4 Long Savings ETF for First Jobber🧑‍💻

🗣️📣 believe that many people have been through First Jobber or have not started working, may find a way to save money or savings. Today we are introducing another collection trick: saving money through an ETF that wins both inflation and our savings. Let's see which ones are 📣

1️⃣ SCHG - Schwab U.S. Large-Cap Growth ETF

Invest according to the Dow Jones U.S. Large-Cap Growth Index, a market cap-weighted growth. Highlight large growth stocks in the U.S., which make up a good growth pile.

AUM: Approximately $48.5B (assets in funds)

💸 fee (ER): 0.04% per year

💡 the dots: There are big growth stocks, low fees, fits long-term growth lines, quarterly stock weights are adjusted.

2️⃣ VT - Vanguard Total World Stock ETF

Invest according to the FTSE Global All Cap Index covers the whole world (US + Developed + Developing) market cap. The only one includes the whole world.

AUM: About $52.3B

💸 fee (ER): 0.06% per year

💡 is a globally distributed fund with over 9000 stocks in the United States, but the returns may not be as large as those in the United States, but VT will be very stable and diversify. It fits a single global diversification line.

3️⃣ QQQM - Invesco NASDAQ-100 ETF

Invest in the NASDAQ-100 index. This is a very focused technology line. It focuses on technology stocks listed on the NASDAQ market without financial stocks. It suits people who like technology stocks but don't choose individual stocks.

AUM: About $59.4B

💸 fee (ER): 0.15% per year

💡 QQQM points, including tech stocks, chips, software that are becoming a strong and high-growth trend, keep long and grow with technology.

4️⃣ SCHD - Schwab U.S. Dividend Equity ETF

Invest According to Dow Jones U.S. Dividend 100 Cull U.S. Shares that Pay Consistent Dividends for at Least 10 Years with Quality Screens

AUM: About $71.9B

💸 fee (ER): 0.06% per year

💡 is a dividend-focused fund. Choose quality stocks with dividends for 10 years. It's called including good quality stocks + focused dividends.

⛔ risk of these 4 and divide the stake ⛔.

☑️ 25% SCHG, the risk is that the growth stock is expensive; the financial ratio exceeds the average and is sensitive to economic news.

☑️ VT 25% Global Distribution Return May Not Go The End Political News Each country's economy has an effect on its portfolio.

☑️ QQQM 25% include tech stocks, focus on this, the risk is high PE, etc. The market expects tech stock growth. If the quarter comes out badly, the panel can be lifted.

☑️ SCHD 25% Dividend Line Stocks are Value Line Stocks. Not racing like growth stocks. The returns may grow slowly but the dividends are consistent. It helps to prop up the portfolio well during the down market. Instead of growth stocks, the dividend line likes this cash flow.

🙋‍♂️ everyone. During new work, how to save money or what kind of investment to share? 🙋‍♂️

💰 another one of the reasons why you choose to save with an ETF because you have separated your savings. If you are young, you can still risk investing. If you choose the right assets, it will become a compound return, so you choose to keep it as an ETF. After working for a while, try individual stocks because you start to have more background. 💰

# dime # Big money story # Investment finance# Club, man # Saving money