Huge trap investing in US real estates especially California real estates!
Wow! 在美國做房東出租房子那麼多限制！在美國房客快變成房東了！如果有錢在香港買房子出租沒有這個問題，而且回報比美國好！
http://johnsonwkchoi.com/2026/01/09/huge-trap-investing-in-us-real-estates-especially-california-real-estates/
https://www.tiktok.com/t/ZP8fdfbyT/
Video https://m.toutiao.com/video/7592280411885109289/
但在中國大灣區投資更化算! 賣掉你的三藩市房子(或其中一間) 手上拿著現金二百萬, 那美元二百萬 （RMB$1千四百萬) 可以在中山買18間房子收租，每月每間收租 RMB$3,000 x 18 = RMB$54,000 = US$7,714 在美國加州你的二百萬房子肯定租不到 US$7,715. 而且中國房子沒有地稅! 加州的二百萬房子還要付2%地稅，每月付US$3333. 那麼你的加州房子就算是付現金，收到每月租金 US$5,000 扣了 US$3,333 的地稅就祇剩下 US$1,667. 這些婆仔數，小學六年級也懂! 對嗎？ 有興趣找我，蔡永強，在美國做了會計和財經顧問四十多年，而且自1985帮助美國公司到中國和香港成立公司和投資.
As someone who has explored real estate investment options in both California and the Chinese Greater Bay Area, I’ve noticed some critical financial differences that investors should consider carefully. In California, particularly in expensive markets like San Francisco, property taxes can significantly reduce your net rental income. For example, a $2 million property might generate around $5,000 in monthly rent, but after a 2% property tax payment of about $3,333, the remaining cash flow shrinks drastically. This reality often surprises new investors, especially since property tax is an ongoing expense that can erode profitability. On the other hand, investing in the Greater Bay Area of China, such as cities like Zhongshan, can offer a unique advantage. With the same $2 million USD (around RMB 14 million), you might purchase up to 18 smaller rental units. If each unit rents for approximately RMB 3,000 monthly, your total rental income could reach RMB 54,000 per month (roughly $7,700 USD), without the burden of property taxes. This kind of cash flow is hard to match in the California market. Moreover, Chinese real estate regulations and rental controls differ significantly from those in the US. While US landlords face stringent regulations and tenant protections—which can feel limiting—Chinese investment properties tend to have fewer restrictions impacting rental income and property management. This factor can make property ownership more attractive and potentially more profitable. Of course, each market has its risks and considerations, including political, economic, and currency fluctuations, but the numbers often tell a compelling story. For investors looking to maximize rental yield, diversifying or focusing on emerging markets like the Greater Bay Area could be a smart move. Finally, when evaluating such investments, it’s critical to factor in local taxes, legal regulations, maintenance costs, and potential appreciation. Real estate investment is not just about purchase price but about long-term cash flow and asset growth. Doing the math carefully and learning from experienced professionals can prevent costly mistakes and uncover lucrative opportunities.
