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Security, ready to help negotiate

2025/8/7 Edited to

... Read moreสำนักงานคณะกรรมการกำกับและส่งเสริมการประกันภัย (คปภ.) มีบทบาทสำคัญในการช่วยเหลือและประสานงานเรื่องการเคลมประกัน โดยเฉพาะในกรณีที่เกี่ยวข้องกับเหตุการณ์ที่เกิดขึ้นตามแนวชายแดน เช่น เหตุปะทะชายแดนไทยกัมพูชา ซึ่งอาจส่งผลกระทบรุนแรงต่อผู้ที่ได้รับความเสียหายจากเหตุการณ์ดังกล่าว ในสถานการณ์เช่นนี้ คปภ. จะทำหน้าที่ช่วยเจรจาและอำนวยความสะดวกให้กับผู้เอาประกันและบริษัทประกันภัยเพื่อให้กระบวนการเคลมสินไหมเป็นไปอย่างราบรื่นและได้รับความเป็นธรรม โดย คปภ. จะให้คำปรึกษาเกี่ยวกับข้อกฎหมายและข้อกำหนดต่างๆ ที่เกี่ยวข้อง พร้อมทั้งดูแลไม่ให้เกิดความผิดพลาดหรือความล่าช้าในการจ่ายค่าสินไหม การเคลมประกันสินไหมในกรณีเหตุปะทะชายแดนควรมีหลักฐานครบถ้วน เช่น รายงานเหตุการณ์ เอกสารยืนยันความเสียหาย และการประเมินมูลค่าความเสียหายอย่างเป็นทางการ เพื่อเสริมความน่าเชื่อถือและช่วยให้กระบวนการพิจารณาสินไหมเป็นไปอย่างรวดเร็ว นอกจากนี้ คปภ. ยังส่งเสริมให้ผู้เอาประกันทุกคนทำความเข้าใจในกรมธรรม์และข้อยกเว้นที่อาจเกี่ยวข้องกับเหตุการณ์ปะทะชายแดน เพื่อป้องกันปัญหาความเข้าใจผิดระหว่างผู้เอาประกันและบริษัทประกันภัย ด้วยการทำงานร่วมกันอย่างใกล้ชิดระหว่าง คปภ., ผู้เอาประกัน และบริษัทประกันภัย กระบวนการเคลมสินไหมกรณีเหตุปะทะชายแดนไทยกัมพูชาจะมีประสิทธิภาพมากขึ้น และช่วยให้ผู้เสียหายได้รับความช่วยเหลือทางการเงินอย่างเหมาะสมและทันท่วงที

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