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Close of sale for charter health insurance

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... Read moreการมีประกันสุขภาพเหมาจ่ายที่ครอบคลุมและให้ความคุ้มครองตั้งแต่บาทแรกถือเป็นสิ่งที่สำคัญสำหรับผู้ที่ต้องการความมั่นใจเมื่อเกิดเหตุไม่คาดฝัน โดยเฉพาะในยุคที่ค่ารักษาพยาบาลสูงขึ้นเรื่อยๆ ผมเองได้เลือกทำประกัน AIA Health Happy เพราะให้ความยืดหยุ่นในการเบิกค่ารักษาแบบเหมาจ่าย ไม่ต้องกังวลเรื่องวงเงินต่อครั้งหรือจำกัดจำนวนครั้ง จุดเด่นของแผนนี้นอกจากจะจ่ายเหมาจ่ายตั้งแต่บาทแรกแล้ว ยังมีสิทธิ์ความคุ้มครองเพิ่มเป็น 2 เท่า หากตรวจพบโรคร้ายแรง 6 โรคที่สำคัญ ได้แก่ มะเร็ง, เบาหวานที่ควบคุมไม่อยู่, โรคหัวใจ, ไตวายเฉียบพลัน, หลอดเลือดสมอง และโรคปอดเรื้อรัง โดยความคุ้มครองที่เพิ่มขึ้นนี้ยังต่อเนื่องได้ถึง 4 ปี ซึ่งช่วยลดความกังวลใจและภาระค่าใช้จ่ายในระยะยาวได้มาก ประสบการณ์ด้วยตัวเอง พบว่าการใช้บริการและเบิกค่ารักษาผ่านระบบออนไลน์ของ AIA นั้นสะดวกมาก ทำให้การเคลมไม่ยุ่งยาก บริษัทมีการรองรับหลายช่องทางเพื่อให้ผู้เอาประกันสามารถส่งเอกสารและตรวจสอบสถานะกรมธรรม์ได้ทันที ทำให้รู้สึกอุ่นใจและมั่นใจในความคุ้มครองที่เลือกไว้ ที่สำคัญ ตอนนี้ AIA ประกาศปิดการขายแผน Health Happy ในวันที่ 31 มีนาคมนี้แล้ว ใครที่ยังไม่ได้ตัดสินใจ หรือยังลังเล แนะนำให้รีบพิจารณาและสอบถามข้อมูลเพิ่มเติมจากตัวแทนประกันก่อนโอกาสนี้จะหมดไป เพราะหลังจากนี้แผนจะไม่เปิดรับลูกค้าใหม่ แต่อย่างไรก็ตามลูกค้าเดิมยังคงได้รับความคุ้มครองตามเงื่อนไขเหมือนเดิม สุดท้ายอยากบอกว่าการมีประกันสุขภาพเหมาจ่ายถือเป็นการวางแผนการเงินที่ช่วยเพิ่มความมั่นคงให้ชีวิต โดยเฉพาะเมื่อเทียบกับค่าใช้จ่ายทางการแพทย์ที่ไม่มีใครคาดเดาได้ว่าเหตุการณ์ใดจะเกิดขึ้น การเลือกแผนประกันที่มีความคุ้มค่าและเหมาะสมจึงเป็นเรื่องที่ไม่ควรมองข้ามเลย

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