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Coin savings

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... Read moreการออมเหรียญเป็นวิธีที่ทำได้ง่ายและเห็นผลจริงสำหรับคนที่อยากเริ่มเก็บเงินแบบไม่ต้องใช้แรงเยอะ หลายคนมองข้ามเหรียญเล็กๆ เพราะคิดว่าไม่จำเป็นต้องเก็บ แต่ถ้าลองสะสมไปเรื่อยๆ ก็จะเห็นว่าจำนวนเงินเพิ่มขึ้นเยอะกว่าที่คิดมากค่ะ จากประสบการณ์ส่วนตัว การมีเป้าหมายอย่างชัดเจน เช่น วางแผนไปเที่ยวเชียงใหม่ในเดือนสิงหาคม ทำให้เราอยากออมเงินมากขึ้น และเวลาเห็นยอดเงินเพิ่มขึ้นก็สร้างแรงจูงใจได้ดีมาก เหมือนกับการให้รางวัลกับตัวเองในอนาคต ถ้าคุณมีเหรียญหรือธนบัตรที่ชำรุดหรือไม่อยากใช้ในชีวิตประจำวัน การเก็บไว้และนับรวมกับการออมเงินจะช่วยให้การเงินของคุณมีระบบและความมั่นคงมากขึ้น อีกทั้งการแบ่งแบงก์สีฟ้าไว้เฉพาะสำหรับงบเที่ยวก็ช่วยให้จัดการงบประมาณง่ายและชัดเจนยิ่งขึ้น นอกจากนี้ ลองใช้วิธีการฝากเหรียญในกระปุกหรือโหลแก้วเพื่อให้มองเห็นยอดเงินที่เก็บไว้ จะเป็นแรงบันดาลใจให้เราไม่หยิบเงินออกมาใช้จนกว่าจะถึงเป้าหมายที่ตั้งไว้ คุณจะได้รู้สึกว่าทุกเหรียญที่เก็บเป็นส่วนหนึ่งของความสำเร็จในการบริหารการเงินของคุณ สุดท้าย อย่าลืมชวนคนในครอบครัวหรือเพื่อนร่วมออมเงินไปด้วยกัน เพราะการมีเพื่อนที่คอยสนับสนุนและแชร์เป้าหมายเดียวกันจะช่วยให้เรามีกำลังใจและไม่ท้อถอยในการออมเงินค่ะ

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