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Is Thai insurance really good? ❓ Really pay? ‼️

Many people would suspect that

Is the insurance of Thailand life insurance good?

Is there a difference?

From the experience itself, both as a customer and an agent, it must be said, it is a fast-claims company, and the procedure is not cumbersome. 😍

What's very impressive is that the claims don't look like they have to.

"Fever," even if you can sleep, but mainly look at medical necessities.

If the doctor sees fit to sleep in the hospital, it can.

Use it. Even with a headache without a fever. 🤢

In the last case of the cheek, there was severe headache and vomiting for 3-5 days, so the doctor slept in the hospital to see the symptoms.

🧑‍⚕️: Total cost 21,535 baht

👩🏻‍💼: 💯 claim, 0 baht difference.

(Another 200 baht for additional hospital discount)

One claim is almost the same as the annual premium.

In addition, you can sleep in a comfortable private room with three meals and choose the menu provided by the hospital. The cost of treatment, room and board are covered. 🥰

# Health insurance # Financial planning # Plan life # Trends today # Health insurance

2/19 Edited to

... Read moreจากที่ได้ใช้ประกันสุขภาพของเมืองไทยประกันชีวิตมาเอง ต้องบอกเลยว่าประสบการณ์ที่ได้รับเกินความคาดหมายมากค่ะ หลายคนอาจจะกลัวว่าหากป่วยแล้วยื่นเคลมประกันไป จะเจอกับขั้นตอนยุ่งยาก หรือไม่ได้รับการดูแลครบถ้วน แต่สำหรับที่นี่ ไม่ใช่เลยค่ะ สิ่งที่ประทับใจมากที่สุดคือ ทางบริษัทไม่ได้ยึดติดว่าต้องมีอาการไข้สูง หรือเงื่อนไขซับซ้อนใด ๆ เพียงแค่แพทย์ตรวจแล้วเห็นสมควรว่าจำเป็นต้องนอนรักษาตัวในโรงพยาบาล ก็สามารถใช้สิทธิ์เคลมประกันได้ทันที เช่นเดียวกับเคสที่ตนเองมีอาการปวดหัวอย่างรุนแรงและอาเจียนต่อเนื่อง ภายใต้สภาวะที่ไม่มีไข้ แต่แพทย์ก็รับไว้รักษาและประกันก็คุ้มครองเต็มจำนวนโดยไม่มีส่วนต่าง นอกจากเรื่องค่ารักษาที่เคลมได้จริงแล้ว ยังได้ห้องผู้ป่วยพิเศษที่ไม่จำกัดค่าห้อง พร้อมทั้งอาหารครบ 3 มื้อที่มีเมนูหลากหลายและรสชาติอร่อย รวมถึงสิทธิพิเศษอื่น ๆ เช่น ค่ายา ฟื้นฟูและกายภาพหลังออกจากโรงพยาบาล รวมไปถึงค่าตรวจ LAB ต่างๆ ที่เคลมได้แบบไม่จำกัดอีกด้วย ในฐานะผู้เอาประกันและตัวแทนขายเอง ขอแนะนำว่าหากใครกำลังมองหาประกันสุขภาพที่ให้ความคุ้มครองดี และสามารถเคลมได้จริงโดยไม่ซับซ้อน ประกันของเมืองไทยประกันชีวิตถือเป็นอีกตัวเลือกที่น่าสนใจมาก ๆ ค่ะ เพราะสามารถช่วยบรรเทาค่าใช้จ่ายในยามเจ็บป่วยอย่างแท้จริง และหมดกังวลเรื่องการเคลมประกันได้เลย โดยรวมแล้ว ประกันสุขภาพเหมาจ่ายของเมืองไทยตอบโจทย์ทั้งความสะดวกสบาย, ครอบคลุมค่าใช้จ่ายจริง และมีความน่าเชื่อถือ ช่วยให้คุณวางแผนชีวิตและการเงินได้อย่างมั่นใจ และไม่ต้องห่วงเรื่องส่วนต่างหรือค่าใช้จ่ายเพิ่มเติมในภายหลัง

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