How to... get rich without starving! Plan money.

With the new edition 50/30/20 formula. "💰📊

1.Part 1: 50% for "Essentials" (Needles)

• Definition: Costs that are "to be paid" for subsistence. If not paid, will suffer.

• Example: House rent / condo installment, water-fire, travel expenses, main meal, insurance and minimum liabilities

• Tip: If this part exceeds 50%, try to check whether we pay for accommodation or car costs too expensive.

2.Section 2: 30% for "needs" (Wants)

• Definition: A cost for happiness, a "life reward" that doesn't exist but is good for the heart.

• Examples: Eating Out, Streaming Membership (Netflix, Disney +), Shopping, Travel and Hobbies

• Tip: This section is the easiest to cut down when a financial crisis occurs.

3.Section 3: 20% for "Savings and Investments" (Savings & Debt Repayment)

• Definition: The part that creates "wealth" and future security.

• Examples: Contingency reserves (3-6 times expenditure), retirement money, equity / fund investments, and debting to reduce interest.

• Verify: A consistent 20% savings is at the heart of long-term stability.

💡 Example of calculation (salary 20,000 baht)

• 50% (required): 10,000 Baht

• 30% (Requirements): 6,000 Baht

• 20% (savings): 4,000 Baht

Warning: Investors must understand commodity characteristics, return conditions and risks before making an investment decision.

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