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Financial truths to set you up in life

Boy, if I could go back and tell my 20 year old self what I know now I would in a heartbeat! 💓

Here are the biggest financial lessons I learned so far ⬇️

1. You can build WEALTH through real estate (and yes there is a difference between being wealthy and being rich!)

2. Your credit score is important!! Learn how to use a credit card the right way and be strict with yourself!

3. NOT ALL DEBT IS BAD - I was raised in a household where I was told neverrrr to go in debt, but using debt as leverage is a good thing!

#financesdoneright #embracevulnerability #shareyourthoughts #realestate #investing #moneyhacks #wealthbuilding

2024/4/29 Edited to

Entering your 20s can be a daunting financial landscape. It's crucial to start your financial journey with the right mindset and knowledge. One major lesson is that wealth building isn't merely about having a high income; investing in real estate can create long-term wealth. Understanding the difference between being rich and wealthy is vital. Furthermore, your credit score plays a critical role in your financial health. Learning to manage a credit card properly can significantly affect your score, which in turn, influences your ability to secure loans or mortgages in the future. It's important to know that not all debt is detrimental. When used wisely, debt can act as a powerful leverage tool to expand your financial opportunities, enabling you to invest in assets that appreciate over time. Embracing a balanced view on debt and wealth can transform the way you approach your financial decisions and set a strong foundation for your future.

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