The salary of 15,000 is enough.

📌 A short money plan.

1. Manage expenses first

• Aim to collect 20-30% of income = 3,000-4,500 Baht / month

• If you want to collect faster, squeeze the cost to 5,000 baht / month.

2. Storage channel

• Digital Bank accounts such as TTB All Free, KKP Start Saving get 1.5-3% interest / year

• 12 months tax-free regular deposit, interest about 2-3% / year, but withdrawn before full eligibility

• Money Market / Short-Term Bond Fund (MMF, Term Fund) Yield ~ 2-3% / Year Suitable for Blossoms More Than Bank Deposits, but Highly Liquidity

3. Target sample

• Store 3,000 / month x 12 months = 36,000 baht + little flower

• Storage 5,000 / month x 12 months = 60,000 Baht

• If collected for 2 years, it will be approximately 70,000-120,000 baht.

✅. Trick.

• Separate the cash account from the spending account so that it is not accidentally used

• Set automatic deduction every month. When the salary enters, cut it immediately.

• If you want a little more flowers, try a money market fund because it is easy to withdraw without interest taxes.

# Storage money # Plan to collect money # Keep the salary human edition # What is good investment?