THINGS IVE LEARNT IN MY EARLY 20s (No regrets!)✨
My early 20s check-in: It’s not a grind, it’s an evolution.
If you knew me a few years ago, you’d know I used to think success was all about the "practical" stuff. But the biggest ROI I’ve ever seen didn’t come from a bank account.
It came from these 4 shifts:
🧘♀️ Confidence is a muscle: I traded "hustle culture" for yoga and communication classes. Turns out, finding your breath helps you find your voice in a boardroom.
🗣 The cost of silence: I learned the hard way that staying quiet is expensive. Growth only starts when you get comfortable with your voice shaking.
⏳ Time > Amount: In finance, we talk about the "Compound Effect." But it’s not just for money—it’s for habits. Starting small is a superpower most people waste by waiting for "the right time."
🤝 Perspective over Projections: Empathy is my favorite financial tool. When you listen more and judge less, you see opportunities (and people) differently.
Financial literacy isn’t just about the dollars; it’s about the life you’re daring to build.
Let’s build a good one. What’s one non-financial habit that changed your life?
#JasInsured #SingaporeFinance #FinancialLiteracy #MoneyTipsSG #MindsetMatters
One of the most impactful lessons I learned in my early 20s was the importance of being well-rounded, beyond just focusing on practical or financial goals. Like the article mentions, developing confidence isn't instant—it’s like a muscle that you have to strengthen over time. For me, taking up yoga wasn’t just about fitness; it became a grounding practice that helped me stay calm during stressful work presentations. Another game changer was pushing myself to engage in public speaking. Initially, my voice would shake, and I often feared judgment. But speaking out helped me share my ideas clearly and boosted my self-worth. This aligns perfectly with the insight that "The cost of silence" can be high—comfort with vulnerability opens doors. I also wish I had started saving money, even small amounts, earlier. The concept that "Time > Amount" in finance really hit home as I saw how consistent habits compound into freedom later in life. This applies not only to money but also to learning and personal development—the little steps we take daily accumulate over time. Lastly, broadening my perspectives by connecting with diverse people and practicing empathy drastically changed how I approach challenges and relationships. It’s true that empathetic listening reveals new opportunities and nurtures maturity. Overall, the combination of building skills I love, embracing discomfort through communication, nurturing habits early, and valuing empathy has been foundational for my growth journey in my 20s. It shows success isn’t just financial—it's about cultivating a richer, more intentional life.