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みぃも︱マネして貯まるお金術

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[Increase in interest from next month] Pocket money up!?💰

my favorite aozora bank

2 / 2 - Increase interest rates further ✨

If you can get this far

Savings deposit up to 1 million for living defense expenses

Isn't it okay to leave it? 🥺

When there was something up to 1 million yen

Without using it as a talisman

Using the money invested later

Build your assets..!!

By the way, the cost of living defense

Monthly salary x half a year to one year is considered ideal!

I was too happy with the breaking news

Share with everyone 🤝

❁ ❁

☑️ talk and study about money ✍️

☑️ savings and investment 💰

☑️ From Zubora spenders to Zubora savings

Waste Graduation Account ✊

Former waster Arasa Miimono

Other posts from here → @ miimo _ tik

Troubles or troubles related to money

Feel free to comment 👌

❁ ❁

My money situation

1/23 Edited to

私も実際にあおぞら銀行の普通預金を利用していますが、今回の金利アップは本当に嬉しいニュースでした。普通預金で年0.50%や0.75%といった高い金利は、他のメガバンクと比べてもかなりお得です。特に生活防衛費として100万円以内を普通預金に置いておくことで、いざというときの安心感は増す上に、利息も無理なく増やせるのがポイントです。また、あおぞら銀行の特徴として、ATM手数料がゆうちょ銀行ATMなら月9回無料で使え、コンビニATMも使いやすいため、日常の資金管理もしやすいのが大きな魅力です。私自身も、普段使いの口座としても便利で、アプリから積立目標を設定できるので、気軽に貯金のモチベーションも上がりました。生活防衛費の目安は月給の半年から1年分と言われていますが、緊急時のためにこの資金はすぐ引き出せる普通預金に置いておくのが無難です。今回の利率アップが実現したあおぞら銀行は、まさに生活防衛費に適した場所といえます。さらに、100万円を超えた資金については、投資で資産形成に回すと効率的。私も実際に投資に分散することで貯金だけに頼らないお金の増やし方を実践中です。利息だけに頼らず、自分のライフプランに合わせて貯金と投資のバランスを見直す良い機会にもなりました。もしまだあおぞら銀行の口座を持っていない方や、普通預金金利に不満がある方は、この機会にぜひ利用を検討してみてください。手数料無料の振込やATM利用、アプリでの管理機能も充実しているため、毎日の使い勝手も抜群です。私のようにズボラでも続けられる貯金方法としておすすめの銀行です。

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