Owning a motorcycle like the 985 Harley Davidson can be both thrilling and financially taxing. It's crucial to assess not just the initial purchase price but also ongoing costs like fuel, insurance, and maintenance. On average, motorcyclists spend approximately $1,000 annually on maintenance, which includes regular servicing, parts replacement, and tire changes. It's also wise to budget for unexpected repairs, which can arise from wear and tear or accidents. When investing in a Harley Davidson, potential owners should also consider customizing their bikes, which can enhance performance and aesthetics but can significantly increase overall costs. Furthermore, insurance is another essential expense, with rates varying based on factors like rider experience and the motorcycle model. On average, owners might pay anywhere from $500 to $1,500 annually for motorcycle insurance. Additionally, some riders may opt for extended warranties to cover potential mechanical issues, providing peace of mind for those concerned about the longevity of their investment. It's advisable to research different insurance providers to find the best deals and coverage options. Lastly, join community forums or groups centered around Harley Davidson owners to gain insights and advice on managing your expenses effectively while enjoying the freedom that comes with riding.