Save 500 a week with what?💸💰

📆 anyone has a plan to save weekly money lately, but they might feel that if they have 500 baht a week, what kind of savings are they going to save? Today, we have four weekly savings tricks, all four of which are easy to access savings options. There is a budget for 500 savings. What are you going to see?

💰 first of all, each saving method may not be the same. Today, let's share the trick we use to save ourselves, which is also risky. Each person will not take the same risk. So choose saving based on the risk received with water. Let's go to see 4 savings options. 💰

1️⃣ deposits 💸 for high-interest-intensive and easy-to-withdraw deposit options will be e-savings with interest of up to 3%, but will get 3%. Only the first 10000 baht deposit, but the excess will be 1.25% interest instead. So the savings line can be collected in 500 increments to get high interest.

2️⃣ Gold 🥇. Now 500 baht can buy gold. By saving online with an app, which is more convenient and can gradually collect large sums of money to get gold at the store. Even if you do not pick up at the store, money can grow from the increase in price. Because if you buy gold regularly in the long run, gold will increase, there will also be a profit from the increase of gold.

3️⃣ mutual funds 💰 mutual funds now have not only stocks and indexes, but also funds that are not high risk, such as money market mutual funds, fixed income mutual funds, mixed mutual funds (stocks + debt), can choose to invest according to the risk they receive, which may yield higher than normal interest, but also incur latent expenses such as fees, which depend on the fund they buy.

4️⃣ Self 📊 shares in the savings budget of 500 baht. You can now buy foreign shares in fragments through the Dime or Webull app. There are a lot of stocks, but the main trend in the world is technology stocks. The return of stocks is in the form of profit, the difference in price, the lower the price of the stock, the more profit we get, and some stocks also have dividends.

🙋‍♂️ who fits? 🙋‍♂️

✅ deposits are savings where the lowest risk can be saved continuously, but there is a limit where the interest is not high. Although it is e savings, there is a limit where the amount is suitable for the person taking the risk.

Little but focused on uniform savings but high liquidity, withdraw at any time.

✅ Gold In the long run, gold is always upward, but there is a risk of price fluctuating according to the world situation, so it suits people who take a lot of risks. Focus on saving for a long time or saving in an app and then pick up real gold to save.

✅ mutual funds are suitable for people who want to save on a wide range of assets because the funds are available in different stacks according to risk, but they are vulnerable to asset prices, such as S & P500 index funds, they fluctuate according to the US economy, or fixed income funds have interest risk if interest is reduced, debt securities are reduced, but funds are suitable for DCA with a consistent focus on savings (funds may have to wait 2-3 days if they need quick money, may not be suitable).

✅, individual stocks are suitable for people who have studied stocks in each industry. There are low-budget stocks that can buy stock fragments, but the big risk is that stock prices fluctuate from earnings, economic news, technical prices, even the best returns in four, but also high risk.

🙋‍♂️ everyone. What are the weekly ways to save money? Let's share it. Next month we will try to do the Challenge. Save 500 per week and come to review it. 🙋‍♂️

❗️ investment is risky. The information should be studied before making an investment decision. ❗️

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