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Share tips with money to save. Confused.🤑💸

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... Read moreก่อนที่ผมจะเริ่มใช้วิธีนี้ ผมก็เหมือนกับหลายๆ คน คือเงินเดือนเข้ามาแล้วก็ใช้หมดแบบไม่รู้ตัวว่าจะเหลืออะไรเป็นเงินเก็บบ้าง จนได้ลองใช้แอพจัดการเงินอย่าง MAKE ที่ช่วยให้ผมแยกบัญชีออกเป็นหลายส่วน เช่น เงินใช้จ่ายประจำวัน เงินเก็บ และเงินลงทุน ทำให้ไม่สับสนว่าจ่ายอะไรไปแล้วบ้าง ที่ผมชอบมากคือฟีเจอร์ตั้งค่า "แอบออม" ที่จะปัดเศษเงินทอนจากการจ่าย เช่น ถ้าจ่าย 153 บาท แอพจะเก็บเงิน 2 บาทให้โดยอัตโนมัติแบบที่เราไม่รู้ตัว และมีตัวจับเวลาเตือนให้เรามาระวังการใช้จ่ายเกินความจำเป็น และยังสามารถเชิญเพื่อนมาร่วมจอยทำบัญชีร่วมกันได้ ช่วยเพิ่มแรงจูงใจในการเก็บเงินอีกด้วย ตัวเลขเงินออมที่เห็นในแอพตั้งแต่หลักพันจนถึงหลักหมื่นทำให้ผมรู้สึกภูมิใจและมีแรงขยันเก็บเงินมากขึ้น แม้ไม่ได้เปลี่ยนนิสัยการใช้เงินมาก แต่แค่แยกบัญชีและลงรายละเอียดรายรับรายจ่ายทุกบาททุกสตางค์ ก็ทำให้มีเงินเก็บมากขึ้นแบบงงๆ เหมือนกันครับ สำหรับใครที่กำลังมองหาวิธีเก็บเงินง่ายๆ ไม่ต้องปรับเปลี่ยนพฤติกรรมเยอะ ผมแนะนำให้ลองใช้แอพ MAKE และแบ่งบัญชีเงินอย่างชัดเจน ดูแลเงินของตัวเองแบบมีระบบ จะช่วยให้คุณเริ่มมีเงินเก็บได้เร็วขึ้นแน่นอนครับ

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