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れも⌇家計簿なしで資産1,000万

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\ How much is learning...?? /

It is said that the standard is 5% of the take-home

Estimate is just a guide

so the important thing is

Find the right amount of money for your family!

"How much can I use my house now?"

In order to know that, income is also important.

What is the payment amount? Take-home payment? Child allowance?

For those who have doubts

We'll wrap it up in the next post. So

Follow me and wait 😊!

Later, later

Anyway, while looking out the window

I want to work and change 🤭

Good job everyone today!

On this account.

and i was like, i don't have any money.

You can say "It's okay because I'm preparing it."

Sending out how to make a household

/ / lemo _ okane /

✔ know this ain't gonna work.

✔ a little guilty.

✔ can't work hard 😭

Leave such a person to the system 😊

simple management with no household account book

"Oh, it seems okay as it is...

You can create a household that seems like it.

2/24 Edited to

習い事にかける費用は、一般的に手取り収入の5％以内と言われていますが、これはあくまで目安であり、すべての家庭に当てはまるわけではありません。私自身、家計簿をつけずに資産1000万円以上を貯蓄した方法の一つとして、『逆算で考える』ことを大切にしています。つまり、収入から「先取り貯金」を差し引いた上で、残りの生活費ややりくり費に余裕があるかどうかを見極めます。例えば、月の手取りが30万円だとすると5％である15,000円が目安になりますが、この金額を単純に鵜呑みにしてしまうと、無理な出費になりかねません。児童手当やボーナスの有無、家族の固定費や急な出費への備えも考慮しながら、無理のない範囲で習い事の費用を設定することがポイントです。また、習い事は子どもの成長や興味に合わせて柔軟に見直せるものです。経済的に厳しい時期は無理に増やさず、整えることを優先しましょう。そして、少し余裕ができた時に費用を増やす形が理想的です。このように家計の状況をしっかり把握できていれば、習い事の費用を増やしても安心して続けられます。私の場合、窓の外の景色を見ながら仕事ができる環境作りをしたり、家計管理の仕組みをシンプルにしてストレスを減らす工夫をしています。これを参考に、自分の家庭に合った費用や仕組みを探すことが皆さんの経済的な安心につながると思います。今後も収入の考え方や、手取り・支給額・児童手当の違いについて詳しく解説する投稿を更新予定なので、ぜひフォローしてお待ちくださいね。

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