Review of 2026 Savings + What can you invest?💸🎯

📆 March. It's been 3 months for 2026. I have to admit that these 3 months have a lot of negative investment-related situations. Economic, political, international, who wants to find a way to save and invest lately. Come here and I'll tell you about it. 🧊📣

💰 today, let's review our collection + investment in 2026 before we see what we get from this kind of savings, let's look at our collection and investment strategy, which has been revised this year, and let's see what ways to 💡💸

1️⃣ cash collection. Before starting the investment, you must first save cash for emergencies. This may be collected as a high-interest, liquid, withdrawn e-Saving deposit at any time. It will not be subject to regular deposit conditions. This cash is available in addition to emergency use. The excess is also used to wait to buy more shares during the fall.

2️⃣ stores debt into the portfolio. Last year in our portfolio there were only gold ETF stocks, but also lack debt securities. This year we put more debt securities because it helps to support the portfolio during the stock crash. Sometimes the debt has moved up green with the stock and has a higher% dividend than the average ETF.

3️⃣ increase the proportion of gold. This year, the world situation is very volatile. Economic risks are also present. Regional wars are beginning to spread, so investment will flow to gold as a safer asset. This year we may move the proportion of gold collection, both ETFs and funds.

4️⃣ cut some stocks and focus on DCA. This year's ETFs, we changed our strategy a little bit: adjust the portfolio of some stocks. Some stocks that are basic will change to buy more during the stock crash, but will focus on DCA in the stock-themed index-based ETFs. Because the individual stocks are now adjusted by almost every group, if the DCA can be stuck, then we reduce the risk to the ETFs that combine many stocks in one place.

💰 What does savings + investment get? 📈

✅ get the habit of saving before using. When the salary is out, it will separate the savings + investment from it. We will only have the monthly savings because the savings are separated. (We save 5000 baht a month, separate the remaining 1000-2000 deposits as investment, buy shares, funds, gold)

✅ planning more well. From before, new work, just depositing money and separating to deposit high interest. But that may not be enough to fight inflation, so we study more to put the money in a place that makes money grow. That is, investing and planning short, medium, long life more systematically.

✅ practice more discipline before we come to invest seriously. Monthly savings often do not survive until the end of the month, hahaha. But when we start to plan seriously, DCA in assets according to quotas gives us more discipline, and the selection of shares, gold ETFs according to a certain proportion.

✅ Collect a little, we will set a weekly spend of about 3000, but sometimes 300-500 baht will be thrown into the savings for cash, waiting to buy shares of gold during the price fall.

🙋‍♂️ everyone. The first three months of 2026 are saving or investing. Let's tell you about tomorrow. Let's tell you about investing during this volatile global situation (there are stocks and ETFs involved). 🙋‍♂️🔥

❗️ investment is risky. The information should be studied before making an investment decision. ❗️

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