Yeah, Nice girls just won’t get rich!🥴
When I say my perspective shifted so many times while reading this book!
It’s one of the only self help/ financial books I’ve actually completely read and actually ended up putting the work in before completing the read.
One of the main things that stood out is that most of us fear looking and tracking what we spend.
Also, many of us don’t negotiate like men do 🙄 because we care too much how the other person may feel.
You can still be a nice girl yes, but there’s a limit to everything!
11/10
Reading 'Nice Girls Don't Get Rich: 75 Avoidable Mistakes Women Make with Money' by Lois P. Frankel, PhD, was truly an eye-opening experience for me. Like so many of us, I’ve often fallen into the trap of being 'too nice' when it comes to my finances, and this book really challenged that mindset. The crisp, clear message, often highlighted by its distinctive white cover with prominent pink and green text, promises a straightforward guide, and it absolutely delivers. One of the biggest takeaways for me was confronting the fear of budgeting and tracking expenses. Before this book, I’d always found it daunting, almost like admitting defeat or facing a harsh reality. Dr. Frankel makes you realize that ignoring your money isn't being nice; it's being irresponsible to yourself. She breaks down exactly why we avoid it and offers practical, no-nonsense ways to start, making it feel less like a chore and more like an empowering act of self-care. I’ve started using a simple spreadsheet, and just seeing where my money goes has already made a huge difference in my financial awareness. It’s no longer about deprivation, but about intentional spending aligned with my goals. Another critical point for me was the chapter on negotiation. It’s so true, as women, we often prioritize harmony and worry about how we’ll be perceived if we push for what we deserve, whether it’s a higher salary, a better deal, or even just asking for help. The book brilliantly explains that negotiation isn't aggressive; it's asserting your worth. It’s about understanding your value and communicating it effectively, without compromising your integrity. I used to shy away from these conversations, but now I feel much more equipped to advocate for myself, knowing that being 'nice' doesn't mean being a pushover. It means understanding that my contributions have value, and I deserve to be compensated fairly. Dr. Frankel's insights aren't just about making more money; they’re about building financial confidence and independence. She goes through 75 common mistakes, from avoiding financial planning to emotional spending, and provides actionable steps to overcome each one. It’s not about becoming a ruthless person; it’s about setting boundaries, understanding your financial goals, and making smart, informed decisions that serve your best interest. This book isn't just about getting rich in the traditional sense; it's about enriching your life by taking control of your financial destiny. It's about breaking free from limiting beliefs and embracing financial empowerment. This read truly empowered me to shift my perspective and realize that being smart with money is one of the kindest things I can do for myself and my future. If you've ever felt held back by the 'nice girl' syndrome in your finances, this book is a must-read to help you reclaim your power.
