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こう｜中立なお金の先生
こう｜中立なお金の先生

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[Enriching old age life] Making pocket money of 300,000 yen per month other than pension's images(0)
[Enriching old age life] Making pocket money of 300,000 yen per month other than pension's images(1)
[Enriching old age life] Making pocket money of 300,000 yen per month other than pension's images(2)
[Enriching old age life] Making pocket money of 300,000 yen per month other than pension's images(3)
[Enriching old age life] Making pocket money of 300,000 yen per month other than pension's images(4)
[Enriching old age life] Making pocket money of 300,000 yen per month other than pension's images(5)
[Enriching old age life] Making pocket money of 300,000 yen per month other than pension's images(6)
[Enriching old age life] Making pocket money of 300,000 yen per month other than pension's images(7)
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[Enriching old age life] Making pocket money of 300,000 yen per month other than pension's images(9)
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[Enriching old age life] Making pocket money of 300,000 yen per month other than pension

⚠️ It is an impression that many people misunderstand about dividend increase. Let's not make a mistake because dividend rate increases = increase in dividend.

Also, while you can make pocket money even in the middle, the compounding effect will be weakened, so it is important to find an investment style that suits you.

Since 03.04 is just a simulation, it is not always like this, and please check the common misunderstandings between 05 and 06.

[300,000 yen per month self pension design method]

Table of Contents

01: Anxiety about future life with only pension...

02: High Dividend & Increased Dividend Stocks

03: Dividends received when increasing dividends every year (30 years)

04: Dividend received when increasing dividend every year (15 years)

05: Things to be careful about with your own pension

06: Common misunderstandings

07: Use of the system where tax is profitable

08: Summary of how to design your own pension

09: Next notice

《 Disclaimer 》

The content provided on this account is for general information purposes and not specific investment, insurance, tax or legal advice. The content of the post is based on information at the time of production and may change due to future changes in the system. Please be sure to check the latest information in your judgment.

In addition, we do not encourage specific investment decisions, and we ask that you make final investment decisions at your own risk.

Easy investment My own pension The Old Age Fund # increase # Connect with comments

2025/8/4 Edited to

... Read more私も年金だけに頼る将来には不安があり、高配当株を活用したじぶん年金作りにチャレンジしています。記事にもある通り、増配株投資はただ配当利回りが高いだけでなく、配当金が毎年増える企業を選ぶことがポイントです。私の場合、毎月少額ずつ積立投資を続けることで、複利効果が期待できるため、時間を味方につけながら資産形成ができています。 しかし、増配とは配当率が単に上がるだけではなく、実際の配当金の増加が重要であることは私も最初理解が浅かったです。株価変動や減配リスクにも備えるため、複数の高配当銘柄に分散投資してリスク管理を行うことが安心へつながると思います。例えば、昨今の市場変動で一部の銘柄が一時的に減配となっても、他の銘柄でカバーできるようにバランスをとっています。 また、税制面でも新NISAの成長投資枠は非常に魅力的で、配当金が非課税になることでより効率よく資産が増やせます。私もNISA枠を最大限に活用し、非課税のメリットを享受しています。所得が低くなった将来には配当控除も忘れず利用していきたいですね。 最後に、じぶん年金作りは長期的な視点が大切ですが、途中でも配当金をお小遣いとして活用できるため、楽しみながら資産運用が続けられるのが魅力です。自分のライフスタイルやリスク許容度に合った運用方法を探し、焦らずコツコツ積み立てることをおすすめします。将来の安心とゆとりある生活実現のために、この記事で紹介されているポイントは非常に参考になるはずです。