PLANNING AND PAYING 🛳️

I took my mom on a cruise for her birthday in January. I started planning in October! I purchased a cheap room on the 7th floor with 1 king bed and a small window. Over the next few months I slowly made payments and purchases towards this much needed vacation. By the time it was all said and done, this is what we got for a total of $2,140 for a 7 day cruise for 2 from NYC to the Bahamas!

First off, I will say this didn’t include much travel because I live in upstate NY, so my mom flew from MS to Syracuse and I drove us straight to the city. Normally I would have car camped but since it was my mom’s first time in the city I got us a FANCY hotel at a discount price using the #hopper app.

When it came to making additional purchases for the cruise, like the drink package, the snorkeling getaway, the specialty meals, and the fun pass (which we didn’t even use) I purchased those over the months of November and December, waiting for discount email offers and using my gut to decide when to make the purchases. I usually went with the second or third offer on those but never the first!

With the room upgrade, I waited until a little over a week before the cruise to put in an offer on the room upgrade. I probably could have offered less and got it but I’m not complaining. We started our cruise booking a cheap, small room on the 7th deck with 1 bed and a small window. I put an offer on a deluxe balcony suite with 2 twin beds, a seating area, and on the 14th deck and got it! All the good entertainment, activities, and food were on the upper floors so we didn’t have to walk much to get to the goods. That being said, our room was still peaceful despite being in a hot commodity area! Also, the higher you are the less you’ll feel seasick, which was a major plus for the two of us.

Overall, with all the stuff included and our pre-made purchases, we did not spend that much money when it came time to enjoy our cruise. And since we were celebrating my mom’s birthday, many places (like the spa) offered birthday discounts. Most of our spending was done before the cruise even happened, our pre-loaded $50 made it pretty far, I was actually looking for stuff to spend it on when we were home bound. We didn’t spend a dime on drinks or food, mostly chocolate from the shop and some cheap stuff from the stores on board. We saved most money for spending in the Bahamas since that’s the number 1 place to purchase jewelry and we spent money on lunch on the islands so we wouldn’t have to go back to the ship, but that’s really it.

Oh! I almost forgot. Since we booked in the colder months it was cheaper and MUCH less crowded. Boarding was chilly in NYC but out on the ocean and in the Bahamas was still beautiful. We spent plenty of time at the pools and on the beaches. But there’s also an indoor pool if you’re worried about the weather. So don’t think you have to wait until summer for your summer vacation. This was a perfect way for us to relax and prepare for the crazy year ahead.

I didn’t want this post to be too long so feel free to ask questions in the comments, there’s so much more I could talk about!

#lemon8diarychallenge #cruises #msccruises #vacation #january2024 #bahamas #birthdaytrip #motherdaughtertrip #travelwithme2024

2024/7/14 Edited to

... Read morePlanning a memorable cruise can be made easier with strategic budgeting and a bit of foresight. Start by setting a clear budget for your entire trip, including accommodations, activities, and onboard expenses. For instance, when booking a hotel, using travel apps like #hopper can yield great discounts and ensure a comfortable stay prior to embarkation. Cruise lines often provide special offers through email subscriptions, so it's wise to keep an eye out for those discounts, especially on extras like drink packages and excursions. Booking during off-peak seasons can significantly reduce costs. Not only will prices be lower, but the crowds will also be less overwhelming, allowing for a more relaxed experience. Remember, many cruise lines offer perks for celebrating special occasions such as birthdays. Take advantage of onboard discounts and special services like spa treatments, which can enhance your celebration. For onboard activities, look for free entertainment options to keep your spending in check. Most cruises have an array of activities such as trivia, dance classes, and themed parties to keep guests engaged. Make sure to plan your day around these offerings to maximize enjoyment without overspending. Lastly, don’t forget about ports of call like the Bahamas where shopping can be rewarding but also tempting. Setting a specific spending limit can help manage expenses while still allowing for some indulgence. With careful planning and strategic spending, you can enjoy a fantastic cruise experience that doesn't break the bank.

Related posts

Financial Planning for Beginners
Hey there, fellow 20- and 30-somethings! Are you feeling a bit overwhelmed when it comes to managing your finances? Don't worry, you're not alone. Financial planning can seem like a daunting task, but it's actually a crucial step in taking control of your financial future. I know, I
Financebabe

Financebabe

2078 likes

An iPad displays "FIVE HIGH PAYING Non-Nursing Careers" with a stethoscope and a Coach bag, indicating career opportunities in healthcare that require a degree in two years.
A radiation therapy machine and control panel highlight the Radiation Therapist role, detailing a salary range of $72-120K for administering radiation treatments to cancer patients.
Dental tools and a person in pink scrubs holding a mirror illustrate the Dental Hygienist profession, with an earning potential of $85,000+ for providing preventive oral care.
5 High-Paying Non-Nursing Healthcare Careers!
Looking to make a great salary in healthcare without becoming a nurse? 🌟 Check out these 5 high-paying professions that offer rewarding careers and excellent earning potential! Whether you're interested in technology, diagnostics, or patient care, there's a path for you. 💼💰 #HealthcareCare
Macquoria|Content Creator

Macquoria|Content Creator

8954 likes

Wedding Planning ✔️
Starting on my wedding checklist and I wish I would’ve done this sooner! It has definitely helped me get motivated and get stuff done its also nice having everything in one place, I definitely recommend! #weddingplanner #weddingplanning #bridetobe #2025bride #summerdiary #lemon8challeng
Emma 🌷🐣🌱🌸

Emma 🌷🐣🌱🌸

1329 likes

YOU NEED THIS TRAVEL PLANNING APP
Let me put you on to something - do not start planning your next trip without downloading this app first! TripIt has been my new favorite secret weapon keeping me organized when planning a big trip. When you download the app you link your email. Anytime I get emailed a confirmation for a flight,
Niki ◡̈ global guru

Niki ◡̈ global guru

780 likes

5 High-Paying Side Hustles for Lazy Girls
Hey Lemon8 fam! 👋 Are you a chill gal looking to make some extra cash without breaking a sweat or needing a fancy degree? Well, you're in luck because I've rounded up five side hustles that are perfect for your laid-back vibe and wallet-boosting goals. Let's dive in! 💎Online Surveys
Elena💗

Elena💗

1506 likes

A laptop displaying a calendar and a notebook with a pencil on a wooden desk. Overlay text reads: 'HIGH PAYING JOBS that DON'T require a degree'.
A laptop displaying a calendar and a notebook with a pencil on a wooden desk. Overlay text details 'Insurance Sales Agent' with pay, how to qualify, and duration.
A laptop displaying a calendar and a notebook with a pencil on a wooden desk. Overlay text details 'Project manager' with pay, how to qualify, and experience requirements.
3 high paying jobs that don’t require a degree
There are so many well-known, high-paying jobs that do not require traditional, 4 year degrees. Through certifications, relevant experience, or short-term programs, these career paths allow lots of flexibility with your studies, how you break into the field, how long it takes, etc. All of the tr
Jane 🦧

Jane 🦧

5081 likes

How im paying off my debt 💕
This planner made setting up my plan so easy. I know that I can stick to it just off how simple this planner is 🩷 This is your sign to start your budget journey to reach your goals ! #budgetplaner #planninggirl #budgetingasastudent #budgetingforbeginners #jaliyahkreationz #moneyma
JaliyahKreation

JaliyahKreation

1498 likes

6 High-Paying Careers for Introvert Girlies! 💸
While I am more of an extroverted introvert, I find it sometimes utterly EXHAUSTING to be around others, lmao. So much so that I quit my sales job to become a freelancer so I could have the peace and quiet I needed. So today I wanted to share with everyone 6 high paying career for my introvert
michaelajonsson

michaelajonsson

1577 likes

An iPad with a keyboard case and Apple Pencil, displaying the title '5 iPad Apps You Need to' with a phone icon and heart, suggesting essential apps for digital planning.
The GoodNotes 6 app icon is featured with text describing it as ideal for creating and customizing digital planners with handwriting, sticker imports, and notebook templates.
The Notion app icon is displayed with text highlighting it as a powerhouse for goal-setting, task management, and customizable planning databases.
5 Must-Have iPad Apps for Digital Planning ✨
Here are 5 must-have iPad apps for digital planning to help you stay organized and boost productivity: 1. GoodNotes 6 • Why You Need It: Ideal for creating and customizing your digital planner with seamless handwriting, sticker imports, and notebook templates. • Key Features: • Supports PD
Joy 📚

Joy 📚

1685 likes

A gloved hand holds an ultrasound probe over an ultrasound machine displaying a cardiac image, with text indicating "Cardiovascular sonography $32-53 hr".
A woman in light blue scrubs, identified as a Respiratory Therapist by her badge, sits at a desk, with text showing "Respiratory Therapist $30-$57 hr".
A woman in teal scrubs and a scrub cap stands in a medical room with an anesthesia machine and supplies, featuring text "ANESTHESIA TECH $20-41hr".
High Paying Healthcare Careers
Hi Bestieesss !! Here are some high paying healthcare careers that only require 2 year programs . Get that money Healthcare bestiesss 💕 #healthcarefield #healthcarejob #healthcarecareer #ultrasound #anesthesia
Katyana Mikayla

Katyana Mikayla

2196 likes

some top-paying and beginner-friendly 👍
Looking to make real money online? These affiliate programs are beginner-friendly, high-paying, and perfect for creators in any niche.comment which one would you try!👍👍 #AffiliateMarketingTips #SideHustleIdeas #MakeMoneyOnline #OnlineBusinessPH #PassiveIncomeStreams
Officialbri Financebabe

Officialbri Financebabe

728 likes

Certificate to get a better paying job?
What’s a certificate you got that enabled you to get a better paying job? Whether it’s online certification or offline certification, whether it’s for improving your skills or boosting your resume. We would like to hear your experience in the comments!💗 #certifications #certificate #careerd
Lemon8 Career

Lemon8 Career

1266 likes

A pink notebook, an iced coffee with a cherry, and a gold heart charm are displayed on a marble surface, with a pink bag in the background. The text reads "HIGH-PAYING side hustles for the girls."
A luxury picnic setup features a low wooden table with pink decor, flowers, and place settings on a grassy lawn. Text describes "LUXURY PICNIC PLANNER" with earning potential and how to start.
Various pink and white candles of different shapes are arranged with pink peonies. Text describes "CUSTOM CANDLE MAKER" with earning potential and instructions on how to begin.
10 SIDE HUSTLES THAT ARE GIRLY AND HIGH PAYING 🤑🛍️✨
Let’s be so real for a second… some of y’all are meant to make soft money, not hard labor money 😌 If you’re looking for a high-paying side hustle that feels more like a hobby and less like selling your soul to a 9–5… this post is for YOU. We’re talking girly, aesthetic, creativity-filled, “my ban
Lushie Club 💖

Lushie Club 💖

2754 likes

Budgeting Techniques For Financial Planning💸✨
Budgeting is a fundamental aspect of financial planning that can help you manage your money effectively and work towards your financial goals. Here are some budgeting techniques to improve your financial planning: ⭐️Zero-Based Budgeting: In zero-based budgeting, every dollar you earn is allocate
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

320 likes

A desk setup with a laptop, open books, and a coffee cup, overlaid with the title 'PAYING Taxes AS A Content Creator' in decorative white font.
A text box advises content creators to pay taxes if they earn over $400. Below are images of a hand using a calculator on a 'TAX' document and a laptop with a coffee cup.
A text box recommends self-employed content creators save 35% of each paycheck for taxes. Below are images of a calculator with cash and a laptop displaying a monthly budget spreadsheet.
Paying Taxes As A Content Creator 📸💻📑
So for a while, I didn’t need to pay taxes when I wasn’t making as much but recently it was brought up to me and I looked more into it and I started content creating in November but I made a good amount of money but I didn’t think I needed to pay taxes. If you make over 400 you need to pay taxes an
𝒮𝒽𝒶𝓎𝓁𝒶☆

𝒮𝒽𝒶𝓎𝓁𝒶☆

1741 likes

A dark background with text announcing that ChatGPT can create, edit, and schedule 30 days of content in under an hour, replacing other tools. It introduces 7 prompts for this purpose.
A dark background displaying the first prompt: 'Content Factory Builder,' which generates a 30-day content calendar with hooks, post types, captions, and CTAs for a specific niche.
A dark background displaying the second prompt: 'Script-to-Shorts Engine,' which converts long-form content into 10 short-form scripts (10-35 seconds) with engaging openings and punchlines.
STOP PAYING FOR TOOLS YOU DON’T NEED.
Most creators think they need 5 different apps to produce content fast, but Al can do the writing, editing, planning, and scheduling in one place. These prompts turn ChatGPT into a full content studio that runs in under an hour. #contentcreator #socialmedia #contenttips #chatgpt #ai
Promptly Daily ✪

Promptly Daily ✪

23 likes

The HIGHEST PAYING remote job is what I do👇🏼
✨Digital Marketing✨ Forbes Magazine has it listed as one the top earning jobs in 2024 🔥 It’s the reason l’ve made multi 5 figures and been able to leave the 9-5 grind, working anywhere from my phone. Here’s why I love this👇🏼 ✅It’s completely beginner-friendly ✅No experience or degree is
Benjamin Hall

Benjamin Hall

122 likes

High Paying Remote Jobs You Can Start Today! 💼💸
Are you looking for remote job opportunities that offer great pay? Check out these high-paying remote jobs that can help you earn a significant income from the comfort of your home. 1. Yelp Earnings: $700/week Get paid to write reviews and help businesses improve their online presence. 2.
Pradeep M

Pradeep M

1504 likes

5 Highest Paying Remote Jobs!
Working from home jobs only!!No college degree! 5 Highest Paying Remote Jobs.Enjoy! 1.Yelp -They will pay you $700 a week just to remove spam comments. 2.Apple Home Advisor -This is a customer care position (via Phone,Chat or Email)They have part-time and full-time positions.The
Sanrio

Sanrio

2110 likes

High Paying Remote Jobs
These are a few high paying remote jobs you can apply for. Some of them may not be hiring right away but be sure to book mark them for later!! Comment ⬇️ The types of remote jobs you are looking for! #unfiltered #lemon8challenge #remotejobs #remotework #remotejobwebsites #workfro
Wfhdiva

Wfhdiva

92 likes

5 high paying tech jobs that doesn’t need coding
1. Product Manager - What to study: Business, project management, or a tech-related degree with a focus on understanding customer needs, product life cycles, and market research. Knowledge of Agile methodologies is beneficial. - Job description: Oversees the development and success of a pro
vedha | career tips (tech) 👩‍

vedha | career tips (tech) 👩‍

260 likes

A handwritten grocery budget list on a spiral notebook, titled 'Grocery Budget Ideas' for '$60 for 6 meals!' It details 'Needs' like milk, ground beef, and tortillas, alongside 'Other' items. Two pens rest on the page, with 'SAVE MONEY' highlighted.
A handwritten meal plan on a spiral notebook, titled 'make your list here are 5 ideas i plan for' for the 'week of 8/12-8/17'. It lists five dinner ideas: Tacos, Chicken Alfredo, Pasta Bake, Burger Sliders, and Sausage Biscuits with Gravy.
A detailed handwritten list of 'Meal Plan Needs' on a spiral notebook, outlining ingredients for five specific meals like ground beef, taco seasoning, chicken breast, pasta noodles, and Hawaiian rolls. A green pen is visible on the page.
grocery planning on a budget: save money✨
#ShoppingHaul Let’s make a meal plan on a 60$ budget! here is what i’m making this week: Tacos 🌮 chicken alfredo 🍗 pasta bake 🍝 burger sliders 🍔 sausage and gravy with biscuits 🥖 i made a list of what i’ll need and made a break down of the cost at my local Walmart 💲 13$ ground
•Lauren• SAHM 🌙 ☀️

•Lauren• SAHM 🌙 ☀️

1999 likes

He wasn’t even paying attention to me🤧
Kenzie and Mav

Kenzie and Mav

2035 likes

start digital planning on your phone
creating a daily schedule can provide numerous benefits, including: increased productivity: a well-structured schedule helps prioritize tasks, ensuring that important activities are completed efficiently. reduced stress: knowing what needs to be done and when can alleviate anxiety and provide
E D E N ◡̈

E D E N ◡̈

4863 likes

Paying My Bills
This is how I pay my bills. I’ve built this system over a year ago and has helped me maintain paying my bills on time, build up on savings, managing on repaying my debts when I owe, and being able to free spend. Every Cent Matters I like to make every cent count. Meaning not only my paycheck w
amymoran19

amymoran19

562 likes

Investing Planning For Couples 💸🤑😻
Financial and Investing planning are critical steps towards achieving financial stability and growth. Here’s a comprehensive guide to help you started with both: 🤑 Understand Different Investment Options: Stocks: Ownership in a company, potential for high returns but with higher risk. Bonds: L
Steph 🙏🏽🍵 🍀 ✨

Steph 🙏🏽🍵 🍀 ✨

59 likes

Leg day is paying off
Lmk if you want my workout!
Lemon8er

Lemon8er

189 likes

Level up your digital journaling/planning 🤯✨
Simply cannot get over these cute little sticky notes for my notes and let's not forget about the poppi font.🩷✨ #digitalplanning #digitalnotes #digitaljournal #goodnotes #fyp #ipad #aestheticnotes #cutenotes #digitalstickers #stickers
createheartwork

createheartwork

204 likes

High paying jobs
High paying jobs are very nice and really promising. Also hard to come by and l know most people decided not to go to college and decided to share these jobs. It’s really not that hard to apply but also this is a tip and a little reminder that you can be just as rich or achieve success without ha
AceOfShades

AceOfShades

1243 likes

A handwritten note on lined paper, titled '3 Signs God Is Shifting You', lists signs like facing difficult situations, feeling restless, and doors closing. It advises keeping a 'God shift' on the 'Divine Low' for a supernatural harvest. Pink arrows highlight the text, with a Lemon8 watermark.
God is shifting you — but are you paying attention
God is shifting you — but are you paying attention? When life starts to feel heavy, confusing, or like everything is being stripped away… that’s not always a setback. Sometimes, it’s a divine setup. Here are 3 powerful signs that God is shifting you: 1. You’re going through a tough
RichGirls

RichGirls

289 likes

How I Landed a High-Paying Job in Just 3⃣️ Weeks💼
These apps turned what could have been a stressful job search into a smooth and even exciting process. With a mix of full-time and freelance opportunities, finding a high-paying job doesn’t have to be so difficult! 💼✨ #apps #appsilove #MoneyTips #moneyhacks #financialfreedom
Carolyn🌹

Carolyn🌹

206 likes

A brick sign for Eastern Kentucky University with text overlay announcing "Summer Jobs You Can Do in your Pajamas for $20/hr+ College Students," featuring money and book icons.
Two job descriptions, "Freelance Writer or Editor" and "Online Tutor," detailing pay, platforms, and tips, overlaid on a background of graduates in caps and gowns.
Job descriptions for "Social Media Manager / Content Creator" and "Virtual Assistant," outlining pay, tasks, and platforms, set against a background of headphones on an open book.
WFH High-Paying Jobs for Students 💵📚
Here are summer work-from-home (WFH) jobs for college students that typically pay $20 or more per hour: ⸻ 1. Online Tutor • Pay: $20–$50/hr • Platforms: Wyzant, Tutor.com, Varsity Tutors, Cambly (lower pay but flexible) • Subjects in demand: Math, science, Englis
Steph 🙏🏽🍵 🍀 ✨

Steph 🙏🏽🍵 🍀 ✨

1510 likes

Planning Summer Content for 30+ Days! 🌞✨
Struggling to keep your social feeds fresh and engaging during the summer? I get it. Managing a business and curating social media can be overwhelming. As a tech-savvy person constantly working on side hustles, I didn’t expect to also be a social media manager 😬. Whether it’s art, a podcast, or a d
Ivyhoneyhive

Ivyhoneyhive

242 likes

A tablet displaying a colorful digital planning interface and a keyboard, with the title 'A Beginner's Guide To: DIGITAL PLANNING' overlaid in blue text.
Text on a blue background defining digital planning as a paperless way to organize tasks and goals, combining traditional planners with technology for organization, creativity, and eco-friendliness.
Text on a blue background listing benefits of digital planning: unlimited customization, easy edits, device syncing, and eco-friendliness (no paper or pens wasted).
✨A Complete Beginner Guide To Digital Planning ✍🏾💻✨
Thinking about switching to digital planning but don’t know where to start? Here’s a beginner-friendly guide to help you set up your perfect system. 📱 Why Digital Planning? •Eco-friendly and customizable. •Accessible on all your devices. •Perfect for tracking your life and goal
Margarita

Margarita

78 likes

A hand holds a pink bottle of bodycology frosted berries fragrance mist, featuring a label with frosted raspberries, blackberries, blueberries, and snowflakes. The bottle contains 8 FL OZ / 237 mL of product.
A hand holds a pink bottle of bodycology frosted berries 2-in-1 body wash & bubble bath. The label shows frosted berries and snowflakes, and the bottle contains 16 FL OZ / 473 mL of product.
A hand holds a clear jar of bodycology frosted berries exfoliating sugar scrub with a gold lid. The pink scrub has a label depicting frosted berries and snowflakes, weighing 10.5 OZ / 297 g.
Paying homage to bbw’s winter berry wonder
#winter berry wonder #bodycology
Lifeofken

Lifeofken

280 likes

The image features the title "high paying CAREERS W/ NO DEGREE" in white and black outline text, with money icons. The background is a soft, blurry outdoor scene with trees and buildings. The bottom left corner has "lemon8 @life_of_lei."
This image lists three high-paying careers without a degree: Theatrical Performance Make-Up Artists, Police/Detective Supervisors, and Transportation, Storage, and Distribution Managers. Each entry includes education, years of experience, and median income, with corresponding icons. Source: Credit Karma.
This image lists three high-paying careers without a degree: Postmaster, Insurance Appraisers, and Flight Attendants. Each entry includes education, years of experience, and median income, with corresponding icons. Source: Credit Karma.
High Paying Careers That Do Not Require a Degree ✨
College is not for everyone! There are so many limitations to college. You may need to work full-time to support yourself and your family or you may not have reliable transportation. AND it is just so expensive! Here are 6 careers that are considered high-paying by Credit Karma, and you do not need
Itsleilahclaire

Itsleilahclaire

2617 likes

A person in a graduation gown and sparkly heels holds a cap, with overlay text 'highest PAYING ENTRY-LEVEL CAREERS' and money icons, introducing a list of top entry-level jobs.
A list of the top five highest paying entry-level careers: C++ Developer, Registered Nurse, IT Engineer, Structural Engineer, and Patient Access Manager, including salaries and most likely majors, sourced from Indeed.
A list of five high-paying entry-level careers: Network Operations Tech, Quality Auditor, Water Resources Engineer, Business Development Coordinator, and Pharmaceutical Sales Rep, with salaries and most likely majors, sourced from Indeed.
Highest Paying Entry-Level Careers ✨🥰
Are you wondering if you should go to or go back to school? It can be hard to decide! School is expensive and time consuming. So, here are 10 careers that Indeed believes are the best entry-level jobs that typically require a college degree. They all have at least a $40,000 salary and require 0
Itsleilahclaire

Itsleilahclaire

1286 likes

Majors that can land a high-paying marketing job 👩‍💼
People are always surprised to hear I didn't major in Marketing to land a high paying marketing job. These majors show the diversity of paths to a marketing career, from hands-on marketing and advertising to data analytics and digital media! Each field offers different perspectives and skil
Jane 🦧

Jane 🦧

44 likes

10 High-Paying Side Hustles with High Expectations
Which one will you start with? #sidehustle #highpaying #onlinejobs Double tap if you want to earn extra money $$functions💵
nassiqeqh4f

nassiqeqh4f

106 likes

How I earned $500 by paying my bills
Here's how I get the most cash back for my everyday spending: If you're new to credit cards, welcome! But first, some disclaimers: 1) always pay your bills on-time and in-full each month 2) don't spend more than you can pay off each month Now...here's how I earned $500 last
Delara 💖👩🏻‍💻

Delara 💖👩🏻‍💻

1385 likes

See more