That time during covid when I paid off my debt 🥰

2025/1/19 Edited to

... Read moreDuring the pandemic, many people found themselves reassessing their finances. The global crisis prompted a shift in priorities, leading to an increased focus on financial stability and freedom. Paying off debt became a crucial goal for many as job security became uncertain. Strategies such as budgeting, cutting unnecessary expenses, and finding side hustles were popular among those striving to improve their financial situations. Engaging with online communities and sharing experiences helped individuals stay motivated and accountable. Various personal finance blogs and platforms offered resources, tips, and support for those looking to manage their debts more effectively. The movement towards minimalism also gained traction, emphasizing the importance of valuing experiences over material possessions. This trend encouraged people to make conscious spending decisions and prioritize saving. Overall, the COVID-19 pandemic served as a catalyst for many to embrace financial literacy and long-term planning, laying the groundwork for a future of improved financial health.

Related posts

Do This Every Time You Get Paid
Let me put y’all on real quick because my old payday routine? Step 1: Scream because I got paid Step 2: Spend like rent isn’t real Step 3: Regret everything by Monday 😅 I had to grow up. So now, every single time I get paid, I do this instead: Handle the Non-Negotiables First Rent, car note,
Beauty

Beauty

8736 likes

This image introduces how to pay off $5,000 in credit card debt using the Avalanche Method, featuring a hand holding three credit cards: Quicksilver, Sapphire Preferred, and Discover it.
This image highlights the Avalanche Method as a strategic way to save time and money on credit card interest, with a hand holding a Discover it credit card.
This image outlines Step 1 of the Avalanche Method, instructing to list credit card debts with their amounts and interest rates, showing a hand holding a credit card.
How I paid off $5,000 credit card debt!
Drowning in credit card debt? I’ve been there—it feels impossible, but trust me, it’s not. Using the Avalanche Method, I took control of my finances and saved myself so much money on interest. 💸 Here’s the deal: It’s not about paying everything all at once (who has the funds for that?), but abou
Mari 🦋

Mari 🦋

4503 likes

How to pay off debt quickly 💸
1. LIST DEBTS FROM SMALLEST TO LARGEST. List debts from smallest to largest balance regardless of interest rate. Paying them off in this order will help you gain momentum. 2. MAKE MINIMUM PAYMENTS ON ALL DEBTS EXCEPT THE SMALLEST. Make minimum payments on all debts except the debt with the sma
Andrea Davis

Andrea Davis

4970 likes

A title card on a background of US dollar bills, stating: 'HOW I'M USING CHATGBT to PAY OFF DEBT AND SAVE MONEY'.
A slide defining ChatGPT as an AI-powered conversational assistant, listing its key features: Natural Language Understanding, Knowledge and Assistance, Task Assistance, and Personalization.
A slide explaining how to use ChatGPT for saving money and paying off debt, with an example prompt for a financial plan.
How I Use ChatGBT To Save Money and Destroy Debt
Check out the response ChatGPT gave me after I typed in my example question: Here’s a detailed step-by-step plan to help you save $200 per month and pay off your $5,000 debt within 6–8 months: Step 1: Assess Your Monthly Budget 1. Income: • Biweekly pay: $1,200 •&#
MaeNycole

MaeNycole

1458 likes

A notebook with 'Debt Stacking' written, showing an example of debt calculation. Overlay text asks 'WHAT IS DEBT STACKING?' with pink flower decorations.
A notebook page explains 'Debt Stacking' (also called Snowball Method) with an example of being $1000 in debt, decorated with pink flowers.
A notebook page illustrates paying $200 for each debt in the 'Debt Stacking' method, with five $200 amounts shown and pink star decorations.
Debt Stacking 🌸
*I call it debt stacking but it’s known as snowball method too I’ve been using this method for my debt and it has really helped me. I paid almost $200 a month for one debt. Once it was paid, I used that $200 for my next debt plus what I already pay. It’s starting to put a dent in my debt 🤑 #
Liz

Liz

693 likes

A desk scene with a notebook titled 'Debt Payoff Plan' listing steps like 'Know my numbers' and 'Stop new debt,' alongside a calculator, grocery receipt, cash envelopes, and a coffee mug. The main text reads 'The SIMPLE DEBT PLAN That Helped Me STOP DROWNING,' offering real-life tips.
An infographic detailing a simple debt plan with six steps: Know your numbers, Stop adding new debt, Pick one payoff method, Cut expenses that don't matter, Use extra money with purpose, and Celebrate progress. It emphasizes 'Progress over perfection' and 'Start where you are.'
A monthly budget template for May, showing income, fixed expenses, variable expenses, savings, and debt payments. The text highlights that 'A BUDGET isn't about restriction. IT'S ABOUT FREEDOM, PEACE, AND CHOOSING your future,' emphasizing a workable plan over a perfect one.
💸 The Simple Debt Plan That Helped Me Stop Drowning 🤍
Getting out of debt can feel overwhelming when you’re already trying to survive everyday life. Bills. Groceries. Gas. Kids. Work. Life. What helped me most was realizing I didn’t need a perfect budget… I needed a simple system I could actually stick to. Here are a few things that genuinely
Taiana 🍳

Taiana 🍳

155 likes

A debt tracker is a gold mine
💖 Debt freedom doesn’t happen overnight… it happens one payment at a time. Every balance paid off is a victory worth celebrating! 🎉 This Debt Snowball Tracker helps you stay focused, motivated, and committed to your financial goals. ✨ Small payments. ✨ Big progress. ✨ Debt-free future.
@JennyHubbard50

@JennyHubbard50

64 likes

A debt payment tracker template on a marble background. It features four sections, each with fields for creditor, account number, interest rate, starting balance, and due date. Below these, a table tracks monthly payments and balances from January to December, aiding in financial management.
Let’s Talk About Clearing Debt
Debt doesn’t disappear by ignoring it — it dissolves when you take control of it. A debit payment tracker might look simple, but it’s one of the most powerful tools you can use to reclaim your financial freedom. It shows you where your money is going, what’s holding you back, and how much closer
Elevate with Lineshon

Elevate with Lineshon

448 likes

Debt? No Thanks! 💵💁‍♂️
✨💵 Jar Ritual to Clear Debt 💵✨ Release the weight of financial stress and open the flow of abundance. This simple yet powerful jar ritual cleanses old money energy, calls in prosperity, and helps you manifest freedom from debt. 💰🔥 🕯️ You’ll Need: A small jar (glass or clear plastic) A green o
JILL | Twin Psychic Medium ✨️

JILL | Twin Psychic Medium ✨️

858 likes

Pay Off Debt: On A Paycheck To Paycheck abusget
So you want to pay off debt but you don’t know where to start because you’re living paycheck to paycheck? There is good news that there is still ways to pay that debt off EVEN IF you’re paycheck to paycheck. Here’s some steps to take this next pay period: 📣 CREATE A BUDGET List out
Ashlie

Ashlie

612 likes

Your Bills Are Paid on Time.
Your DTI Is Still the Problem. THE QUESTION I GET ALL THE TIME 👀 I have been paying on time for months. Why is my approval still not moving? I heard this more times than I can count sitting behind the lending desk for 20 years. And every single time the answer was the same. THE NUMBE
Lisa | RealTalk Credit

Lisa | RealTalk Credit

229 likes

✨ The Printable That Helped Me Stop Avoiding My Debt
For the longest time, I avoided looking at my debt because it felt overwhelming. I realized that not knowing my numbers was causing more stress than actually facing them. That’s why I created this Debt Overview Planner. 💖 Now I can: ✔ See every debt in one place ✔ Track balances and paym
CurlyGlamBudget

CurlyGlamBudget

21 likes

A desk setup with a computer displaying a heart, a lamp, and office supplies. The text overlay reads: 'How I Cleared $5,500 in Credit Card Debt with This Strategy Swipe !!'
Hands holding cash and a flat lay of a credit card, calculator, alarm clock, and a sticky note saying 'Debt Free'. The text describes 'STEP 1: STOP ADDING TO YOUR DEBT'.
A table detailing various debts including credit cards, car loan, student loan, and mortgage with amounts and interest rates. The text describes 'STEP 2: TACKLE HIGH-INTEREST DEBT'.
How I paid off $5,000 credit card debt!
Here’s how I paid off $5,500 in credit card debt: I stopped adding to my balance, tackled high-interest debt first, and found extra cash wherever I could. It wasn’t easy, but small steps made a big impact. Swipe to see how you can use this strategy to pay off debt faster! 🌟 #lemon8partner #mon
Kevin’s Templates

Kevin’s Templates

293 likes

How I Paid Off My Student Loans
I paid off my student loan balance in full in 2023. It took a lot of time, saving and dedication. Here are the 4 areas I focused on cutting back on to save and pay off the loans as soon as possible: 1. Housing 2. Car 3. Groceries 4. Income #Lemon8Partner #PersonalFinance #MoneyHacks
kaylakoupons

kaylakoupons

388 likes

How I Romanticize My Debt Payoff Journey 💗
Budgeting doesn’t have to feel boring or overwhelming. I created this feminine Debt Freedom Roadmap to help make paying off debt feel more motivating, organized, and intentional ✨ Perfect for tracking: 💸 debt payments 💸 monthly budgets 💸 payoff milestones 💸 financial goals Small steps tod
CurlyGlamBudget

CurlyGlamBudget

23 likes

A hand holds a patterned wallet filled with fifty-dollar bills, with the text "How To Get Out Of Debt QUICK" overlaid, illustrating the goal of financial freedom.
The image shows a wallet and money with text instructing to "LIST YOUR DEBT" including credit cards and loans, providing an example of how to detail balances and interest rates.
Featuring a wallet and money, this image highlights the strategy to "IDENTIFY THE HIGHEST INTEREST DEBT" and explains how paying it first saves money on interest charges.
What To Do When Drowning In Debt 😟
Ever feel like no matter how much you pay, your debt just keeps growing? 💳 Here’s the game-changer: start by tackling the debt with the highest interest—it’s the one quietly draining your wallet. 💸 Make that your main target, while keeping up with the minimums on the rest. It’s not abou
Mari 🦋

Mari 🦋

694 likes

Paying off $10,000 worth of credit card debt 💖
The easiest way to pay off your debt while still building a savings! Create a budget ! Take the money leftover and pay off your debt one by one. My favorite method to actually get your debt paid off ! Follow for more budgeting tips ✨ #budgetforbeginners - #jaliyahkreationz #payingoff
JaliyahKreation

JaliyahKreation

1314 likes

How I got out of debt in less than a year!
Less than a year ago, we made the decision to get serious about becoming debt-free. It wasn’t easy—there were sacrifices, tough choices, and moments we questioned it all. But through focus, discipline, and a lot of teamwork, we paid off every dollar in under a year! It wasn’t luck, it was commitmen
thekeirialfaro

thekeirialfaro

563 likes

HOW WE PAID OFF $80K OF DEBT
Paying off debt is not easy and it takes a lot of effort. We were able to significantly increase our incomes and use the extra money to pay off our high interest debt. High interest debt is any rate 7% or greater. Swipe to learn about the two different debt payoff methods. We used the debt aval
moneywithmeag

moneywithmeag

303 likes

How to get out of debt…FAST
Here are 4 tips that will help you get out of debt faster. 💵 My husband and I got out of debt in less than a year! YOU CAN DO IT TOO, you just have to be willing to sacrifice something in your life. Whether it’s you stop eating out, maybe your wife gets a part time job, or maybe you just get seriou
thekeirialfaro

thekeirialfaro

523 likes

A close-up, dark image shows a hand with a large nail driven through it, appearing to be affixed to a wooden beam. The hand is detailed with visible skin texture and some blood. In the background, a blurry figure is dimly visible. White script text overlays the image, stating: 'By His wounds we are healed.'
Jesus paid our debt♥️🥹🙌
#kingofkings #kingjesus #jesus #thankyoujesus #christianmotivation Hudson
thevineyard7

thevineyard7

125 likes

How to make digital product and pay off debt👇
How to make a digital product and pay off debt in 2026 S1000-S5000 days How I Make a Digital Product That Pays My Bills👇 You've probably seen those "make money online" posts and thought, Is this legit? 🤔 I get it, I was once skeptical too. But I used Canva and affiliate mar
Laarni Tan | Make Money Online

Laarni Tan | Make Money Online

7 likes

The image shows a desk with a monitor displaying "New Series How I Paid for College Debt-Free" and "What to Expect SWIPE", introducing a series on paying for college without debt.
The image states that college is expensive but the author paid for 4 years without debt, and this series will detail scholarships, grants, and application tips.
The image provides FAFSA cycle information, noting the 2025-26 cycle is open for select programs and the 2026-27 cycle opens October 1, 2025.
New Series How I Paid for College Debt-Free
College is expensive but I managed to pay for all 4 years without taking on a single dollar of debt. This new series is me pulling back the curtain: every scholarship, grant, and resource I personally used, plus the real strategies that worked for me (and can work for you too). ⚠️ Quick note:
Tyra-Lee 🩺

Tyra-Lee 🩺

104 likes

The Avalanche Debt Reduction Method!
A step by step guide to stop letting interest eat the extra money you put to reducing your credit cards every month! #creditcarddebtpayoff #becomingher #becominghim #adulting *Chat Prompt* “Hey Chat, I want to use the avalanche method to reduce my credit card debt. Here are all the acc
AdultingwithMare

AdultingwithMare

371 likes

Car Paid Off. Credit Score Up. Here’s How✨
Sharing the REAL steps I took to pay off my car and boost my credit score. Simple, realistic, and doable. Follow for more money tips ✨💸 #moneylifestyle #finance #debtfreejourney #carpaidoff #fyp San Antonio
PrettyPenny_Co

PrettyPenny_Co

9 likes

my debt free habits
#debtfreejourney #debtfreetips #debtfreelife #budgeting #budgetingtips
Budget Bestie

Budget Bestie

81 likes

HOW I PAID OFF $4K IN DEBT IN 8 MONTHS
12 months ago I had over 4k in debt between student loans & credit cards.. I know this might not sound like much if you have over $15k in debt but if you stick to this and save every extra penny you can & put that towards your debt you will barry yourself out of debt faster then you think.
ImTheLoveWitch777

ImTheLoveWitch777

63 likes

A dark blue pouch with yellow clover patterns is filled with various US dollar bills, illustrating the "Snowball Method" for tackling debt. The image includes the title "HOW TO TACKLE DEBT SNOWBALL METHOD."
A dark blue pouch with money inside, overlaid with text stating there are multiple ways to pay off debt and that this strategy prioritizes the smallest balances.
A close-up of US dollar bills, with text instructing to make minimum payments on all debts and put extra money towards the debt with the smallest balance remaining.
Pay off your debt w/ the Snowball Method! ❄️💸
There are multiple methods to paying off debt. The snowball method prioritize paying off debt with the smallest balance first. It’s important to know that you want to make the minimum payments on all of your debt. If you have any additional money, though it should be put towards the debt with t
Kylie 💸🫶🏻

Kylie 💸🫶🏻

449 likes

A handwritten financial plan titled "Financial Freedom and Debt Relief." It outlines steps to know your numbers, create a budget, cut expenses, and start an emergency fund, with specific goals and examples for each step.
A handwritten financial plan detailing steps for debt payoff, credit building, and money management. It covers choosing a debt payoff method, improving credit habits, lowering credit utilization, weekly money check-ins, and a no-spend challenge.
A handwritten financial plan outlining steps to increase income, build positive credit, and track financial wins. It suggests options like overtime or selling items, using secured credit cards for small purchases, and celebrating milestones.
My Debt-Free Journey Plan
Paying off debt and rebuilding credit takes time, but small steps make a big difference. This is my simple plan to stay consistent and improve finances. Save this to stay accountable 🍋 #financialgoals #financialfreedom #debtfreejourney #debtjourney #lemon8challenge
🌟Glow_with_Kia💞

🌟Glow_with_Kia💞

127 likes

Debt Snowball | Stop Minimum Payments
Paying only the minimum on credit cards might feel safe, but here’s the truth: it can take YEARS to pay off even small balances because of interest stacking up. Remember: every time you use your card without a plan, you’re undoing your progress. Use the debt snowball to stay consistent and final
IPLActivities

IPLActivities

208 likes

Photos I took during the start of COVID in 2020 while I worked at Walmart
these are of the Walmart in Canton MI on Michigan avenue. #covid #Covid19 #walmart #retro #fyp Canton Township
CamCRogers

CamCRogers

0 likes

Debt Repayment Methods
@Welcome Baddies Debt Snowball Method: - Pay off the smallest debt first, even if it has a lower interest rate, to build momentum and motivation. Debt Avalanche Method: - Focus on paying off the highest-interest debts first to save the most on total interest, even if it takes longer to

167 likes

I paid $2k towards my debt today! 💸
Happy Friday! It’s payday! I was able to pay just over $2k towards my debt today! I am so proud of how well I am doing on this debt pay off journey! QOTD: Where were you born? Follow along if you are also on a debt payoff journey and let me know in the comments! My Mercari @ user262
Kaytie

Kaytie

0 likes

You want to save and pay off debt ?
It can all be so simple 🙂‍↔️ Every budget will be different and everyone has different financial circumstances! If you are still at home with not that many bills and working on paying off debt this is for you ! This budget planner is the definition of budget planning made easy. If you follow th
JaliyahKreation

JaliyahKreation

67 likes

A healthcare worker wearing a face shield and mask, with text overlay 'POV IT'S 2020! What it was like working during Covid'.
A laptop displaying a landscape image, with text describing working from home during an 8-week office shutdown.
A healthcare worker in a yellow protective gown, face shield, and mask, with text about returning to work in full gear.
My Experience Working as a CMA During Covid 🦠
Whew Chile!!! Working as a healthcare worker during the COVID-19 pandemic was both challenging and rewarding. I witnessed incredible teamwork, compassion, and resilience. I was the Surgeons Main MA, which meant as he was cutting out cancers (mostly on the face), I was right across or next t
Macquoria|Content Creator

Macquoria|Content Creator

30 likes

How I Paid Off $30k in Debt Using a Budget Planner
The easiest system I followed was using a planner and writing every expense, bill, goal, and subscription down. It makes a difference I promise you 🫶🏻 #budgetingforbeginners #budgetingcommunity
sage.and.saddle.co

sage.and.saddle.co

29 likes

We paid off our cars🚙🎊🎉 Debt-Free Journey
We paid off BOTH of our cars 😭🙌 This didn’t happen overnight. It took discipline, sacrifice, hard conversations, and staying consistent even when it wasn’t fun. But today… we celebrate 🤍 I’m so proud of my husband and the way he leads our family. We’re on a debt-free journey, and this is
Brittney Zimbler

Brittney Zimbler

1650 likes

Part 1 - get CC debt free!
Although credit cards are a great tool for building credit (which comes in handy if you need to take out an auto or home loan in the future), if they aren't used responsibly, it might be hard to get out of debt! Follow along for my series on how to understand and get out of Credit Card debt!
Delara 💖👩🏻‍💻

Delara 💖👩🏻‍💻

174 likes

Pregnancy During COVID Linked to Autism Risk
A new medical study has uncovered a surprising link between COVID-19 infection during pregnancy and autism in children. The findings are stirring debate among scientists and parents alike, here’s everything you need to know. 🧬 1. The Study Researchers analyzed more than 18,000 births in Mass
nicolegomez

nicolegomez

38 likes

Paid Debt
#finshed #debt #love #christ #Lemon8Diary
Ainat

Ainat

1 like

What it was like getting married during Covid
Getting married during a global pandemic is definitely not what we planned. Lots of tear and lots of adjustments, but I wouldn’t change a thing. What was most important was symbolizing our love. #covidwedding #weddingplanning #pandemicwedding #longdistancerelationship #married #2020wed
Alyssa Nicole

Alyssa Nicole

8 likes

PAYING STUDENT DEBT ON A BUDGET
Paying for school in the U.S. out of your own pocket is a massive challenge, especially when funds are tight. Even with my small business, it’s still not enough to cover tuition, other school-related expenses, and my regular bills. Balancing it all feels nearly impossible some days. Adulting really
Jazze Walker

Jazze Walker

26 likes

Debt Repayment Methods🫧
Debt repayment is an important part of managing your finances and achieving financial security. Here are some common debt repayment methods that can help you pay off your debts effectively: Snowball Method: In the snowball method, you focus on paying off your smallest debt first while making min
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

40 likes

How to make digital products and pay off debt👇
How to make a digital product to help pay bills👇 You've probably seen tons of "make money online" posts and wondered if this was legit ? 🤔 Here's what I did: I used Canva + affiliate marketing to build a business that pays my bills. And here's what I didn't need: ❎
Laarni Tan | Make Money Online

Laarni Tan | Make Money Online

9 likes

See more