Actually, there is no need to calculate troublesome life insurance premium deduction at the end of the year adjustment!
Please look forward to the next post as it is about year-end adjustment ✨
"Title"
【 Easy if you know! Year-end adjustment life insurance premium deduction secret technique 2 selection 】
Table of Contents
01: Year-end adjustment okay?
02: 2 secret techniques that are easy to know and profitable
03: Secret technique ① Simple tool without calculation
04: Points to note when using tools
05: Secret technology ② Selection of insurance payer
06: Points to note when selecting an insurance payer
07: Note here for insurance premium deduction
08: 2 Secret Techniques for Year-end Adjustment
09: Next notice
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What creates the future is not "someone someday" but "myself now."
The accumulation of small choices gives shape to the security of the future.
👉@こう｜中立なお金の先生Do it
Let's learn step by step and increase our "choices"!
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💡 [Do you have money anxiety?]
For example, the ideal future may not come if you leave the following anxieties and troubles or leave them as if they are okay.
- I do not know how to do household management
· I do not save money even though I do not have luxury
I want to reduce fixed costs.
I feel like I have too much insurance.
・ I want to start NISA and iDeCo, but investment is anxious
Concerned about funding for children's education
· Old age funds are not enough anxiety
· I do not know the budget and interest rate of my home purchase
If even one of these concerns applies, let's follow and change the future from "anxiety" to "fun"!
As an independent FP that does not sell financial products,
There is no solicitation, mediation, sales, etc. of specific financial institutions or financial products.
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This account does not recommend any specific investment or purchase, nor does it provide investment advice.
There is a risk of loss of principal in investment. Any content does not guarantee future investment results, and final investment decisions should be made at your own risk.
In addition, we make every effort to ensure the accuracy and up-to-date nature of the posted information, but if there is an error in the content, or for loss or damage caused based on the content, the information provider does not assume any responsibility.
Profit and loss money literacy Year-end adjustment Year-end adjustment 2025 Life insurance deduction Certificate of Deduction
私自身も毎年の年末調整で生命保険料控除の計算に苦戦していましたが、この記事で紹介されている「生命保険料控除額計算サポートツール」を使うようになってから、そのストレスが驚くほど軽減されました。面倒な計算が瞬時に終わるため、時間の節約にもなりますしミスも減ります。 また、夫婦共働きの家庭では保険料を誰が支払うかによって控除額に差が出るため、家計の状況や所得税率を考慮して保険料支払者を分けることが非常に効果的です。私の知人はこの方法で控除枠を最大限に活用し、税負担を少なくできたと言っていました。 さらに、生命保険料控除には新旧制度があるため、自分の保険契約がどちらに該当するか、控除証明書をよく確認することも重要です。特に介護医療保険料控除が適用される新制度契約は控除額が増えるため、変更のタイミングや証明書の紛失に注意しましょう。 私の経験から言うと、これらの秘テクを知っているかどうかで年末調整の負担感と節税効果に大きな差が出ます。特に、毎年の手続きが億劫だった方は、まずツールを検索し、使い方をマスターしてみてください。初めは不安でも慣れれば楽に処理できるので、お金の管理の自信もつきます。 これから年末調整を迎える方は、ぜひこれらの秘テクを実践して、面倒な計算から開放されると同時に、賢く節税していきましょう。今後もお金に関する役立つ知識を蓄えていくことが、将来の安心と豊かさにつながると実感しています。