneyonlive #sidehustleforbeginners #mompreneur #sidehustlesecrets #sidehustles

1 like

How to Retire Early & not Sacrifice Your Lifestyle

The key is to reframe early retirement not as deprivation, but as gaining the freedom to live life on your own terms. With the right mindset and approach, you can achieve financial independence without sacrificing your quality of life. #lemon8partner #personalfinance #MoneyTips #money #m

61 likes

I will retire them.

#travel #lifestyle #money #Lemon8 #photography

149 likes

My $10/Month Side Hustle That's Building Generational Wealth & Leading to Early

Intro: I almost overlooked a simple opportunity that has completely reshaped my financial outlook. For just $10 a month, I've found a way to create significant passive income and set my family up for long-term financial security. Here's why this isn't just another 'side hustle&#3

35 likes

Over 50? Ready to retire your spouse?

Have you been searching for a way to retire your spouse early by creating an online business that will fund your dreams check out what we are doing to make that happen in 2025. #over50 #retireearly #retirement #retirementplanning #onlinebusiness o

7 likes

Who else wants to retire early?

If that is you and you don’t wanna have to work until the day you die the come see how people are earning income online. Comment Guide for my 10K in 30days Guide . . . #Retireearly #retireearlywithdigitalmarketing #masterresellrightsforbeginners #digitalbusiness #makemoneyfromhome

1 like

I'm Building Generational Wealth & Retiring Early with a $10/Month Side Hustle.

Feeling trapped by the idea of working forever? I was too, just three months ago. But I discovered a legitimate work-from-home side hustle that's completely changed my outlook. Here's how a simple $10/month membership is making it happen: ✨ **My Journey to Early Retirement:** I'm now

1 like

$10/Mo Side Hustle is Fueling My Early Retirement

The current economy can feel overwhelming, with rising costs and stagnant wages. I was searching for a genuine solution, and I found a simple side hustle for just $10 a month that has completely shifted my financial trajectory. Here’s how it works: ✨ **Multiple Income Streams:** This opportunit

1 like

I need to retire the cowgirl boots 😭

I need to retire the cowgirl boots 😭 #VioletlunaWinter #softwitch #curvyoutfits #thriftedstyle #outfitinspo

374 likes

Seeing if I can retire early 😅

I was making her laugh so much she couldn’t focus on the singing 😅😂 #andyandlogan #influencers #relationships #trends #samsmithchallenge

535 likes

A student works at a desk with a laptop and tablet, while text overlays provide financial advice on how to retire with $4,000,000. The steps include saving, investing early in accounts like Roth IRA, increasing income, avoiding debt, and letting compounding work, emphasizing starting early.

How to Retire with $4,000,000 (Student Edition)

#backtoschool #college #collegelife #studentlife #savingmoney #wfh #passiveincome #budgetingtips, #financialliteracy, #moneytips, #personalfinance, #budgeting #sidehustle, #financialfreedom, #moneymakingideas, #onlinebusiness, #financialtips #creatorsearchinsights #makemoneyonline,

41 likes

Can I retire ?!?

311 likes

How I'm Planning Early Retirement!

The current economy has been a wake-up call for many, myself included. I was tired of just surviving and knew I needed a change. Here's how I found an easy side hustle that's completely transformed my financial outlook in just three months. ✨ **My Journey to Financial Freedom:** 1. **In

1 like

Passive Income & On Track to Retire early.

Are you tired of doom scrolling for real income opportunities that never pan out? I was too, just three months ago! I found a simple, accessible model that's completely changed my financial trajectory. ✨ No Products, No Funnels, No Experience Needed: Forget the complex setups. This model req

1 like

My $10/Month Secret to Early Retirement & Generational Wealth

Struggling with inflation and looking for genuine extra income that doesn't demand all your time? I've been there! I discovered a simple, accessible way to generate consistent residual income with just a $10 monthly membership. ✨ **My Journey:** - **3 Months In:** Already seeing signifi

1 like

5 Income Streams To Help You Retire

Stocks Turo AirBnB YouTube Automation I can help you set up all 4 successfully and 3 more. #stocks #residualincome #stockstobuy #cash #investing

2 likes

My $10/Mo Secret to Early Retirement

Struggling with the thought of retirement? I was too! But I found an incredible solution that's changing everything for me and my family. 💰 **The Game Changer:** A simple $10 a month membership. 🔄 **How it Works:** This membership generates passive income in five different ways, creating

1 like

THINGS TO ELIMINATE TO RETIRE IN 5 YEARS

To retire in five years, there are several things you can eliminate or reduce to help you achieve your financial goals. Here are some strategies. #lemon8partner #personalfinance #MoneyTips #moneysavingtips #money

34 likes

Over 50, Gen x, empty nester want to retire early?

If you are over 50, Gen x, empty, nester, looking to retire early and live life on your own terms. Check out this online business opportunity. No tech skills required. #over50style #genxers #retireearly #retirementplanning #onlineincome

2 likes

Rich Girl Energy | Early Retirement 101

Savings Strategy For Early Retirement Increase Savings Rate: The earlier you start and the more you can save, the greater the benefit of compound interest. Aim to save a significant portion of your income, ideally 50% or more if possible. Reduce Expenses: Carefully evaluate your spending habi

13 likes

I Refuse to Retire

I’m 64 years old and just got my CDL😎🚛 I’m going to get Paid to see the Country, What do you think?🥰

29 likes

Retirement security can be your

Check out this online business that is great for people near or in retirement years. #onlinebusiness #onlinebusinessowner #retireearly #retirementplanning #retirementgoals

4 likes

How a $10 Membership is Helping Me Retire Early & Build Generational Wealth

The thought of working forever, especially with today's economy and inflation, used to be a real fear. Retirement felt like a distant dream. But I discovered a game-changer: a simple $10 a month membership that's now building residual and passive income for me every single month. 💡 My Jo

1 like

Could you retire here? Hmm 🤔 ?¿

431 likes

A portrait of Whoopi Goldberg wearing glasses, looking slightly to the left with a subtle smile. Below her, text reads: 'WHOOPI GOLDBERG SAYS SHE 'CAN'T AFFORD' TO RETIRE FROM 'THE VIEW''. The image also features 'ROKVOLUTION NEWS' and 'Lemon8 @rokvolution' branding.

Whoopi Goldberg Says She ‘Can’t Afford’ to Retire

Whoopi Goldberg Says She ‘Can’t Afford’ to Retire from ‘The View’ Whoopi Goldberg, co-host of The View, revealed she “can’t afford” to retire, citing financial necessity. At 69, she emphasized the importance of continuing to work to meet her obligations, saying, “If you don’t marry well, you got

24 likes

💸 How Much to Retire Early (4% Rule)

Here’s how much you need to never work again: • $25K/year → $625K • $50K/year → $1.25M • $75K/year → $1.875M • $100K/year → $2.5M You don’t need millions — just discipline + a plan. Start now, buy your freedom later. 🧠 #EarlyRetirement #FIREstrategy #MoneyTips #FinancialFre

1 like

Would you want to retire early ?

What is you could retire early would you? #fyp #taxfreeretirement #wealthmindset #wealth #whattheydontwantyoutoknow #angiedunnn

8 likes

How I'm Building Generational Wealth & Planning Early Retirement with Just $10

Intro: We all hear about 'extra income' but rarely get the actual math. Inflation is real, and vague promises don't help. I'm sharing the exact breakdown of how I'm creating compounding passive income with a minimal $10/month entry. Key Takeaways: 1. **The $10 Secret:** It

1 like

Ready to retire early? 👴🏼

The BRRRR method can get you there! 🥶With the right team, it’s easier than you think! 🔐🏦

2 likes

A woman sits on a beach at sunset, looking back at the camera. The text overlay reads "RETIRING EARLY Here's why I want to," introducing the topic of early retirement.

Silhouettes of two people embracing are set against a vibrant, circular, kaleidoscopic pattern. The text overlay states "More time with my family and friends," with a "Swipe" indicator.

A four-panel collage shows travel-related images: a woman in clear blue water, a sunset sky, a coastal landscape, and a woman walking on a road. The text reads "More energy and time to travel to new places."

You’ll Never Be Able To Retire Early

YEAH RIGHT! Where there’s a will there’s A WAY. And oh, you best believe I’m gonna find it!!! Life is too short and precious. And why wouldn’t you want to make the most of it?!! Here’s my MOTIVATION! 💥📣💞 Ok ok… You know those workaholic type people who can’t seem to stop checking thei

26 likes

How to Retire Early

I don’t know about you, but I don’t want to have to wait until I’m 65 to retire. So how can you realistically retire early? - Invest Early: Compound interest is your best friend. By investing in your 20s, or even teens, your money has a long time to compound and grow! - Build Multiple Incom

20 likes

How $10/Month is Leading to My Early Retirement.

I almost ignored this opportunity, and I'm so grateful I didn't! As a side hustle mom, finding legitimate ways to build passive income is key. This isn't a scam or a scheme; it's a simple, $10/month online membership that has completely changed my financial trajectory. Here's

6 likes

Most people will not be able to retire unless they do this. #credit #money #f

Most people will not be able to retire unless they do this. #credit #money #finance

4 likes

Over 40% of us will NEVER retire, so I did THIS!

#retireearly #retirementincome #genxdad

0 likes

Building Generational Wealth & early retirement.

Struggling with inflation and feeling like retirement is slipping away? You're not alone. I used to think early retirement was for 'other people,' but I found a game-changer. Here’s how a simple $10/month membership is transforming my financial future: ✨ **Mini Intro:** I was tire

2 likes

The image features a black handbag, a stack of US dollar bills, and two glasses on a table, with the overlay text "HOW TO HELP YOUR KIDS RETIRE" in white and pink.

An infographic titled "HELP YOUR KIDS RETIRE" illustrates how investing $50, $75, or $100 monthly for a child until age 18 can lead to millions by age 65 due to compound interest.

How to help your kids retire

What if you could invest $50/month and have that money turn into multi millions? Would you be down? Well, it could happen. If your parents helped with investing, it would make things much easier for you to get a good head start because of compound interest. My mom didn't invest for me, so na

53 likes

How I'm Building Passive Income & Retiring Early for $10/Month

✨ My Journey to Financial Freedom & Generational Wealth ✨ Hey Lemon8 fam! I'm so excited to share how a single $10/month membership completely transformed my financial outlook. Just three months ago, I was looking for a way to generate passive income without all the usual complexities—no

0 likes

See more