4 investments that don't go further in 2026. ❌❤️‍🩹📉

Merry Christmas, everyone. Today, December 25. Apart from being a happy day for everyone, an office party or a gift, but our stock market residents will be sitting free for one evening because the stock market is closed. Let's see our 2025 investment cap today. What kind of investment do you think went wrong and didn't go on in 2026? Let's see what we've been frowning about, haha. 🎅💨

1️⃣ FCD deposits 💰 is called foreign currency deposits, where we exchange baht for USD and then deposit in the US. And at the beginning of the year, the US interest is still high and the USD is around 34-33 baht / 1 USD. Then the high interest is 5% / year. This is good, so we drop a sum of money and then add some time. But eh, why the more we save 😱, then the baht starts to freeze + the USD is getting weaker and weaker, until we stick to the value 555. Because December, the USD drops to 30.99, it is equal to a loss of 8-9%, and the money goes down to overtake our interest. So redeemed and left as a baht. This round is a small lesson in exchange rate risk that causes our money to fall. Where else is the stock? 📉

2️⃣ YieldMax Family Dividend ETF 📊 This one we tried to buy at the beginning of 2025. Because of losing the voice in the head, 555 people bought. This person bought. We then studied the investment strategy with the right buying time before the day of XD and then sold later. It seems to look good, but after buying and forgetting the last, the dividend is high, but it is uneven, and the principal is constantly decreasing. This gives us another lesson: the dividend trap. Oh, in case anyone doesn't know that YieldMax is Ihiyawa. That is an ETF that focuses on high dividends. It focuses on selling options and then taking a premium to pay dividends. That makes dividends often, high dividends, but the stock price will swipe down. Horrible 🚨📉

3️⃣ Small shares following the trend 🚀, this round is losing the voice in the head again, haha. If many people who invest may join the group of investors for viewing the data, we are one of them. Sometimes there will be small stocks that look good with a future. Many people cheer. We then organize it and then go up to the doi. This one, we do not blame the group at all. Blame ourselves for forgetting their own principle of watching the stock that controls the game, has a real profit or growth trend. This time we hurt and remember, but there is another loop to hurt and then remember, actually ❤️‍🩹🩹

4️⃣ Thai shares that have just been IPO 🆕, we want to try to open up to Thai shares with the word that it is not bad, but we forget (again) that the shares have just entered the market, it has swayed very hard in one day, and now we can buy a number of shares, not forced to buy 100, like this, it is organized. So we found a slow-pocketing extravaganza, from the aim of having a portfolio to sell. This one, we got both IPO shares and shares that came back into the market again. 🛫🟥

🫰, which one has the opportunity to reinvest? 🫰

💰 we give number 1. FCD deposits may be in a period of time. Deposits and doi are bruised. But there is still a hidden chance. If the USD is really hard, anyone who has deposited this period will get both monetary and interest profits. But now we are not back to reconcile. 55 Let the Bank of Thailand handle the hard baht first and the US economy as well. Finally, everything is a good experience and makes us grow. Then we will not blame the market or the group at all, because this is another step in the growth of investment. 🪙💰

🙋‍♂️ everyone. Have a big financial recap or a good story to share so you won't miss it again next year. 🙋‍♂️

❗️ investment is risky. The information should be studied before making an investment decision. ❗️

# Talk about money # Year-end finance # Investment finance # dime

# Recap 2025