If you don't know, it's dangerous! Yuucho's money will be taken

The money you deposited with Yucho may disappear 😭

In fact, fixed-rate and regular postal savings deposited before September 30, 2007, before postal privatization, will expire after 20 years and 2 months from maturity and will not be able to withdraw money 💦

In other words, if you do not process the refund within that period, it will be treated that the deposited money will not be returned by law.

🕐 10 years after maturity → Notice of maturity date

🕐 20 years after maturity → "Notice of Termination of Rights"

It will be sent by mail, but there are many cases where it does not arrive due to moving etc 🌀

💡 by the way...

・ Please be assured that deposits made after October 1, 2007 and regular savings are not eligible ✨

・ Banks other than Japan Post will not be extinguished, so please be assured 😌

[Five measures to prevent rights from disappearing]

1️⃣ Check the old passbook and certificate!

Check the maturity date and the last trading date.

2️⃣ As soon as the guide arrives!

When you receive a "notice" or "notice," please go to the window as soon as possible.

3️⃣ forget to change your address!

There are many cases where it does not arrive after moving, so be sure to report a new address.

4️⃣ family!

If you think "Maybe you have old savings?," talk with your family once 👨‍👩‍👧‍👦

5️⃣ give up even if you lose your bankbook or certificate!

If you have identity verification documents, you can respond at the counter.

How to regain rights when they have been extinguished 💡

👉 Read more

Even if you "expire..." there are still things you can do!

💬 don't give up!

Even after your rights have been extinguished, please consult with a Japan Post Bank or post office.

Depending on the circumstances, it is recognized as "unavoidable reason" and there are cases where it is specially refunded ✨

[Examples of unavoidable circumstances]

Long-term hospitalization or serious illness 🏥

· Troubles such as disasters and accidents 🌪️

If the procedure is difficult due to physical disability ♿

[The relief system is being relaxed little by little]

From 2024, even in cases where parents are saving in the name of their children and "did not know their existence,"

There is a movement to be judged flexibly 💡

[What is necessary for the procedure]

・ Passbook, certificate, seal at the time (may be OK without it)

・ Identification documents (My number card, driver's license, etc.)

Documents that can prove the situation (medical certificate, certificate, etc.) 📄

Even if you think, "Maybe it's not enough...," it's worth taking action.

First, let's start by consulting at the Yuucho window 💪✨

If the old bankbook is not sleeping at home,

Please take this opportunity to check it out 💰✨

_ _ _ _ _

Thank you for watching until the end ✨

Good evening! This is Hachi 🐕

If you find this post helpful, please like and follow me ☺️

@ hachi _ kakei

If you have any questions, please feel free to comment or DM me ❣️

Please contact Japan Post Bank directly for details such as whether refunds are possible 💡

In this account, a mom who saved 10 million with 1 horsepower without depending on her husband is sending out the knowledge of money to live the life of the leading role ✊🏻

▷ Save money just by imitating ❤️‍🔥

▷ Former banker's "loose investment x household skills"

▷ Eliminate money anxiety and become a mom with a margin in her heart 🌿

# yuucho Household Management Remo Buzz Money Studying money. Profit and loss money literacy