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みぃも︱マネして貯まるお金術
みぃも︱マネして貯まるお金術

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[Topic of annual income wall ‼️] Be careful of the amount lost⚠️

Recently in the news annual income wall 1.78 million yen is determined!

So, what does this change?

Will the take-home increase?

The point is that,,

Some people lose money depending on their annual income.

However, most people benefit a little!

besides, there is a wall of social insurance

If that doesn't change, it'll be up to 1.78 million

Even if you work, insurance premiums will be deducted, right?

it's not good to just be pulled.

Not really, but

(Increase the pension you receive in the future)

I don't feel like I've gained much, 🥹

While thinking such a thing

The content that has not changed for about 30 years

We're just starting to move.

I think that's amazing 🥺

What did everyone think?

Let me know in the comments!

❁ ❁

☑️ talk and study about money ✍️

☑️ savings and investment 💰

☑️ From Zubora spenders to Zubora savings

Waste Graduation Account ✊

Former waster Arasa Miimono

Other posts from here → @ miimo _ tik

Troubles or troubles related to money

Feel free to comment 👌

❁ ❁

Remo Buzz Money

Money literacy at the end of the year

The Annual Income Wall

# take _ home

Knowledge of money

2025/12/21 Edited to

... Read more年収178万円の壁について、詳しく調べていくと社会保険料の仕組みがとても大きく影響していることに気づきました。私も以前、この壁が引き上げられる前は103万円や130万円の壁を意識して働き方を調整していましたが、新しい178万円の壁によって今後の働き方や収入計算を見直す必要があると感じています。 社会保険の壁（約130万円）を超えると保険料が発生し、手取りが減る可能性があるため、「働き損ゾーン」と呼ばれることもあります。しかし、社会保険料は将来の年金額に直結するため、単なる出費ではなく長期的な投資とも捉えられます。私自身も保険料を払うことで将来的な安心感を持てるようになりました。 さらに、178万円の壁引き上げにより、これまでよりも所得税がかからない範囲が広がったため、基本的には多くの人は手取りが増えるケースが多いです。ただし、年収や家族構成、扶養の有無などで損得が変わるので、自分の状況に合わせて計算してみることが重要です。 私のおすすめは、まず自分の年収と社会保険料の負担額をしっかり把握し、手取り収入がどのくらい変化するかを確認すること。そして、可能であれば保険料を払って将来の年金受給額を増やすメリットも考慮しながら、トータルで得する働き方を検討してください。 これからも制度変更が続く可能性があるため、ニュースをチェックしつつ専門家や周囲の意見も参考にしながら賢く対応していきたいですね。みなさんの体験や意見もぜひコメントでシェアしてください！

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