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No secret savings formula 50 30 20

• 50% cost required

such as food, travel, rent, water, electricity.

• 30% happiness / lifestyle

Like traveling, shopping, eating delicious things.

• 20% savings and investments

Such as emergency savings, funds, stocks.

Summary

Saving before using this formula will balance life and finances well. ✨

# Talk about money # Year-end finance # Open budget # Recap 2025 # Savings formula

2025/12/26 Edited to

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