Review. Savings 5000 a month for one and a half years. What do you get?💰💸📈

📆 in the middle of the month like this, who is still looking for a trick to save money? Stop by this way. Today, we are going to share a savings experience of 5000 a month, which is not just buying shares, but with deposits, gold. Let's see how each thing rewards and what we get from saving. Let's see. 💰

🚨 first of all, anyone who is wondering why stocks suddenly plummeted hard on Friday because Big Father Trump (again) announced a 100% increase in Chinese tariffs on China's abstinence from exporting Rare Earth ore, which resulted in an immediate negative stock market. This tax will take effect on Nov. 1. Let's wait to see what kind of battle will end. But who is waiting for a spoon of stock opportunities to arrive? 🚨

💰 come back to our savings. Before we started investing, we saved one emergency sum. So we started expanding our savings to stocks because we won inflation and the longer we invested, the more returns compounded. But stocks are also vulnerable, so we spread them to gold and deposits. Let's see what the returns are. 📊

1️⃣ U.S. stocks are still positive at 44.76%, far exceeding our year-end target, but U.S. stocks could be hit by tariffs and U.S. monetary policy that could cause stocks to adjust.

2️⃣ the Gold Fund plus 21%. This period of strong gold and volatile global situations can also result in higher gold prices.

3️⃣ deposits. Now there are both emergency deposits. Normal use and FCD. Let's focus on FCD (foreign currency deposits). Now it is still accumulating. The interest rate is still 5% per year. For saving and saving money to buy some stocks.

💡 our style of port trick is not very complicated. Our focus is on DCA every month and then separates the stock groups. Energy, Finance, Technology, Industry, Health and ETF help spread the risk and help each other carry if any group falls. But we also need to select stocks, which we will start with big stocks and index-based ETFs and then drill middle stocks, small stocks with growth opportunities to complement the portfolio 💡.

📈 in a year and a half?

✅ more good at saving money. From before, the salary went in to spend money for a while and then collected. Now turn into money and then rock to collect.

✅ better proportion of the money. We are quite a lot to travel, we will go north again. From the usual time the travel money is never separated, we start to extract this part, and if the month is not traveling, we will rock the savings part.

✅ Investment Discipline In the early days, we bought and sold very often, we had to get a low price, but finally, we chose DCA better. During the strong market, we crammed in. During the positive market, we bought, disciplined ourselves with long-term investment goals.

✅ have always learned from our basics are people who are always according to the world situation. Once invested, they can apply and study each stock as well. Basic history is another kind of fun for us. Some days the stock market falls, we are not shocked, because at some point we can predict from studying more data.

📖 for our next year's plan may focus more on financial and ETF stocks. As a result of the growth of tech and energy stocks, there may be a spaced DCA so that the proportion of tech energy stocks is not too large. 📖

🙋‍♂️ everyone, how to save money each month? 🙋‍♂️

❗️ investment is risky. The information should be studied before making an investment decision. ❗️

# Club, man # Big money story # Investment finance # Keep money

# Lemon 8 Men