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Be more expensive than income.

"When the inedible cool becomes bitter when it's time to pay the debt," I personally think like this, everyone. 🤍👩🏻

📍 prioritization.

The phrase "image never impresses the house for us" taught me that the external items used to create faces in society

Such as brand-name clothes, luxury cars or expensive lifestyles do not solve long-term financial problems; the stability of housing or pocket money is real.

📍 conscious of spending.

"Don't Live More Expensive Than Income" is the simplest but most difficult-to-do basic principle in the social media age. This message reminds us to take the primary.

"The ego," or the assessment of self-strength, does not try to spend money that is not yet available, or money that is difficult to earn in excess of things just to need admiration from others.

📍 freedom from the eyes of others.

Many times I see others in debt, not because of necessity, but because of the fear of looking bad "in the eyes of those around you.

This idea taught me to start caring more about my own feelings and family stability than caring about how others view us.

📍 self-responsibility.

In the end, when the bill comes, or when it's time to pay the bills, we're the ones responsible alone.

People who have complimented that we look good or tasteful do not help us pay, so every financial decision is based on truth, not every dream.

3/12 Edited to

... Read moreหลายคนในชีวิตจริงมักจะพบกับสถานการณ์ที่ต้องการแสดงตัวตนหรือภาพลักษณ์ที่ดูดีในสายตาสังคม แต่ในความเป็นจริง การใช้ชีวิตเกินตัวด้วยการซื้อของแพงที่มากกว่ารายได้ทำให้เกิดความเครียดและหนี้สินที่สะสมมากขึ้น ประสบการณ์ตรงของหลายคนที่เคยใช้เงินเกินตัวมักเล่าให้ฟังว่า เมื่อเริ่มจ่ายหนี้นั้นกลับรู้สึกถึงความหนักใจและความกดดันอย่างมาก เพราะสิ่งที่ดูดีภายนอกกลับไม่สามารถช่วยแบ่งเบาภาระทางการเงินได้เลย หนึ่งในวิธีที่ทำให้จัดการการเงินดีขึ้น คือการจัดลำดับความสำคัญของรายจ่ายจริง ๆ เช่น การลงทุนในที่อยู่อาศัยที่มั่นคงหรือการเก็บออมเพื่ออนาคต มากกว่าการตามไลฟ์สไตล์ที่ฟุ่มเฟือยและเกินตัว การมีสติในการใช้จ่ายเป็นสิ่งสำคัญ ไม่ควรใช้เงินเกินกำลังหรือเงินที่ยังไม่ได้มีจริง เช่น การซื้อสินค้าด้วยการผ่อนชำระที่มากจนเกินไป เพราะยิ่งผ่อนมากก็จะยิ่งติดกับดักดอกเบี้ยและหนี้สิน อีกเรื่องที่หลายคนมักลืมคือนิสัย 'แคร์ความคิดเห็นผู้อื่น' ที่ทำให้หลายคนยอมแบกรับภาระหนี้สินเพียงเพื่อให้ดูดีในสังคม สิ่งนี้อาจนำไปสู่ความล้มเหลวทางการเงินได้ สุดท้าย ความรับผิดชอบต่อตนเองในการจัดการเงินคือหัวใจสำคัญ คนอื่นจะไม่มาช่วยจ่ายหนี้หรือยอดบิลของเรา นอกจากตัวเราเอง ดังนั้นการวางแผนการเงินที่ยั่งยืนและความจริงจังในการประเมินกำลังตัวเองจึงเป็นสิ่งจำเป็น ดังนั้น อย่าปล่อยให้ความเท่หรือภาพลักษณ์เป็นแรงจูงใจให้คุณใช้ชีวิตเกินตัว แต่จงเลือกใช้ชีวิตด้วยความรับผิดชอบและวางแผนอย่างมีสติ เพื่อสร้างอนาคตทางการเงินที่มั่นคงและปราศจากความกังวลใจในระยะยาว

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