[If you don't know, it's a loss!?] Everyone has subscribed, but they don't know how Japanese insurance works
There must have been a lot of things that you seem to know but don't know??
If you do not know, you can not use it or you can not secure the correct security with private insurance, so let's keep it firmly.
"Title"
[Actually, such an excellent Japanese social security]
Table of Contents
01: Actually excellent Everyone has already subscribed insurance
02: What is Public Medical Insurance?
03: Benefit system of public medical insurance
04: Benefits you want to remember before joining private insurance
05: Differences in coverage by insurance
06: Pension is not just income in old age
07: Before considering private insurance
08: Summary
09: Next notice
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What creates the future is not "someone someday" but "myself now."
The accumulation of small choices gives shape to the security of the future.
👉@こう｜中立なお金の先生Follow us
Let's learn step by step and increase our "choices"!
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💡 [Do you have money anxiety?]
For example, the ideal future may not come if you leave the following anxieties and troubles or leave them as if they are okay.
- I do not know how to do household management
· I do not save money even though I do not have luxury
I want to reduce fixed costs.
I feel like I have too much insurance.
・ I want to start NISA and iDeCo, but investment is anxious
Concerned about funding for children's education
· Old age funds are not enough anxiety
· I do not know the budget and interest rate of my home purchase
If even one of these concerns applies, let's follow and change the future from "anxiety" to "fun"!
As an independent FP that does not sell financial products,
There is no solicitation, mediation, sales, etc. of specific financial institutions or financial products.
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This account does not recommend any specific investment or purchase, nor does it provide investment advice.
There is a risk of loss of principal in investment. Any content does not guarantee future investment results, and final investment decisions should be made at your own risk.
In addition, we make every effort to ensure the accuracy and up-to-date nature of the posted information, but if there is an error in the content, or for loss or damage caused based on the content, the information provider does not assume any responsibility.
Money literacy Studying money. Social Security The Public Insurance # comment _ challenge
日本の公的保険制度は、国民全員が何らかの形で加入している非常に手厚い社会保障制度です。私自身もこの制度を詳しく知ることで、無駄な民間保険の加入を避け、効率的に将来の備えができるようになりました。 特に公的医療保険には「高額療養費制度」や「傷病手当金」など、実際に病気やケガで医療費がかかった時に大きく助けられる制度があります。これらの制度があることを知らずに、過剰に民間の医療保険に加入してしまう人も多いのが現状です。私は過去に職場の健康保険と国民健康保険の違いや給付内容を調べ、自分の職業に合った公的保険の仕組みを把握しました。これにより、本当に必要な補償だけを選ぶことができ、無駄な保険料を節約できました。 また年金制度についても、単なる老後の生活資金と捉えがちですが、遺族年金や障害年金といった万が一の時の保障もあります。これらの給付額や条件を理解することで、死亡保障についても過剰な民間保険に頼る必要がないことが見えてきます。 さらに重要なのは、自分の収入や家族構成、将来のライフプランに合った保険設計をすることです。私は家計や資産の見直しとともに、公的制度の給付を踏まえた上で不足分だけ民間保険で補う形を徹底しています。結果として、安心できる保障を確保しつつ、資産形成に回す余裕も生まれました。 将来の不安を減らすには、まず国の制度を正しく理解し、賢く活用することが大切です。皆さんも今回の記事と私の経験を参考に、自分に合った保険の仕組みを学び、無駄な支出を減らしながら安心の未来を築いていきましょう。