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Share experience is informal debt - share

First of all, 🌟 we are a dame share that opens a rotating house 1,000-20,000, a small house that opens in its fourth year, falls in October 68.

📌 know when you're about to fall?

▪️ at that time in the house, there was a dead hand, escaped, and we were sick, + had to go to study in the provinces, but admitted that when our children shared the top, we spent too much money, took that reserve to play in this band + and played in another house where they came down to us. We went down the hill like this.

📌 started recovering outside the system and repaying the debt.

▪️, we started to recover outside the system from the beginning, about 1,000 to 3,000, to the beginning, to 10,000 to 20,000, with the end, the end, the end, the end, and the daily float, the sun flower, and the recovery of this guy, until it was pig's tail.

📌 you know what you can't do?

▪️ The first thing we do is we tell our fans that we can't go on and can't continue. What to do? The debt is almost 3 lakh. Where to make money? The fans tell us to gradually solve the problem one point at a time. 1.Share how many hands the band will end up with, how much is the sum? 2. Talk to the children of the shares, can you gradually return the balance? 3. Talk to the creditor if you want to pay or ask for the tree, not the flower?

📌 after that was a time when our lives had to accept the truth of what had happened, of course we were reviled, had no friends, had been branded as cheating, had relatives, parents, siblings involved in cheating, had been intimidated, harassed in all manner.

📌 we've been paying money for debt since October until today 08/12/68 we've spent all our debts outside the system, and the band shares. We're not the ones who are going to cheat, but because we live careless lives, we overspend our money, we accept the truth of what happened.

🌟 but one of the things we got in this lesson is

1. Families that don't leave us. Help us.

2. Dating friends After we fall, we will see people whether the friends are sincere with us or just hoping for benefits.

3. Living after this is careless, planning finances, not creating more debt.

✌🏻 anyone who's in trouble like us, let's go well.

We believe that one day we will be able to run out of debt. 💖 It's encouraging for people who are in debt.# Debt # Informal debt

2025/12/8 Edited to

... Read moreเมื่อพูดถึงหนี้นอกระบบ หลายคนอาจไม่รู้ว่าปัญหานี้ซับซ้อนและส่งผลกระทบต่อชีวิตมากกว่าที่คิด ในประสบการณ์ของฉัน การกู้เงินนอกระบบเริ่มต้นจากวงเงินเล็ก ๆ เพื่อช่วยโปะหนี้ในวงแชร์ แต่พอเริ่มสะสมดอกเบี้ยมากขึ้นจนกลายเป็นดินพอกหางหมู การจัดการกับหนี้พวกนี้ต้องใช้ความซื่อสัตย์กับตัวเองและคนรอบข้างอย่างมาก สิ่งที่ฉันเรียนรู้คือ การสื่อสารกับคนใกล้ตัว เช่น แฟน ลูกแชร์ และเจ้าหนี้ เพื่อขอความยืดหยุ่นในการชำระหนี้ เช่น ขอผ่อนจ่ายทีละส่วน หรือขอจ่ายแค่เงินต้นก่อน ถือเป็นกุญแจสำคัญที่ช่วยให้ลดความกดดันลงได้บ้าง อย่างไรก็ตาม ช่วงเวลาที่ลำบากที่สุดก็คือการเผชิญหน้ากับปฏิกิริยาจากสังคม ที่อาจทำให้เรารู้สึกโดดเดี่ยว ถูกตราหน้าว่าโกง หรือแม้แต่ถูกรังแก สิ่งนี้ทำให้เรารู้ค่าของครอบครัวที่ไม่ทอดทิ้ง และเพื่อนแท้ที่ยังยืนข้างเราได้จริง นอกจากนี้ ฉันยังได้สติในการวางแผนทางการเงินมากขึ้น ไม่ใช้จ่ายเกินตัวและหลีกเลี่ยงการสร้างหนี้ใหม่หลังจากผ่านประสบการณ์นี้ไปแล้ว สุดท้ายนี้ หากคุณกำลังเผชิญปัญหาหนี้นอกระบบ อยากให้เชื่อมั่นว่าวันหนึ่งคุณจะฝ่าฟันอุปสรรคนี้ได้ การเปิดใจและขอความช่วยเหลือจากคนที่ไว้ใจได้จะช่วยให้คุณมีแรงใจและวิธีรับมือกับปัญหาได้ดีขึ้นค่ะ

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